Why my credit limit for all credit cards stuck under 2 lakhs??

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Deal Cadet
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I am trying to increase my limit but from last 3 years my limit is stuck under 2 lakhs. I 've tried to send request for limit enhancement but still the limit is not increased. 

I would like to know what determine credit card limit.  

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Pro Shopping Friend Pro Shopping Friend
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Usually most of the bank sent limit enhancement offers once in 6 months. Otherwise try to raise the request with ITR.
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These are credit card limit, not salary. Stop running after them. .

Focus on salary. cc limit increment will come eventually 

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Pro Shopping Friend Pro Shopping Friend
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Usually most of the bank sent limit enhancement offers once in 6 months. Otherwise try to raise the request with ITR.
Helpful Helpful
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These are credit card limit, not salary. Stop running after them. .

Focus on salary. cc limit increment will come eventually 

Deal Cadet Deal Cadet
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if u are salaried, try with income docs they will definitely increase

Benevolent Benevolent
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Use HDFC for high limit, 

they give limit like crazy.

Crowdpuller Crowdpuller
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I think icici

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Deal Cadet Deal Cadet
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Is credit limit depending on salary or credit history? what about self business and non salary person holding credit card?

Deal Subedar Deal Subedar
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Combination of both (income+credit history) , as per bank's internal policies i think
Helpful Helpful
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submit your income proofs once, if it doesn't work out then wait patiently for your turn is the only option available to us.

Deal Cadet Deal Cadet
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What is the the ideal salary or avg account balance for having 2 lakh plus credit limit.

Deal Subedar Deal Subedar
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hmm my guess is more than 10lakhs per annum
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