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Won a case at the insurance ombudsman

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Deal Cadet
mahi250001

My car was stolen sometime in early 2022 from the basement parking of the gated society in which I reside. 

Despite applying for claim on time, and with proper procedures, the insurance company repudiated my claim on grounds of 'Gross negligence' on my part. 

However I escalated the issue at the insurance ombudsman(online), and within 2 months, I got a call from the ombudsman for the hearing. 

The hearing went smooth, and the ombudsman was very helpful and professional. 

Though I was skeptical of  legal procedures in India, ombudsman was a surprise change.And when the final award came in my favour, it restored my belief in the system. 

 


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Deal Cadet Deal Cadet
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which insurance company?

Deal Lieutenant Deal Lieutenant
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WOW.

Congrats

Pro DealBaba Pro DealBaba
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Nice, please add full details like ombudsman link, insurance company name, amount.

Deal Newbie Deal Newbie
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‎ ‏‏‎‏‏‎ ‏‏

Deal Cadet Deal Cadet
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Hi, i have also registered a case in Insurance Ombudsman online.

Hearing pending.

Can you please confirm whether it will be an online hearing or physical one?

Exactly what will be going on in hearing?

Deal Cadet Deal Cadet
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Mine was physical one... That too with just 4 day notice

Helpful Helpful
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Yes, please tell us which insurance company and all other details.

Analyst Analyst
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images21FlshCkHaMAE5Ut0

Helpful Helpful
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OP to the ombudsman

image

Deal Captain Deal Captain
Admin
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Congratulation

Generous Generous
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Awesome beers

Helpful Helpful
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Can we escalte issue online for helath insurance claim denial

Deal Cadet Deal Cadet
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@kshmr
My all referrals done
Pro Mobile Guru Pro Mobile Guru
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Ombudsman OP!

btw what does this name even mean? 😄

Benevolent Benevolent
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In layman's term, they are higher authorities who look into the matter where companies don't provide suitable remedy.

For banking issues, RBI Ombudsman, for Life insurance issues, Life Ombudsman and for insurance we've insurance ombudsman etc etc smile

Deal Cadet Deal Cadet
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Desh Badal raha hai

Deal Cadet Deal Cadet
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Desh Badal raha hai

Helpful Helpful
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Sometimes rare things may happen:), anyway trust the legal system.

Helpful Helpful
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Coz no other choice

Deal Subedar Deal Subedar
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Congratulations. Little depth like insurance company name and your submitted documents/proofs might be helpful for future visitors

Deal Subedar Deal Subedar
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My father's bike was stolen from in front of our home.  SBI insurance agent is asking QRC report.  What is it and where to get it from?

Tech Guru Tech Guru
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Any update? Bhai QRC kya hai? Wo log fir maangte hai naa

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Deal Cadet Deal Cadet
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Please give more details and link for insurance ombudsman. @mahi250001

Deal Cadet Deal Cadet
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Let the final amount credited to my account, I will disclose all the details.. 

Helpful Helpful
Admin
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Do share your experience once the amount gets credited to your account. Waiting for the same smile
Crowdpuller Crowdpuller
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Great mahn! raised_hands i never knew even something like this exist. 2 yrs back i lost almost 8k because of a claim rejection by surveyor/insurance co. because of  silly stupid reason

Deal Lieutenant Deal Lieutenant
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for small cases like 40k-50k the company representative dont come for hearing also and we directly win

one of my fried had this experience

Deal Lieutenant Deal Lieutenant
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Happy to hear the news smile 

Deal Cadet Deal Cadet
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Got payment today...

Kohli is the brand ambassador for this particular company.. 

Rest you guys are smart.. 


Benevolent Benevolent
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Digit scream sweat_smile
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Generous Generous
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Its becoming fashion , and the seriousness will increase only ...!!!!!!

First pay hefty premiums , latter fight for claims . 

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