Worst Experiences Of First Time CC Application On Bankbazaar & Paisabazaar
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1) Paisabazaar : Applied for a card online on Paisabazaar on 23rd August…No call/sms/email from the bank…Nothing from the Paisabazaar either except the initial 40-50 characters reference number which is not even trackable…Called 4 times since it’s more than 1 month now…Everytime they say, they are arranging a callback but no callback never came & everytime they send me survey links asking to rate the callback experience when I never got any callback from them lol…I called again like 7-8 days ago & a lady told me that it’s showing as Approved on my account when I didn’t receive any call,SMS or email regarding this and neither there were any phone or physical verification done from the bank’s part…The lady escalated it again & told me that I will get a response within 2-3 days but nothing…I had uploaded all the documents online on 23rd August itself…
2) Bankbazaar : I was getting these special type messages from Bankbazaar from quite some time about a Pre-Approved Yes First Preferred card…
Last night I applied for it by clicking the link in the SMS & on the site also it was showing that, I am applying for a Pre-approved & Online KYC enabled Yes First Preferred card…1 hour back, I received a call from Bankbazaar & they did some basic verification & also put a hard inquiry on my Experian & I received the email confirmation of the same from Experian…But now when I’m trying to check my card application on their site, it’s showing that I have applied for Yes bank Rewards Plus card which is Yes Bank’s lowest end card & I have never applied for it…I immediately called bankbazaar customer care multiple times & they keep on telling me that I have applied for this crap Rewards Plus card only…
These were the first times I had applied on both Paisabazaar & Bankbazaar & I’m totally disappointed with both of their services…Paisabazaar telling me my card is showing as Approved while there was no intimation provided regarding that & even Paisabazaar is only escalating the matter on every call since last 1 month & still nothing…
And Bankbazaar changed the card variant without my permission & that too from Yes First Preferred to the lowest end shitty card Rewards Plus… Do these companies have any Nodal department at all where I can complain ?? I will try to send email to their customer care emails but not sure if I will get any response from them or not…I told both of these companies to close the card applications & they are not doing it tooo… 
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On the positive side of bank bazaar
I applied for SBI card got my card in flat 5 day
SBI have very stringent policy of verification
3 different person came to cross verifies the detail
I applied for induslnd bank CC
got two calls
one person came to get kyc paper
got card on 5th day
I sent email to support @ bankbazaar.com asking them to close my card application & also my account with them…Let’s see what they reply…This is pathetic…Applied for Yes First Preferred & they changed the applied card variant to crap Rewards Plus without consent…An Experian hard Inquiry for nothing… 
Not sure why these companies insist on salary account number details when payslip and ITR is already provided and pretty much Bank Level CIBIL enquiry will do needful. I had to cancel my application as i wasnt secure sharing my bank account number with third parties
These all pre approved cc providers are data collection agencies, they are only after your details to sell further, no wonder after you give you docs you will recieve tons of calls, Marketing WhatsApp messages and all
That is why I never applied anything on these sites…Actually I have cards from all the top banks but Yes Bank not giving me since last 3 years…That’s why I had applied because Bankbazaar sent me fake Pre-approved Life Time Free Yes First Preferred card SMS…I would still not be angry on them if the application would have been declined because it’s normal but how the hell they can change the applied card variant from the 2nd highest Yes bank card to the lowest end card without my consent & after placing a hard inquiry on my Experian score ?? That got me angry on them…I sent them an email asking them to close my card application, close the account on their site & also provided the above two screenshots with the email…An automatic response was received assigning me a ticket number…Let’s see what they reply…
These morons still showing Yes First Preferred as a Pre-Approved card in my account…
PAISABAZAAR and bankbazaar are same companies under diff names.
these biggest fraud/spam company on the internet
they will spam you very bad, once your mobile number is exposed to them.
Received this email reply from bankbazaar today regarding yesterday’s complaint email…
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“As per your request, we would like to confirm that your account details have been forgotten from the records/database of BankBazaar. However, we would like to state that if in future you visit our website in relation to any financial product and create an account/share your details (phone number, e-mail Id etc.) you may be contacted by us.
We value your association with BankBazaar and look forward in helping you choose the right financial product.
Yours sincerely,
Team BankBazaar."
_________________
They did not write even a SINGLE word in their email reply about how they could change my applied card variant to something else without my permission & sent me this saying that they deleted my account or forgotten crap even though I can still see the non-applied CC application on their site…What nonsense….
Today a lady also called from their office & she told me that there is no Life Time Free offer going on…When I told her that I have the SMS proof with me which came directly from Bankbazaar & clearly mentions about the Life Time Free Yes First Preferred Credit Card…Then she asked me to send email & when I told her that I have already done that yesterday & provided them with both the screenshots i.e. BankBazaar’s fake LTF Yes First Preferred SMS screenshot & the crap card application showing on their site…She said ok i am arranging a callback but no callback came…
Paisabazaar is same too…They said my card is showing approved (even though there was no intimation from the bank or the Paisabazaar site & not even a single verification call) & I will get a callback but nothing…Fake/Scam sites after our data…I’m done with these sites now…I only applied because they were sending me fake LTF Yes First Preferred SMS’es & many dimers here write on DD that they get cards from BankBazaar…
thanks for the tip..i have been receiving this spam messages from bankbazaar regarding the Pre-Approved Yes First Preferred card for few weeks now.
was thinking to click..
but now moved the email to trash..