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Yes bank RuPay Platinum debit card - Apply process

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Finance Ninja
abhishek012
Yes bank RuPay Platinum debit card - Apply process: First of all its hard to get RuPay Platinum debit card from yes bank, i dnt recommended open yes bank account for RuPay Platinum debit card but If you already have yes bank account then try it. Yes bank account type, 100% confirmed you will get Yes bank RuPay Platinum card - Prosperity account, Yes First account, Zero balance account BSBDA, Senior Citizens & Salary Account holders. 2 person told me he got his Yes bank RuPay Platinum debit card using this trick - Person 1 - They denied to issue RuPay so i asked them to reply to my email with reason. so branch took it to backed team and issued after 20 days (card issue date - May 2021). Person 2 - Branch refuse to issue in January, 2021 than mail to md then issue immediately. another person told me he got by default RuPay Platinum debit card on yes bank zero balance BSBDA account. 77736462Nsdo3u
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Deal Cadet Deal Cadet
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100 per month savings k liye itne papad belne padege flushed

Finance Ninja Finance Ninja
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Agar pahele se yes bank account ha toh papad belne me kya dikkat ha. smile Papad kharidne k paise bhi lagte ha, 100 per month discount ho jayega Papad kharidte time. stuck_out_tongue
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Deal Cadet Deal Cadet
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Considering that discounts are only till March 2022, that means savings of about 700, after debit card fees.

Deal Subedar Deal Subedar
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@rogerthat banker bhaiya… bahut saare account(alag-alag bank me) hone se (that too, maybe short time k liye) koi problem hota hai kya.?
Obviously UID//PAN sabhi lete hai for KYC..

I have 2… I know a relative with some 10 acc in different banks.

Finance Ninja Finance Ninja
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kuch nhi hota ha. 1 bank account rakho ya 10 ya 20.

5 ya 6 bank account toh aise he India me maximum middle class log rakhte he ha.

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Helpful Helpful
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flushed RUPAY PLATINUM in BSBDA flushed in Yes(Private) Bank flushed
Finance Ninja Finance Ninja
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Another person got Yes bank RuPay platinum debit card today -

He requested through here – https://www.yesbank.in/pdf/channel_request_fo...df

Also yes bank twitter support. they escalated to grievance officer and voila

https://cdn0.desidime.com/attachments/photos/711393/medium/7927027KVHtcD8.jpg?1631543522

Savings Mentor Savings Mentor
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What are the issuance charges and annual maintenance charges for Yes Bank’s RuPay Platinum cards? That is, if it’s not BSBDA?

Finance Ninja Finance Ninja
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I think Rs200+GST.

Savings Mentor Savings Mentor
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Sorry if I am asking something already answered but not clear to me: on Yes Bank’s website, it looks as if it isn’t possible to open a zero balance BSBDA account online. Is that right? I see only regular digital savings account. Or BSBDA is same as PMJDY in case of Yes Bank? I will have to visit and open Zero balance BSBDA account offline I guess? smile

Finance Ninja Finance Ninja
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Bro, i don’t have much details about yes bank savings account types.

Savings Mentor Savings Mentor
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No problem. I am going to a nearby Yes Bank soon. It is very close to my house. I will try to find out by asking the bank staff.

Finance Ninja Finance Ninja
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First ask them to issue RuPay Platinum debit card otherwise yes bank is useless. 😀

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Savings Mentor Savings Mentor
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At my nearby Yes Bank branch, I just went and asked about BSBDA out of curiosity. They said this product is not available right now. 😄

Finance Ninja Finance Ninja
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First ask Billion Dollar question,

Can i get RuPay Platinum debit card ?

Savings Mentor Savings Mentor
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Yes they said I can get on this account but this product code is not available at this branch they said. I think they are making excuses since even Govt banks hate BSBDA. It’s not profit for them.

Savings Mentor Savings Mentor
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Anyone got RuPay Platinum on YES Savings Value Account ? 

Finance Ninja Finance Ninja
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Contact yes bank. I think available on all saving accounts.

Mail to md, if yes bank denied to issue RuPay card.
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Savings Mentor Savings Mentor
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In a surprise/shock to me, the Yes Bank branch closest to me has SHUT DOWN. The shutters are down on bank working days. Maybe it shifted somewhere else. But even Yes Bank's official customer service and Yes Bank Twitter have no idea what happened to that branch. smile

Savings Mentor Savings Mentor
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How do we contact MD of Yes Bank? What is his email ? They are refusing to issue RuPay Platinum to their highest account variant, Yes Premia.

Helpful Helpful
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For highest variant accounts, they will never allow u to shift to Rupay as they say it is less safe compared to Visa or MasterCard. I faced the same with DCB Bank Elite Account. But, they do have a point. Yet, I closed account & opened kotak Everyday Savings ACC & got Rupay Card.
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Savings Mentor Savings Mentor
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I wrote email to MD/CEO of Yes Bank but still they denied saying that Yes Bank has stopped issuing RuPay debit cards completely in the last few months, and now they issue only Visa card. Not sure if this is true and accurate, but that's the only reply I am getting no matter where I complain (Normal grievance, or at the branch or to PNO or to MD/CEO, Yes Bank Twitter etc - all are giving the same reply - that RuPay card issuance has stopped at Yes Bank).

Savings Mentor Savings Mentor
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Wrote a 2nd time to MD/CEO and surprisingly RuPay Platinum was issued to me. BIN is same: 5088 92...

Post Mogul Post Mogul
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plz share email id bro
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Deal Cadet Deal Cadet
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Anybody tried for a Rupay card lately with Yes Bank?

Finance Ninja Finance Ninja
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Yes bank RuPay Platinum debit card available.

You just need to send email to Yes bank CEO and get the card.
Deal Cadet Deal Cadet
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CEO directly? Or should I try Ombudsman first?

Finance Ninja Finance Ninja
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Ya first try with normal customer care.
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Finance Ninja Finance Ninja
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@DEALSTER
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Savings Mentor Savings Mentor
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Which is higher variant - Engage or Elevate?

Deal Newbie Deal Newbie
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Is the engage card by default issued in rupay platinum only?

Finance Ninja Finance Ninja
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No, visa and mastercard also available.
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Deal Newbie Deal Newbie
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Is there any premium account with yes bank which is more beneficial with better debit card (e.g. movies, etc.) or better to get the rupay platinum debit card ?

Looking for a family member having an yes prosperity account with good funds since a long time.

Savings Mentor Savings Mentor
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Yes Premia account comes with Elevate debit card which has BOGO offer on BookMyShow.
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