anyone use Airtel fastag, credit card to bank t...

anyone use Airtel fastag, credit card to bank transfer trick ?

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Shopping Friend
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anyone use Airtel fastag, credit card to bank transfer trick ? grinning

working or not ?

15 Comments  |  
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I also want credit card to bank transfer trick without any charge.

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Free Is not possible

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Approx 1-2 % will be charged

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For tiny amounts try buying paytm gold and instantly sell gold ( small charge )

Give ur credit card to ur trusted frnds or families who makes regular shopping or online purchases and take real money after they shop.

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UnderNation wrote:

For tiny amounts try buying paytm gold and instantly sell gold ( small charge )

Give ur credit card to ur trusted frnds or families who makes regular shopping or online purchases and take real money after they shop.

@sauravkrind

its free you can recharge Airtel fastag through credit card and Airtel fastag balance credit to your Airtel bank saving account.

personally not verified, but heard its worked.

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abhishek012 wrote:

@sauravkrind

its free you can recharge Airtel fastag through credit card and Airtel fastag balance credit to your Airtel bank saving account.

personally not verified, but heard its worked.

Okkk .

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Guys I have a doubt. If I used 100% of my cc limit every omnth, Then is it a +ve or -ve to improve my cibil score?

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vsvishnu wrote:

Guys I have a doubt. If I used 100% of my cc limit every omnth, Then is it a +ve or -ve to improve my cibil score?

-ve

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vsvishnu wrote:

Guys I have a doubt. If I used 100% of my cc limit every omnth, Then is it a +ve or -ve to improve my cibil score?

Negative but minimal impact

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vsvishnu wrote:

Guys I have a doubt. If I used 100% of my cc limit every omnth, Then is it a +ve or -ve to improve my cibil score?

No impact unless you pay all dues within due date
But I have seen if u pay all dues on time , then your credit score improves

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abhishek012 wrote:

@sauravkrind

its free you can recharge Airtel fastag through credit card and Airtel fastag balance credit to your Airtel bank saving account.

personally not verified, but heard its worked.

Its totally wrong since airtel has separate wallet in fastag

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coolmrkaran847 wrote:

No impact unless you pay all dues within due date
But I have seen if u pay all dues on time , then your credit score improves

I dont think so. Every month my score decreasing even if I pay b4 the due date. Must be becz am almost crossing the cc limit

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vsvishnu wrote:

I dont think so. Every month my score decreasing even if I pay b4 the due date. Must be becz am almost crossing the cc limit

Maintaining a high credit utilisation ratio:

A credit utilisation ratio is the percentage of the credit limit which is used by you at a given point of time. You should always maintain a low credit utilisation ratio if you want to improve your CIBIL score. This essentially means you should not max out your credit card limit and limit your usage. Several financial experts suggest that consumers should use only 30% of their total credit card limit. Your credit exposure accounts for 30%(Weightage) of your CIBIL score. If you have a high credit utilisation ratio, it will automatically bring your credit score down. Using the entire credit card limit indicates that you are not able to pay your bills on time and are unable to handle credit.

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sauravkrind wrote:

Approx 1-2 % will be charged

Anyone?

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Anyone explain this trick?

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