Hotness axis asap have visa/master virtual debit card ?

Hot Deal axis asap have visa/master virtual debit card ?

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Pikachu
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axis asap have visa/master virtual debit card ?
Need for bharat qr transaction i need a visa card.
Does openning a/c in this, gives me visa card ?

Any things to note down : for dumb deductions….

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I have 4 months old ASAP account. Their Virtual Visa card is not working for BharatQR. Failing always. Atleast not working for me, I don’t know about old Asap account holders.

They are charging Rs.15 + 18% GST for one quarter for SMS service.

Pikachu
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Optimystix wrote:

I have 4 months old ASAP account. Their Virtual Visa card is not working for BharatQR. Failing always. Atleast not working for me, I don’t know about old Asap account holders.

They are charging Rs.15 + 18% GST for one quarter for SMS service.

Thanks so much. Wont open account !!!

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vickyVicky wrote:

Thanks so much. Wont open account !!!

If you want to open only for BharatQR, then opening this is not good idea.

But you can use Axis asap card for any other offers like Amazon, Flipkart, Freecharge with Axis debit card offers. They are counting Axis asap card as Axis Debit card for online transactions.

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Optimystix wrote:

If you want to open only for BharatQR, then opening this is not good idea.

But you can use Axis asap card for any other offers like Amazon, Flipkart, Freecharge with Axis debit card offers. They are counting Axis asap card as Axis Debit card for online transactions.

Any way to stop messaging service and avoid sms charge?

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nirmaltvd wrote:

Any way to stop messaging service and avoid sms charge?

Then how will you receive otp from them for online transactions?

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Optimystix wrote:

Then how will you receive otp from them for online transactions?

SMS alert service and trasaction sms service is different , I think. Please let me know if I stop sms service, debit card otp will not receive?

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Firstly, you can’t avoid these charges in any bank account. They have the right to deduct these charges for SMS Alert service as per RBI. This service includes all sms regarding your bank account.

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Within one year need to convert to FULL kyc right?

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chetanc12 wrote:

Within one year need to convert to FULL kyc right?

Yes.

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Optimystix wrote:

If you want to open only for BharatQR, then opening this is not good idea.

But you can use Axis asap card for any other offers like Amazon, Flipkart, Freecharge with Axis debit card offers. They are counting Axis asap card as Axis Debit card for online transactions.

+1
Opening a new bank account just for BharatQR mVisa offers is not a good idea..
There are other alternatives for Amazon discount like Credit Cards or any other ongoing offers on Amazon Gift Cards (Phonepe-PayU or Phonepe-Zingoy etc.)
For BharatQR mVisa offers, You can use different Wallets supporting the feature with Minimum KYC or you can do full KYC if haven’t any problem to do so.

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nirmaltvd wrote:

SMS alert service and trasaction sms service is different , I think. Please let me know if I stop sms service, debit card otp will not receive?

Yes, thats how it works. I called their customer service and they confirmed me the same.
SMS alerts can be turned off by visiting AXIS bank ATM but as we dont have physical debit card so this option wont work. Next option is to visit your nearest AXIS bank branch and request them to do so.

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sardasa wrote:

Yes, thats how it works. I called their customer service and they confirmed me the same.
SMS alerts can be turned off by visiting AXIS bank ATM but as we dont have physical debit card so this option wont work. Next option is to visit your nearest AXIS bank branch and request them to do so.

If we disable SMS alerts, will we receive otp in card trasaction?

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nirmaltvd wrote:

If we disable SMS alerts, will we receive otp in card trasaction?

Yes. You will receive OTP for card transactions even after disabling SMS alerts.

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sardasa wrote:

Yes. You will receive OTP for card transactions even after disabling SMS alerts.

Thanks for the info bro

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Optimystix wrote:

I have 4 months old ASAP account. Their Virtual Visa card is not working for BharatQR. Failing always. Atleast not working for me, I don’t know about old Asap account holders.

They are charging Rs.15 + 18% GST for one quarter for SMS service.

Does this VCC allows international payments??

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roXtar007 wrote:

Does this VCC allows international payments??

Sorry bro. Haven’t tried it for international payments. I think who have opened Axis asap earlier can only answer your question as I am not able to use it because they haven’t given me cvv of card & the card details in the app even after so many complaints (For Bharatqr Mvisa, Payzapp never asks cvv. So that I had checked it)

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sardasa wrote:

Yes. You will receive OTP for card transactions even after disabling SMS alerts.

Have u done that? I also want to disable. But I think for request given to branch you have to pay charges.

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Optimystix wrote:

Have u done that? I also want to disable. But I think for request given to branch you have to pay charges.

Not aware of any bank branch demanding money to deactivate SMS services.

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Optimystix wrote:

I have 4 months old ASAP account. Their Virtual Visa card is not working for BharatQR. Failing always. Atleast not working for me, I don’t know about old Asap account holders.

They are charging Rs.15 + 18% GST for one quarter for SMS service.

It is Visa card and working smoothly for bharath QR code payments too. No issues in working till so far. Yes, they are charging Rs.5 for monthly SMS charges. I paid Rs.20/- for 4 months. Done 3 SCANTASTIC.IN transactions 2 days back. All ok.

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santoshkumara wrote:

It is Visa card and working smoothly for bharath QR code payments too. No issues in working till so far. Yes, they are charging Rs.5 for monthly SMS charges. I paid Rs.20/- for 4 months. Done 3 SCANTASTIC.IN transactions 2 days back. All ok.

From which app? Payzapp? I am unable to use it in Payzapp & can’t find option of BharatQR in Axis Mobile app.

Pikachu
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sardasa wrote:

Yes, thats how it works. I called their customer service and they confirmed me the same.
SMS alerts can be turned off by visiting AXIS bank ATM but as we dont have physical debit card so this option wont work. Next option is to visit your nearest AXIS bank branch and request them to do so.

great to know !! u know a lot of stuffs with bank related………. nice….
Any online new a/c creation possible easily (like with aadhar) ???
(other than axis asap, dbs, kotak 811)
- need visa cards badly…..

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vickyVicky wrote:

great to know !! u know a lot of stuffs with bank related………. nice….
Any online new a/c creation possible easily (like with aadhar) ???
(other than axis asap, dbs, kotak 811)
- need visa cards badly…..

None that I am aware of.

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vickyVicky wrote:

great to know !! u know a lot of stuffs with bank related………. nice….
Any online new a/c creation possible easily (like with aadhar) ???
(other than axis asap, dbs, kotak 811)
- need visa cards badly…..

Federal bank selfie
Idfc zero bal account
Equitas bank

Pikachu
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arun27081012269 wrote:

Federal bank selfie
Idfc zero bal account
Equitas bank

Free Visa cards by easy (aadhar otp) zero balance ac: (first 5 best)

Rule by gov : 1 citizen should have only 1 BSBDA ac.
Also : with aadhar otp only 1 Financial Inclusion account can be opened.
(i doubt BSBDA is same as Financial Inclusion account)

Kotak
1) 811 ac – free virtual visa card. if u opt for physical card 199/year.
not a BSBDA nor FIC, i think digital savings ac.

Axis Bank
1) asap ac – free virtual visa card. have to submit full kyc within 12 months, else will be closed. Cancel value added service sms which is 5 rs/ month.
if u opt for physical card 300-500/year. not a BSBDA.
2) Pradhan Mantri Jan-Dhan Yojana Account – BDBSA ac.

DBS
1) digisavings – free virtual or physical visa card. not a BSBDA. Highest interest.

Standard Chartered – some what ok.
1) Aasaan savings account – BSBDA – has 2 card types :
1.1 ATM card – free/ all year. if lost 150rs.
1.2 Visa card – free/ all year. if lost 699rs.

Paytm Payments bank
free rupay virtual card. 0 balance

Indusind -
1) Easy Savings ac – BSBDA – rupay free card.
2) Small savings account – zero balance. atm card free. BSBDA

Equitas bank
1) selfie savings ac – not a BSBDA (i am doubtful). But a Financial Inclusion account.
- free visa virtual card. aadhar based. within 12 months have to submit docs else ac will closed after 12 months. IF u opt for physical card – minimum 150/year.

ICICI
1) Zero bal ac – BSBDA ac – Rupay card

Federal bank
1) selfie – visa card, fee 300/year. Sms charges 0.5 rs.
2) selfie e-kyc ac – rupay card, fee nill. Sms charges 0.5 rs.

Idfc zero bal account
1) with platinum card – Visa card, fees 100/year.
2) with no deliverables – no card.
3) Pratham–Savings BSBDA ac – nill charges. – think it is rupay.

Note 1:
What is bsbda: – Basic Savings Bank Deposit account. Rupay free cards.
Restrictions on BSBD account against ordinary Savings account :
1) A customer is permitted to open only one BSBD account in a Bank. He can open BSBD account in both SBI as well as HDFC Bank (and any …) but not more than one BSBD account in a particular bank.
2) If a customer already has a savings account in that bank, he must have to close that savings account within 30 days from the opening of BSBD account;
Note 2:
RBI says only one ‘financial inclusion account’ can be opened per person with his/her aadhar using biometric/iris scanner on premises or over otp through mobile/tablet application. One can open as many general savings account and can use aadhar otp that many times, but only one Financial inclusion account will be provided against one aadhaar. “Financial Inclusion account” is a type of account which has similar functions of a Basic Saving Deposit Account ( BSDA) but it is packed with a credit facility provided by govt. and it has many pre-activated schemes attached to such account, we generaly know these account as Jan Dhan Yojana Account or PMJDYaccount ( Pradhan Mantri Jan Dhan Yojana Account). One can have unlimited number of general saving/current account but One can have only one Financial Inclusion account per aadhar.

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vickyVicky wrote:

Free Visa cards by easy (aadhar otp) zero balance ac: (first 5 best)

Rule by gov : 1 citizen should have only 1 BSBDA ac.
Also : with aadhar otp only 1 Financial Inclusion account can be opened.
(i doubt BSBDA is same as Financial Inclusion account)……….

Wow!! What an info.

Do u have standard chartered bsbda account? In all private banks, they have been saying that BSBDA can be opened by poor & we can’t open it for salaried or self-employed. I know that it’s for all. Which other bsbda account do u have?

Do u have Equitas Selfie savings account? Do they really give virtual visa card? I want to open that account.

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nirmaltvd wrote:

SMS alert service and trasaction sms service is different , I think. Please let me know if I stop sms service, debit card otp will not receive?

Sms and debit cards in banking are now kind of mandatory for any sort of online transaction. Without them you won’t be able to have UPI, updates and many other digital features. And these digital accounts are really very good. They offer zero balance Account which has same features like normal branch accounts. And of course are very easy to open, hardly take 5 min. These usually offer free international VISA virtual card, which can be ordered also.

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sushantmittal0411972 wrote:

Sms and debit cards in banking are now kind of mandatory for any sort of online transaction. Without them you won’t be able to have UPI, updates and many other digital features. And these digital accounts are really very good. They offer zero balance Account which has same features like normal branch accounts. And of course are very easy to open, hardly take 5 min. These usually offer free international VISA virtual card, which can be ordered also.

Thanks. So if I request to stop sms sletts, debit card otp message will not come?

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Optimystix wrote:

Wow!! What an info.

Do u have standard chartered bsbda account? In all private banks, they have been saying that BSBDA can be opened by poor & we can’t open it for salaried or self-employed. I know that it’s for all. Which other bsbda account do u have?

Do u have Equitas Selfie savings account? Do they really give virtual visa card? I want to open that account.

That is what they said when I visited HDFC bank.

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