Bank Managers | Query regarding Cheque book and...

Bank Managers | Query regarding Cheque book and Withdrawal Slip

Score: 2 Votes: 2
Score: 2 Votes: 2
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Moderator
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Today I visited my SBI home branch and asked for withdrawal slip,

But the branch manager said, if I have cheque book, they wont provide me withdrawal slip.

Is there any rule like this??

If there is certain rule for this please share.

@Alpha.Barood

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37 Comments  |  
16 Dimers
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Deal Major
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Even I faced similar situation maybe not exact.

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Deal Lieutenant
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@no fpd yes you can only withdrawal through cheque only till 30th Dec that too capped 24K per week.

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thank you guys..

Had a chat with Barood sir too.. Yes its true..

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no fpd wrote:

thank you guys..
Had a chat with Barood sir too.. Yes its true..

Thanks Mod

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Deal Subedar
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few banks provide facility of instant cheques (limited units), across branches. Means, one can get fresh cheque just by visiting any of the branch and withdraw
Not sure about SBI

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Alpha.Barood wrote:

Thanks Mod

Arey kidher busy ho sir aajkul ? #विमुद्रीकरण kya

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Deal Subedar
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Same happens to me also

A2z1
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Alpha.Barood wrote:

Thanks Mod

please elaborate for knowledge purposes

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CrazyTroll wrote:

@no fpd yes you can only withdrawal through cheque only till 30th Dec that too capped 24K per week.

Well, his question wasn’t related to demonetization limits. Withdrawal slips are only for those accounts for which cheque books haven’t been issued, just like @no fpd ’s branch manager clarified to him.

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DealSeeker wrote:

Well, his question wasn’t related to demonetization limits. Withdrawal slips are only for those accounts for which cheque books haven’t been issued, just like @no fpd ’s branch manager clarified to him.

You mean to say is it possible to withdraw money with slips ?

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CrazyTroll wrote:

You mean to say is it possible to withdraw money with slips ?

I am assuming you are asking this in the context of the current demonetization rules. Yes, I would think so. Because many people still don’t have cheque books and debit cards for their accounts.

But I can’t be sure as I haven’t visited any bank personally since the demonetization happened.

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had been to bank today… they were only giving 500 or 2000 rupees notes no small notes

Hamster
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there’s no rule for not allowing withdrawal slip instead of a cheque. however withdrawal slips makes things lengthy and records maintaining difficult so generally bank doesn’t encourage it. every year a bank goes into audit and for that they have to keep record of withdrawal vouchers each verified by auditor. in case of a cheque just a cheque number would have served the purpose of auditing while in case of slip auditor will check cash register, daily transaction records and also the slip you used. so they are reluctant to help. upar se sbi, lunch ka time hai bhai, baad mein aana.

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desidude2013 wrote:

had been to bank today… they were only giving 500 or 2000 rupees notes no small notes

hoga to denge na. hoarding of small notes is next difficulty one will face. mere pass 26 notes hain 100 ke main bilkul bhi nahi waste kar raha. kya pata kab kya kaam aa jaye. https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif

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marketdimer wrote:

hoga to denge na. hoarding of small notes is next difficulty one will face. mere pass 26 notes hain 100 ke main bilkul bhi nahi waste kar raha. kya pata kab kya kaam aa jaye. https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif

are the business people getting small notes to run the day to day transactions
https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

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CrazyTroll wrote:

@no fpd yes you can only withdrawal through cheque only till 30th Dec that too capped 24K per week.

Which bank is giving 24k per week!!! I’m going for 2 banks for last 3 days & the max.amount they gave me till now is 6k https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif

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DealLooter wrote:

Which bank is giving 24k per week!!! I’m going for 2 banks for last 3 days & the max.amount they gave me till now is 6k https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif

indian jugaad kab kaam ayega? limit to mamuli aam aadmi ke liye hai. kitne chahiye utne milenge thodi pehchan honi chahiye. bina line mein lage khare-khare 100 aur 50 ke mil sakte hain. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

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DealLooter wrote:

Which bank is giving 24k per week!!! I’m going for 2 banks for last 3 days & the max.amount they gave me till now is 6k https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif

None AFAIK, it’s likely a typo & should be 24K/month IIRC https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

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Deal Cadet
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Yes, if you have cheque book, then no withdrawal slip can be used!

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marketdimer wrote:

indian jugaad kab kaam ayega? limit to mamuli aam aadmi ke liye hai. kitne chahiye utne milenge thodi pehchan honi chahiye. bina line mein lage khare-khare 100 aur 50 ke mil sakte hain. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

absolutely correct….
https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

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desidude2013 wrote:

are the business people getting small notes to run the day to day transactions

:roll:

afaik and in my city they have 500 wala note in ample supply for businessman. 50k limit though. most businessman hesitating on taking 2k notes saying kab band ho jaye koi bharosa nahi. waise bada wahiyat note hai 500 ka. hazar ke 1 note se 2 500 ke ab literally ban rahe hain. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

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marketdimer wrote:

afaik and in my city they have 500 wala note in ample supply for businessman. 50k limit though. most businessman hesitating on taking 2k notes saying kab band ho jaye koi bharosa nahi. waise bada wahiyat note hai 500 ka. hazar ke 1 note se 2 500 ke ab literally ban rahe hain. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

so there is no use of printing a 2000 wala note
https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

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DealLooter wrote:

I know that.But in reality no bank is giving 24k in my area.I also asked all my acquaintances, they too said the same https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif

That depend on bank weather they have cash available in That area or not, I am withdaring every week upto my limits.

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desidude2013 wrote:

are the business people getting small notes to run the day to day transactions

:roll:

Just used 2000 wala note in empty reastaurant, (bill 240),

He was relunctant to swipe.
@marketdimer

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CrazyTroll wrote:

Arey kidher busy ho sir aajkul ? #विमुद्रीकरण kya

I am retired after 60k

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Alpha.Barood wrote:

Just used 2000 wala note in empty reastaurant, (bill 240),

He was relunctant to swipe.
@marketdimer

2 weeks ago my wife asked to go to sale at some chamakti hui mall wali shop to buy a jacket. nice leather wali jacket was worth 1800, card diya to sale wala uncle totally refused saying aapka 2 taka kat jayega aur card se discount nahi milega. total 2300 ka padega. majbooran chhod ke ana pada kyonki us wakt parchun ki parchi wale pink gandhi nahi aaye the. tabiyat bhi kharab hui wo alag. ab koi bolta hai ki cashless ho jao to jee karta hai kaan ke neeche ek lagaun ki ghanta tumhare pappa bharenge service charge aur bina bill wala discount. https://cdn3.desidime.com/assets/textile-editor/icon_surprised.gif

last friday ek kabristan ke sbi atm (not joking) se nakli-numa asli pink gandhi dekhe pehli baar, kismat se uske badle reliance fresh ne 1700 wapas kiya aata lene par, 900 dawai wale ne purane 1000 ke badle de diye. tab se 2600 kacche ki pocket mein chupaye fir riya hoon bhiya imaan se kahin kisi daaku lutere ki nazar na lag jaye. https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif

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marketdimer wrote:

2 weeks ago my wife asked to go to sale at some chamakti hui mall wali shop to buy a jacket. nice leather wali jacket was worth 1800, card diya to sale wala uncle totally refused saying aapka 2 taka kat jayega aur card se discount nahi milega. total 2300 ka padega. majbooran chhod ke ana pada kyonki us wakt parchun ki parchi wale pink gandhi nahi aaye the. tabiyat bhi kharab hui wo alag. ab koi bolta hai ki cashless ho jao to jee karta hai kaan ke neeche ek lagaun ki ghanta tumhare pappa bharenge service charge aur bina bill wala discount. https://cdn3.desidime.com/assets/textile-editor/icon_surprised.gif

last friday ek kabristan ke sbi atm (not joking) se nakli-numa asli pink gandhi dekhe pehli baar, kismat se uske badle reliance fresh ne 1700 wapas kiya aata lene par, 900 dawai wale ne purane 1000 ke badle de diye. tab se 2600 kacche ki pocket mein chupaye fir riya hoon bhiya imaan se kahin kisi daaku lutere ki nazar na lag jaye. https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif

You proved ur name @chi123
@Achilles

Missing