Benefits of using ICICI Pockets app

@dealbhai wrote:

Hi Guys,

Over the last few months, I have heard a lot of about ICICI Pockets app. I am planning to use the app now. Can anyone answer my queries?

1. What are the benefits of using ICICI Pockets app?
2. How does it differ from Paytm/Mobikwik?
3. Are there any documents required for basic account opening or maybe for upgrading to savings account?
4. How to get physical ATM card using which we can withdraw from ATM?

Please help me out.

1. sometimes they give 10%cb offers online purchases.. other than that you can use the virtual card online and leave the risk of exposing your debit card to other websites… pockets can be loaded using debit card only..
2. Paytm/Mobi does not have VCC even for kyc upgraded users but pockets gives that option.
3. Yes you need to provide aadhaar/some other identity and address proof to open pockets savings account.. For age below 25yrs there is no min. balance criteria else we have to maintain 5000 as min. balance after opening account.
4. One you open the account, you will get physical atm card which can be used to withdraw cash from ATM.

@Cherry wrote:

@dealbhai wrote:

Hi Guys,

Over the last few months, I have heard a lot of about ICICI Pockets app. I am planning to use the app now. Can anyone answer my queries?

# What are the benefits of using ICICI Pockets app?
# How does it differ from Paytm/Mobikwik?
# Are there any documents required for basic account opening or maybe for upgrading to savings account?
# How to get physical ATM card using which we can withdraw from ATM?

Please help me out.

1. sometimes they give 10%cb offers online purchases.. other than that you can use the virtual card online and leave the risk of exposing your debit card to other websites… pockets can be loaded using debit card only..
2. Paytm/Mobi does not have VCC even for kyc upgraded users but pockets gives that option.
3. Yes you need to provide aadhaar/some other identity and address proof to open pockets savings account.. For age below 25yrs there is no min. balance criteria else we have to maintain 5000 as min. balance after opening account.
4. One you open the account, you will get physical atm card which can be used to withdraw cash from ATM.

@nhil430522 wrote:

@Cherry wrote:

@dealbhai wrote:

Hi Guys,

Over the last few months, I have heard a lot of about ICICI Pockets app. I am planning to use the app now. Can anyone answer my queries?

# What are the benefits of using ICICI Pockets app?
# How does it differ from Paytm/Mobikwik?
# Are there any documents required for basic account opening or maybe for upgrading to savings account?
# How to get physical ATM card using which we can withdraw from ATM?

Please help me out.

1. sometimes they give 10%cb offers online purchases.. other than that you can use the virtual card online and leave the risk of exposing your debit card to other websites… pockets can be loaded using debit card only..
2. Paytm/Mobi does not have VCC even for kyc upgraded users but pockets gives that option.
3. Yes you need to provide aadhaar/some other identity and address proof to open pockets savings account.. For age below 25yrs there is no min. balance criteria else we have to maintain 5000 as min. balance after opening account.
4. One you open the account, you will get physical atm card which can be used to withdraw cash from ATM.

Bro I am 16 and In January I will turn 17 can I open the account?

yes you can request for upgrade using app and select nearest icici bank address.. someone from the bank will give you a call in a couple of days and request for proofs, after you submit them you will have your account ready..

Instead of opening account and applying for a card from app, simply go to Icici bk and do all formalities and then link it with pockets..You will get better understanding, schemes and all doubt solve from bk executives..

@Cherry wrote:

@nhil430522 wrote:

@Cherry wrote:

@dealbhai wrote:

Hi Guys,

Over the last few months, I have heard a lot of about ICICI Pockets app. I am planning to use the app now. Can anyone answer my queries?

# What are the benefits of using ICICI Pockets app?
# How does it differ from Paytm/Mobikwik?
# Are there any documents required for basic account opening or maybe for upgrading to savings account?
# How to get physical ATM card using which we can withdraw from ATM?

Please help me out.

1. sometimes they give 10%cb offers online purchases.. other than that you can use the virtual card online and leave the risk of exposing your debit card to other websites… pockets can be loaded using debit card only..
2. Paytm/Mobi does not have VCC even for kyc upgraded users but pockets gives that option.
3. Yes you need to provide aadhaar/some other identity and address proof to open pockets savings account.. For age below 25yrs there is no min. balance criteria else we have to maintain 5000 as min. balance after opening account.
4. One you open the account, you will get physical atm card which can be used to withdraw cash from ATM.

Bro I am 16 and In January I will turn 17 can I open the account?

yes you can request for upgrade using app and select nearest icici bank address.. someone from the bank will give you a call in a couple of days and request for proofs, after you submit them you will have your account ready..

Is there any difference between icici saving account and icici pocket saving account..
(Features wise)

@nhil430522 wrote:

@Cherry wrote:

@dealbhai wrote:

Hi Guys,

Over the last few months, I have heard a lot of about ICICI Pockets app. I am planning to use the app now. Can anyone answer my queries?

# What are the benefits of using ICICI Pockets app?
# How does it differ from Paytm/Mobikwik?
# Are there any documents required for basic account opening or maybe for upgrading to savings account?
# How to get physical ATM card using which we can withdraw from ATM?

Please help me out.

1. sometimes they give 10%cb offers online purchases.. other than that you can use the virtual card online and leave the risk of exposing your debit card to other websites… pockets can be loaded using debit card only..
2. Paytm/Mobi does not have VCC even for kyc upgraded users but pockets gives that option.
3. Yes you need to provide aadhaar/some other identity and address proof to open pockets savings account.. For age below 25yrs there is no min. balance criteria else we have to maintain 5000 as min. balance after opening account.
4. One you open the account, you will get physical atm card which can be used to withdraw cash from ATM.

Bro I am 16 and In January I will turn 17 can I open the account?

@nhil430522 NOP. U have wait one more year.

1. Customers from the age of 18 to 25 years will be eligible to open a Zero monthly average balance (MAB) Pockets Savings account.

@dealbhai In my opinion best thing about pockets is we will get access to ICICI NETBanking. We can use pocket username & Password where ICICI Net banking option is available. Which is kinda big deal to those who have only 1 bank account like SBI.

SBI Netbanking option keeps missing from wallets by stating “SECURITY ISSUES”. There comes pockets/icici for help

@altecher wrote:

@nhil430522 wrote:

@Cherry wrote:

@dealbhai wrote:

Hi Guys,

Over the last few months, I have heard a lot of about ICICI Pockets app. I am planning to use the app now. Can anyone answer my queries?

# What are the benefits of using ICICI Pockets app?
# How does it differ from Paytm/Mobikwik?
# Are there any documents required for basic account opening or maybe for upgrading to savings account?
# How to get physical ATM card using which we can withdraw from ATM?

Please help me out.

1. sometimes they give 10%cb offers online purchases.. other than that you can use the virtual card online and leave the risk of exposing your debit card to other websites… pockets can be loaded using debit card only..
2. Paytm/Mobi does not have VCC even for kyc upgraded users but pockets gives that option.
3. Yes you need to provide aadhaar/some other identity and address proof to open pockets savings account.. For age below 25yrs there is no min. balance criteria else we have to maintain 5000 as min. balance after opening account.
4. One you open the account, you will get physical atm card which can be used to withdraw cash from ATM.

Bro I am 16 and In January I will turn 17 can I open the account?

@nhil430522 NOP. U have wait one more year.

1. Customers from the age of 18 to 25 years will be eligible to open a Zero monthly average balance (MAB) Pockets Savings account.

@dealbhai In my opinion best thing about pockets is we will get access to ICICI NETBanking. We can use pocket username & Password where ICICI Net banking option is available. Which is kinda big deal to those who have only 1 bank account like SBI.

SBI Netbanking option keeps missing from wallets by stating “SECURITY ISSUES”. There comes pockets/icici for help

If we open pockets saving accounts,after that how much we can load using Debit card,same 10000 or higher

If you are existing ICICI Account holder (linked to the same mobile no), you can also activate your UPI virtual payment ID in pockets itself.