Best credit card for international spends

Best credit card for international spends

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Deal Subedar
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Can someone suggest which is the best credit card for international spends?
I have HDFC Diners Black which gives 10X rewards upto 30k international spends. The offer is valid till 30 Sep
I have 2 travels planned in Oct and Nov

14 Comments  |  
9 Dimers
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Deal Subedar
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#CREDITCARDUSERS

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Deal Cadet
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The offer might get extended as it has before. Enroll for HDFC Global Value Program for 1% Cashback on all International transactions.

Also, Citi Prestige gives 2X points on international spends

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Deal Lieutenant
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Hdfc diners would not work most of the time on POS machines when u go abroad. Try getting yes first exclusive, it has less forex fee and master card has the lowest conversion rate.

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Deal Cadet
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Yes first card is best….Lowest forex fee of 1.75% + GST

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Deal Lieutenant
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Visit bookmyforex and get prepaid card. Most of the CC will have currency mark up of 3.5%+Taxes.

If you have a premier card of IndusInd, that will have free currency conversion.

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Deal Subedar
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Bulwark wrote:

Visit bookmyforex and get prepaid card. Most of the CC will have currency mark up of 3.5%+Taxes.

If you have a premier card of IndusInd, that will have free currency conversion.

I have Indus And Iconia card .will it help? Can u explain.

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Deal Subedar
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Bulwark wrote:

Visit bookmyforex and get prepaid card. Most of the CC will have currency mark up of 3.5%+Taxes.

If you have a premier card of IndusInd, that will have free currency conversion.

Please throw some more light on this.
Which Indusind card do u suggest for the same?

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Deal Lieutenant
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amit3131 wrote:

Please throw some more light on this.
Which Indusind card do u suggest for the same?

it is mainly debit cards if i am not wrong…. with indus exclusive savings account u have to ask for a signature exclusive card which charges 0% forex markup plus 2x reward points, u will be charges 299 a year….but u need to maintain 1 lakh average balance… also there is another account called select which also gives a signature select debit card on request with charges of 499 a year or a platinum visa variant free of cost.in this account, u have to maintain 50k balance and u will be charged 1% markup

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Deal Lieutenant
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itzdreaming wrote:

I have Indus And Iconia card .will it help? Can u explain.

@amit3131 @itzdreaming I am not sure which CC is that but I am sure some card definitely does.

As @karthi4052752 suggested its possible that its only DC & not CC. Please check card variants and make choice. They will clearly mention that its 0%, if not then itsn >3.5%

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Deal Subedar
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Bulwark wrote:

@amit3131 @itzdreaming I am not sure which CC is that but I am sure some card definitely does.

As @karthi4052752 suggested its possible that its only DC & not CC. Please check card variants and make choice. They will clearly mention that its 0%, if not then itsn >3.5%

Found an article on this subject which i found very informative.

https://www.cardexpert.in/indusind-bank-signatu...

Dont forget to read the comments

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Deal Lieutenant
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DealMonarch wrote:

The offer might get extended as it has before. Enroll for HDFC Global Value Program for 1% Cashback on all International transactions.

Also, Citi Prestige gives 2X points on international spends

For 10X reward points for Internation spends its mentioned that only for Retail transaction, does that mean Online Transactions in Foreign currency not eligible for 10X Rewards points ?

@DealMonarch @rpal @amit3131 @xxScriptzXx

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Analyst
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srigem81 wrote:

For 10X reward points for Internation spends its mentioned that only for Retail transaction, does that mean Online Transactions in Foreign currency not eligible for 10X Rewards points ?

@DealMonarch @rpal @amit3131 @xxScriptzXx

Afaik, retails txns include both online and offline (phyiscal) txns.
And this logic applies for all txns whether domestic or international!! flushed

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Deal Cadet
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srigem81 wrote:

For 10X reward points for Internation spends its mentioned that only for Retail transaction, does that mean Online Transactions in Foreign currency not eligible for 10X Rewards points ?

@DealMonarch @rpal @amit3131 @xxScriptzXx

Online transactions in foreign currency will accrue 10X points.

Retail includes both offline and online transactions.

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Deal Lieutenant
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DealMonarch wrote:

Online transactions in foreign currency will accrue 10X points.

Retail includes both offline and online transactions.

Thanks Bhai for quick reply @DealMonarch @rpal

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