can anyone help - what is the best online bike ...

can anyone help - what is the best online bike insurance renewal policy?

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Deal Lieutenant
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I am looking for 3 year policy (comprehensive)

7 Comments  |  
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Blogger
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If price is not your issue, go with ICICI Lombard. Good IDV, hassle free service with good support and best claim approval ratio. Fully online.

Else, go for NIA or Oriental insurance if budget is the prime issue. They do partial online and partial offline. Sometimes you need to visit their office too.

Rest are BS! (My suggestion)

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Deal Cadet
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Though put high idv yet depreciated value only considered based on no of yrs.. Now mandatory 15lakh personal cover required to be taken.. Chk quotes

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deb3l wrote:

If price is not your issue, go with ICICI Lombard. Good IDV, hassle free service with good support and best claim approval ratio. Fully online.

Else, go for NIA or Oriental insurance if budget is the prime issue. They do partial online and partial offline. Sometimes you need to visit their office too.

Rest are BS! (My suggestion)

Aptly put… Completely agree with u.

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Deal Subedar
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deb3l wrote:

If price is not your issue, go with ICICI Lombard. Good IDV, hassle free service with good support and best claim approval ratio. Fully online.

Else, go for NIA or Oriental insurance if budget is the prime issue. They do partial online and partial offline. Sometimes you need to visit their office too.

Rest are BS! (My suggestion)

But, I had heard that NIA accept only cash payment for the third party insurance and not cheque. Is this true?

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Deal Cadet
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hows acko bike insurance? can we consider it? also kotak and bajaj allianze has very less price compared to icici lombard, should it be considered?

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Blogger
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happy905 wrote:

But, I had heard that NIA accept only cash payment for the third party insurance and not cheque. Is this true?

No idea about third party bro. However, mine was paid by cheques only through my agent. Their online system sucked at that time. (About 5-6 yrs ago) Maybe they have updated it now. Any current user can guide better.

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desisam wrote:

hows acko bike insurance? can we consider it? also kotak and bajaj allianze has very less price compared to icici lombard, should it be considered?

Acko is new in the block. No idea about it. However, I don’t suggest anyone kotak or bajaj or any other due to their claim process, they are not as good as ICICI. Also ICICI covers most garages and in accidental cases, provide cashless facility that others fail mostly.

Still I want to know from others, who availed better services from any other company.

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