Credit card bills postponed?

Credit card bills postponed?

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My ICICI card’s billing date was 9th april but i didn’t receive anything, net banking also doesn’t show any thing. This was supposed to be my first bill and I have an outstanding of 5% which I’m maintaining to have it reported to credit rating agencies. So should I wait for the bill or pay it off, anyone else facing similar issue?

29 Comments  |  
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Deal Lieutenant
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Check in icici imobile app whether bill generated or not

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RockChap wrote:

Check in icici imobile app whether bill generated or not

not generated

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Deal Cadet
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It will generating lately. For my IndusInd card, generation date was 4th but I got Email/SMS on 9th Apr. So wait for 1/2 days..

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Deal Subedar
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My bill of Amazon Icici pay CC is generated on time and even rewards are credited. Same with all other cards

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ameer4joy wrote:

It will generating lately. For my IndusInd card, generation date was 4th but I got Email/SMS on 9th Apr. So wait for 1/2 days..

Thanks

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Deal Lieutenant
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Just pay off(its ur 1stbill) instead of keep checking or waiting for the bill to generate.
From 2nd bill u know the exact bill generation date so no worries

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caks2006407 wrote:

Just pay off(its ur 1stbill) instead of keep checking or waiting for the bill to generate.
From 2nd bill u know the exact bill generation date so no worries

Alright.

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Deal Subedar
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I hold 3 different accounts of credit cards from ICICI Bank, 1 Amazon pay and 2 normal visa cards. In march bill generated for Amazon pay ICICI and not generated for remaining 2 accounts(credit cards). Also confirmed with customer care that bill not generated due to ongoing issue and no need to worry about making payments in April, so no need to worry if you have ICICI credit card except co-branded like Amazon pay.

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srini1973 wrote:

I hold 3 different accounts of credit cards from ICICI Bank, 1 Amazon pay and 2 normal visa cards. In march bill generated for Amazon pay ICICI and not generated for remaining 2 accounts(credit cards). Also confirmed with customer care that bill not generated due to ongoing issue and no need to worry about making payments in April, so no need to worry if you have ICICI credit card except co-branded like Amazon pay.

There is no need to worry about payments, but later those payments would be with 3% interest

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Deal Major
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srini1973 wrote:

I hold 3 different accounts of credit cards from ICICI Bank, 1 Amazon pay and 2 normal visa cards. In march bill generated for Amazon pay ICICI and not generated for remaining 2 accounts(credit cards). Also confirmed with customer care that bill not generated due to ongoing issue and no need to worry about making payments in April, so no need to worry if you have ICICI credit card except co-branded like Amazon pay.

Pay the bills if u can afford it
Not sure what exactly happened here but looks like they have enabled moratorim period by default on your card?

ICICI always had been shitty
I have enabled auto-payment ON for my ICICI PayLater Account (CIBIL entry) and out of 11 months, they skipped deducting the amount twice (16th every month). I had to manually pay them via Savings account balance 2 days later

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myfungang829 wrote:

There is no need to worry about payments, but later those payments would be with 3% interest

You are wrong, we did’t opted for moretorium and my statements supposed to generate by mar 21 & 23. There is no moretorium concept at that time. Hope you understand now.

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getready wrote:

Pay the bills if u can afford it
Not sure what exactly happened here but looks like they have enabled moratorim period by default on your card?

ICICI always had been shitty
I have enabled auto-payment ON for my ICICI PayLater Account (CIBIL entry) and out of 11 months, they skipped deducting the amount twice (16th every month). I had to manually pay them via Savings account balance 2 days later

There is no moretorium concept at the time of statement generation, statements by default not generated.

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I got sms that

Dear Customer, we have accepted your request for moratorium on your Credit Card XXXXXXXX – with ICICI Bank. You do not need to make any payments, now onwards and until May 31, 2020 for this card; however interest will continue to accrue. No late payment charges will be levied during this period, however if you wish, you may make part or full payments against your outstanding any time during the moratorium. Thanks, ICICI Bank

Without applying for moratorium.

Also i got seperate SMS for each card and also for debit card emi transaction

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hiteshu wrote:

I got sms that

Dear Customer, we have accepted your request for moratorium on your Credit Card XXXXXXXX – with ICICI Bank. You do not need to make any payments, now onwards and until May 31, 2020 for this card; however interest will continue to accrue. No late payment charges will be levied during this period, however if you wish, you may make part or full payments against your outstanding any time during the moratorium. Thanks, ICICI Bank

Without applying for moratorium.

Also i got seperate SMS for each card and also for debit card emi transaction

pay whatever outstanding +100 extra to ensure no interest is charged right now

or

regret later

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Deal Subedar
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Please pay all dues on time
Bank will not waive off interest

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rogerthat wrote:

pay whatever outstanding +100 extra to ensure no interest is charged right now

or

regret later

Yes, i will do that. But what i want to say is they have updated moratorium without my application. Means all accounts are updated for moratorium Without confirmation from customer.

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hiteshu wrote:

Yes, i will do that. But what i want to say is they have updated moratorium without my application. Means all accounts are updated for moratorium Without confirmation from customer.

For home loan and personal loan EMI ICICI has gone for automatic opt-out.one needs to ask for moratorium. for current account incl paylater, credit cards etc they have gone for automatic opt-in. one needs to ask for deactivating moratorium.
got sms for opt-in for HBA EMI and out-out for paylater. CC bill generation date has not come.

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Deal Subedar
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Category B : For this category of loans, , the customers will have to make a specific choice to avail the moratorium, by ticking the box next to the respective loan / credit facility in the link available on www.iciciba...om.
If you DO NOT respond on the link given, it will be considered as your willingness to continue to pay the instalments.
The list of the loans in this category is given below:
Home Loan/Land Loan
Cash Credit (CC)
Over Draft (OD)
Term Loans

https://www.icicibank.com/managed-assets/docs/p...

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srini1973 wrote:

Category B : For this category of loans, , the customers will have to make a specific choice to avail the moratorium, by ticking the box next to the respective loan / credit facility in the link available on www.iciciba...om.
If you DO NOT respond on the link given, it will be considered as your willingness to continue to pay the instalments.
The list of the loans in this category is given below:
Home Loan/Land Loan
Cash Credit (CC)
Over Draft (OD)
Term Loans

https://www.icicibank.com/managed-assets/docs/p...

Hope above message is clear, for Credit cards we need to opt in else it will be considered as to be paid in regular time.

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@ OP, even if the statement has not been generated yet, pay the total CC outstanding if you don’t have problems with fund…

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hiteshu wrote:

Yes, i will do that. But what i want to say is they have updated moratorium without my application. Means all accounts are updated for moratorium Without confirmation from customer.

#Pro-Looters

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Sushrut.B wrote:

@ OP, even if the statement has not been generated yet, pay the total CC outstanding if you don’t have problems with fund…

yes, paid the bill. Seems ICICI has opted me into moratorium without any consent.

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Mitron56 wrote:

yes, paid the bill. Seems ICICI has opted me into moratorium without any consent.

No, check their terms and conditions. I have already posted earlier. Statements they may not be generating.

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srini1973 wrote:

No, check their terms and conditions. I have already posted earlier. Statements they may not be generating.

My statement date was 9th April, Stm was generated on time. I will be paying it by tomorrow, although due date is 26th

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SunnyKh wrote:

My statement date was 9th April, Stm was generated on time. I will be paying it by tomorrow, although due date is 26th

Is it cobranded like amazon icici or Visa card. You no need to worry till 26th if all previous dues are cleared.

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srini1973 wrote:

No, check their terms and conditions. I have already posted earlier. Statements they may not be generating.

As mentioned earlier statements not generated last month and generated now. No additional charges levied in both statements.

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Deal Cadet
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ICICI has not generated the statement for my Amazon Pay card. It gets generated on 18 or by 19th. How to check if I’m auto enrolled for moratorium.

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