credit card insurance payment query

credit card insurance payment query

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I wanted to pay mediclaim insurance amt which is around 53000.
i wanted guidance from which credit card should i pay to get best benefit in rewards
I have
Hdfc regalia first credit card and
amazon pay icici credit card

12 Comments  |  
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Icici amazon will give you flat 1%
Not sure about regalia. HDFC was running 10x rewards on insurance till 31st Dec. Also,  if I remember correctly there us a cap of 2000 points for insurance spends with most HDFC cards.
Also incase you have Amex they are running 10x on insurance until 31st March.

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kurk wrote:

Icici amazon will give you flat 1%
Not sure about regalia. HDFC was running 10x rewards on insurance till 31st Dec. Also,  if I remember correctly there us a cap of 2000 points for insurance spends with most HDFC cards.
Also incase you have Amex they are running 10x on insurance until 31st March.

5X on HDFC is renewed till 31 March 2020. With regalia you can get a reward rate of 6.5%, however max bonus reward points are capped at 2000 per month.

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Konquerror wrote:

10X on HDFC is renewed till 31 March 2020. With regalia you can get a reward rate of 13%, however max bonus reward points are capped at 2000 per month.

Are you sure 10x was revised on insurance till 31st March.
The link that I had mentioned 31st Dec

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kurk wrote:

Are you sure 10x was revised on insurance till 31st March.
The link that I had mentioned 31st Dec

Check that link again laughing And it’s 5X, not 10X.

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What about sbi simplyclick card that gives 1.25% for online transactions other than partner sites(mainly amazon & bms).

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Konquerror wrote:

5X on HDFC is renewed till 31 March 2020. With regalia you can get a reward rate of 13%, however max bonus reward points are capped at 2000 per month.

I think 5x on regalia would give 6.5% and not 13 because default rate is 1.3%

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indiansoul wrote:

I think 5x on regalia would give 6.5% and not 13 because default rate is 1.3%

Yes, you’re right. Fixed the typo.

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ICICI Pru do not accept diners card, any other way to pay insurance bill?

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53k in one go you have to pay?

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suman1520 wrote:

53k in one go you have to pay?

Two different policies of 25k around!

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