Credit Card Query
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Today I have applied SBI Simply Click & RBL Titanium Delight Credit Card.
I have heard many positive reviews about SBI Simply Click Credit Card. But don’t know about RBL Titanium Delight CC if it’s good or not?
Does anyone Using RBL Titanium Delight & how’s your experience with it?
P.S :- My 99% transactions are online.
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So should I cancel it?
I applied because they are providing First Year Free of cost + Some reward points worth 500 (2000 points) on joining.
Next year fee will be 750.
Hi bro
does simply click provide lounge access?
I think no.
go for hdfc bro..
Can you please suggest any good card from hdfc?
I am not willing to pay more than 1000 fee. Any good hdfc card under 1000?
RBL Titanium Delight Credit Card
This card is best if you spend around ₹5,000 a month or about ₹60,000 a year. Lets see how much we can save in that case.
RP for 5 transactions worth ₹1,000 each or more in a calendar month = 12,000 Points/yr
RP for Rs.60,000 spend for doing above txn’s in a yr = 1,200 Points
Total = 13,200 Points = Rs.3000 in Value
Effective Reward Rate: 5%
@DCM +KG for sharing valuable info. I am making the decision to not to cancel the rbl card. You have explained it like a pro. 
Edit :- Can’t give karma. You have shared enough karma today
Will do it tomorrow.
Also read that article and comments on Card Experts about RBL CC.
https://www.cardexpert.in/rbl-bank-platinum-del...
Any update?
Yes. Got the simply click 3 days back & verification done for the RBL on 20th and they said it will take 10-15 business days.
Can my times credit card upgraded in Regalia First in future as it is co-branding card.? Suggest.
99% online, then SBI shot you gave is the only and best shot you took.
why applied for RBL?