Credit card Vs debit card
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Hello Me out with the best credit or debit card.
Which is worth?
Also help me to with differences between both?
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Credit card Vs debit card.. let’s see who win.
do you have a bank acct?
Instead ask do you have google.
Debit card: you spend money from your account. I.e., you don’t take it on credit and end up paying interest if you don’t pay back ontime. Good for people who may overspend or may forget to payback etc.
Credit card: they let you spend beyond your plan because they are offering credit with a hope that you will not pay back on time and they can charge you hefty interest.
If you are disciplined about financial management, will not spend without control & understand how credit card works properly for your benefit, you can go for a credit card. Else, stick to a debit card which most banks force you to take nowadays anyways.
Credit Card = U r desperate, need to show off u have money, buying things u can’t afford, addicted.
Debit Card = U have lot of money. U r wise. U only spend on things u need. U know ur budget
Unfortunately this is not true. Credit cards not only improve your credit score, you can also earn reward points, offers as well as earn that 3.5 % interest on your savings account which you otherwise would be using for spends
Credit card. But use it responsibly.
if you have to ask diff. between two, better not to think about having a cc
difference is same as diff. between credit and debit