Credit card Vs debit card

211°
Deal Cadet
theprofessor

Hello Me out with the best credit or debit card.
Which is worth?
Also help me to with differences between both?

19 Comments  |  
13 Dimers
  • Sort By
Deal Subedar Deal Subedar
Link Copied

if you have to ask diff. between two, better not to think about having a cc
difference is same as diff. between credit and debit

Like Magnet Like Magnet
Link Copied

Credit card Vs debit card.. let’s see who win.

Benevolent Benevolent
Link Copied

do you have a bank acct?

Analyst Analyst
Link Copied

Instead ask do you have google. biggrin

Generous Generous
Link Copied

Debit card: you spend money from your account. I.e., you don’t take it on credit and end up paying interest if you don’t pay back ontime. Good for people who may overspend or may forget to payback etc.

Credit card: they let you spend beyond your plan because they are offering credit with a hope that you will not pay back on time and they can charge you hefty interest.

If you are disciplined about financial management, will not spend without control & understand how credit card works properly for your benefit, you can go for a credit card. Else, stick to a debit card which most banks force you to take nowadays anyways.

Pro Entertainer Pro Entertainer
Link Copied

Credit Card = U r desperate, need to show off u have money, buying things u can’t afford, addicted.
Debit Card = U have lot of money. U r wise. U only spend on things u need. U know ur budget

Deal Legend Deal Legend
Link Copied

Unfortunately this is not true. Credit cards not only improve your credit score, you can also earn reward points, offers as well as earn that 3.5 % interest on your savings account which you otherwise would be using for spends

View 11 more replies
Pro Critic Pro Critic
Link Copied

Credit card. But use it responsibly.

replyuser
Click here to reply
Reply