emv vis regalia card

emv vis regalia card

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Important:
Guys i got the option to upgrade my hdfc freedom card to emv vis regalia first card. did anyone using it, whether is it good interms of online shopping. plz throw your points.

Generally every month i used to spend 1lakh online….
plz say the difference between regalia and regalia first

18 Comments  |  
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prabha.avum-Telugu wrote:

i dont know? it was showing as it is my account page

Oh ok, Visa emv Regalia. Freedom cc is a basic card, go for Regalia without any doubt. Is it life time free?

Hacker
Deal Cadet
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bro it was showing emv regalia first card? whats the difference between regalia and reglia first

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prabha.avum-Telugu wrote:

bro it was showing emv regalia first card? whats the difference between regalia and reglia first

Regalia first reward rate 0.8%
Regalia – 1.3%
Airport lounge – 8+3
12+6
Spends milestone
7.5k points on 6lakh spends
15k points on 8lakh spends

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prabha.avum-Telugu wrote:

then how to choose user specific credit card

Who offered you Regalia first? Agent or netbanking upgrade? If netbanking go for it as you won’t get a direct upgrade to regalia.

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prabha.avum-Telugu wrote:

netbanking only

Go for it, it’s a good card with better offers for online spends. You’ll get prioritypass too for international lounges.

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prabha.avum-Telugu wrote:

netbanking only

You get 10x points in hdfc smartbuy which you don’t get in freedom cc.
For that alone upgrading is worth it.

0adb54b33378ab05c450d11f8dd0c7be
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If you spend 1 Lac every month you should get yourself one of the premium credit cards as they have much better reward rate.

Hacker
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am not employed baba, looking fot govt sector, they are asking salary statement to get high end cards irrespective of your spends

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prabha.avum-Telugu wrote:

am not employed baba, looking fot govt sector, they are asking salary statement to get high end cards irrespective of your spends

Take this regalia first card eyes closed.
Later apply for other premium cards based on this regalia first card on card to card basis.

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dev007 wrote:

Take this regalia first card eyes closed.
Later apply for other premium cards based on this regalia first card on card to card basis.

if the spend is that much than he does not need to apply for upgrade he will autoatically get offer within 6 months

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prabha.avum-Telugu wrote:

bro it was showing emv regalia first card? whats the difference between regalia and reglia first

Did you not find that on HDFC web site?

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