Fraud-hit PNB to use Gandhigiri to recover Rs 150 crore of bad loans every month

Yes, make a law for those also who make mockery of banks by saying they will commit suicide if repayment is asked and then live on. In most cases people deliberately don’t want to repay and some even take cushion of saying that when Mallya or Nirav can run away why we pay. So you can know what common people are upto. Honest re-payers should be rewarded in this country and should be given 1-2% discount on future loans.

I was once sitting on a shop hearing conversation of few people who were telling others to take loan and then don’t take tension to repay after first few installments. Bade hi garv ke saath aam log kehtey hai baith ke ki kya karenge bank wale? Bahot log ni dete kya huya aaj tak? Isne loan leke nahi diya, usne nahi diya. So at that time, I think this country or its people deserve miserable lives as how hypocrite as a society we are. Then there are some who will give up one time food but make payments regularly. Salute to those.

Few months back, I went with my friend working in bank for recovery of 3.5 lakhs taken by some villager Malakk Ram who ran milk dairy. He was not paying anything for almost 18 months and whenever anybody from bank visited him, he either gave false promise or ran away before they reached. Bank offered him to payback only the principal and forgive the interest of 1.67 lakhs as his total o/s was 5.2 Lakhs. so my friend told him the same. But even after that he didn’t pay anything. So they filed legal suit and when police reached on court orders, his wife and he himself did drama of consuming poison and threatened bank people also by saying, “Mai zehar khaa loonga fir le lena paise apne”. Later they were both sent to jail for 6 months and their property was seized and auctioned. Just before all this he bought a new Alto. When my friend asked him you have money for alto and not for repayment then he proudly said, “Aapko kya lena mai kya kharidoo. Nahi deta mai paise.” Now all he has left is nothing but the shameful life. There are around similar 15 cases in that village. There is some kind of unity there. They take loans but don’t pay back. It’s like their habit. Even after too much low rate of interest, subsidies, they don’t give a damn to repay. Bada dukh lagta hai jab koi paise hote huye bhi loan waapas naa kar raha ho. Aise keede pata ni kaun se nark mein girenge.

Employee of the banks shouldn’t be paid their salary until all money lost in NPAs is recovered from their salary.
Once done, no banks will ever have NPA