HDFC smartpay to make credit card LTF

HDFC smartpay to make credit card LTF

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Yesterday I got HDFC business moneyback card, in branch personal banker told me to minimum 4 transaction of ₹500 for 3 months to make it LTF. But I don’t trust him, because customer care told me there is no such offer.

Now come on Smartpay, I register my electric bill which mode is quarterly. Now I’m confused with bank words.

My card will become lifetime free after 3 months or 3 bills auto payment. Dimer suggest me what will best for me.

I don’t have any postpaid connection other than electric bill. And also not using any DTH.

13 Comments  |  
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Deal Subedar
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u can add LIC

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rogerthat wrote:

u can add LIC

Don’t have any Lic policy. All have already paid for next 2years

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Deal Subedar
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there is a lot of conflicting informantion. but the 4txn of rs 500 per month offer is real i got it also and confirmed on call
but for smartpay my branch personnel told me that minimum 6 bills are necessary and on phone banking they told me that not even 1 bill payment is necessary. even if i register for lic payment and it is registered for 90 days without even a single payment my card will become ltf. Although i registered for tatasky for more than 100 days ago but my card is still not ltf. so good luck figuring out what actually works.
My advice is to register your light bill(for like a year or more but deregister as soon as your card become ltf) on smartpay and to be on a safe side do those 4 txn of Rs. 500(wallet loads are not counted as valid txn) for the first 3 months.

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tank_u_m8 wrote:

there is a lot of conflicting informantion. but the 4txn of rs 500 per month offer is real i got it also and confirmed on call
but for smartpay my branch personnel told me that minimum 6 bills are necessary and on phone banking they told me that not even 1 bill payment is necessary. even if i register for lic payment and it is registered for 90 days without even a single payment my card will become ltf. Although i registered for tatasky for more than 100 days ago but my card is still not ltf. so good luck figuring out what actually works.
My advice is to register your light bill(for like a year or more but deregister as soon as your card become ltf) on smartpay and to be on a safe side do those 4 txn of Rs. 500(wallet loads are not counted as valid txn) for the first 3 months.

₹500x4 any transaction count for 3months, even wallet load (told by personal banker). But I’ll not get any reward point for wallet loads.

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Deal Subedar
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midfold wrote:

₹500x4 any transaction count for 3months, even wallet load (told by personal banker). But I’ll not get any reward point for wallet loads.

so one more conflicting info. good luck

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tank_u_m8 wrote:

so one more conflicting info. good luck

If they don’t do my card LTF after 3-4 months, I’ll cancel it on 11th months…

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midfold wrote:

If they don’t do my card LTF after 3-4 months, I’ll cancel it on 11th months…

If you fulfill the t&c and they don’t make you card ltf than start doing one call per day to the cc guy at your branch. He will make your card ltf.

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As,we already discussed in group you can do transaction as said by your personal banker for being on safer side and secondly as you have already registered electric bill it is more than enough,as per HDFC before completion of 4 months your smartpay account should have made 3 bill payment of any option available in smartpay tab,so make sure 3 bill payments is done in smartpay and backend team will make your card LTF after 4 months of initial card set up,i just did 3 small recharge of 100 on smartpay and my card was LTF,i hold higher variant card to ,so relax!

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How to check my card becomes ltf or not?

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hardikgala77908 wrote:

As,we already discussed in group you can do transaction as said by your personal banker for being on safer side and secondly as you have already registered electric bill it is more than enough,as per HDFC before completion of 4 months your smartpay account should have made 3 bill payment of any option available in smartpay tab,so make sure 3 bill payments is done in smartpay and backend team will make your card LTF after 4 months of initial card set up,i just did 3 small recharge of 100 on smartpay and my card was LTF,i hold higher variant card to ,so relax!

But bro, my electric bills are not monthly, its quarterly mode.

Means after 4 months, only one auto payment will done. Thats why I’m confused. 😉😂

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hiteshu wrote:

How to check my card becomes ltf or not?

You have to call or email customer care.

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midfold wrote:

Don’t have any Lic policy. All have already paid for next 2years

Don’t pay like this…money will go waste if you do advance payment for years to come..just think if something happens now , he is able to claim without paying premium for the next year also

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suman1520 wrote:

Don’t pay like this…money will go waste if you do advance payment for years to come..just think if something happens now , he is able to claim without paying premium for the next year also

Yes, agree with you.

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