https://www.desidime.com/discussions/high-alert-bank-chor-new-policy?page=1#post_6445228
BubbleBoyChickenLittle
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High Alert!! Bank Chor - New Policy *UPDATE
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Making this New thread coz my previous thread was full of confusions, got the clarity by calling customer care and wanted to inform you guys the NEW POLICY introduced by ICICI bank(may be other banks too)
*You will be charged 100 rs + GST for the first 2 CASH Deposits of the month and 125 rs + GST after that.
Means, If you deposit even 100 rs at your home branch/Cash Deposit Machine (CDM) you will be charged 100 rs plus 18% GST, that’s 118 rs, so your balance would be -18 rs !!!!
Now Depositing money into your saving account isn’t free!!
Wow, My phone banking officer told be it’s a good gesture by banks to encourage digital transactions, to which I replied " Abey gadhe jab bank main paisa daalenge to online transactions kar sakenge na"
Loot machi bhai log!!
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https://www.desidime.com/discussions/high-alert-bank-chor-new-policy?page=1#post_6445790
By working hard.
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https://www.desidime.com/discussions/high-alert-bank-chor-new-policy?page=1#post_6445270
maloom hai old news hai
https://www.desidime.com/discussions/high-alert-bank-chor-new-policy?page=1#post_6445271
digital India , digital transaction karo … cash kam karo
https://www.desidime.com/discussions/high-alert-bank-chor-new-policy?page=1#post_6445324
Guys off to ICICI bank, will update you once i am back
https://www.desidime.com/discussions/high-alert-bank-chor-new-policy?page=1#post_6445332
ask them the type of acct u hold. if its Basic Savings Bank Account then its free
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https://www.desidime.com/discussions/high-alert-bank-chor-new-policy?page=1#post_6445336
can i apply for senior citizen account on my father’s name ?
wht r the special benefts of senior citizen account ?
https://www.desidime.com/discussions/high-alert-bank-chor-new-policy?page=1#post_6445351
Modi hai to mumkin hai.
This will actually promote more small value cash transactions but reduce high value cash transactions
https://www.desidime.com/discussions/high-alert-bank-chor-new-policy?page=1#post_6445641
So guys visited them personaly and here are the details.
1. My account type was “Demat Direct linked savings account”
2. It’s no longer zero balance with the effect from Oct 2019, MAB is 5000 rs
3.Regarding the charges, 4 FREE cash deposits are allowed per month but ONLY AT Counter, NO FREE CDM(cash deposit machine) NOW onwards, ALSO for REGULAR SAVING ACCOUNTS THERE WILL BE NO FREE MACHINE DEPOSITS from OCT 2019, those who are not charged will be charged soon in next audit, I did the CDM deposit on NOV but I got charged now
4.So the problem was, CDM was not free and i was charged for the same. And yes cash deposit is still free upto 4 transaction only at the cash officers desk, no CDM IS FREE
https://www.desidime.com/discussions/high-alert-bank-chor-new-policy?page=1#post_6445742
any news on icici Basic Savings Bank Account?
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https://www.desidime.com/discussions/high-alert-bank-chor-new-policy?page=1#post_6445645
I never deposited cash to any of my 4 accounts in different banks in last 7-8 years. Though I used to deposit cash sometimes before 7-8 years.
Maybe someone who earns in cash needs to deposit amount in the bank but if you’ve a salary account than your earning automatically goes to your account.
Also, charges are different for different types of accounts.
https://www.desidime.com/discussions/high-alert-bank-chor-new-policy?page=1#post_6445677
+1
Same! Charges are based on different types of account.
And Customer-Bank Relation also… sometimes.
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https://www.desidime.com/discussions/high-alert-bank-chor-new-policy?page=1#post_6445683
Edit.. Edit your post with your latest findings 😁
https://www.desidime.com/discussions/high-alert-bank-chor-new-policy?page=1#post_6445818
How to know type of account ? Clicking user name shows following info:
Account TypeSavings
Account CategorySBKIT
MAB required to be maintained in your Savings Account is Rs 0.00
https://www.desidime.com/discussions/high-alert-bank-chor-new-policy?page=1#post_6451079
Many of us here (my area btw) feels immense anxiety by keeping money in bank cuz plenty of times the bank staff steals the money and even if you or any group register complain asap… your money is not recovered!!!
Sbi, axis and hdfc had some of the serious loot.
My dad’s retired professor and some other eye doctors were running a successful, low cost eye clinic for a few years and 2 years back there clinic’s account in axis bank was cleaned by some staff. Money was never recovered and even some of their private account was attacked too but failed to empty it completely :/
The scary thing is they can disable sms notifications so one would not be alerted either.
https://www.desidime.com/discussions/high-alert-bank-chor-new-policy?page=1#post_6451300
I don’t know what happened because I don’t know about the details of this case but your money in bank(scheduled commercial bank,public or pvt) is one of the safest places to keep money in India just like statistically speaking air travel is the safest mode of travel yet many people fear it. Staff accountability is one of the easiest to track in a bank & probably why only those having low common sense indulge in such behaviour while the real scammers/fraudsters in banks make money in large loan deals to corporates/politicians’ men.
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