How to make payment in USD without extra charges

How to make payment in USD without extra charges

Apparitiondesigns co uk
Deal Subedar
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2390
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I need some help
how can i make a payment of 670$ without extra charges
670$ would be approx 45485rs, but after extra charges i dont know how much it would be
any way to not incur any extra charges…?

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15 Comments  |  
8 Dimers
Missing
Deal Lieutenant
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If you want to do a direct deposit to an account there is no way you can avoid the transaction charges. If you are using your card to pay on some portal you would still incur currency conversion fee.

Apparitiondesigns co uk
Deal Subedar
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140
2390
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@ranjithsai01 wrote:

If you want to do a direct deposit to an account there is no way you can avoid the transaction charges. If you are using your card to pay on some portal you would still incur currency conversion fee.


Yes i want to use card to pay on portal
do u know any bank’s card who have cheapest conversion fee..?

Missing
Deal Lieutenant
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@Randomactz wrote:

@ranjithsai01 wrote:

If you want to do a direct deposit to an account there is no way you can avoid the transaction charges. If you are using your card to pay on some portal you would still incur currency conversion fee.


Yes i want to use card to pay on portal
do u know any bank’s card who have cheapest conversion fee..?

Sorry I really don’t have a comparison. I use HDFC CC and they charge 3.5% markup fee.

Missing
Deal Cadet
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only way is to ask some frnd in usa to pay…and u pay him in rs…so he saves currency conversion rates n you too…in case he wants ot send money to india

Apparitiondesigns co uk
Deal Subedar
2
140
2390
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@ranjithsai01 wrote:

@Randomactz wrote:

@ranjithsai01 wrote:

If you want to do a direct deposit to an account there is no way you can avoid the transaction charges. If you are using your card to pay on some portal you would still incur currency conversion fee.


Yes i want to use card to pay on portal
do u know any bank’s card who have cheapest conversion fee..?

Sorry I really don’t have a comparison. I use HDFC CC and they charge 3.5% markup fee.


So that means 3.5% of 45845

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Deal Lieutenant
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Agree with @amitsp on this. Best way is to find someone in US who can pay for you, people in US keep transferring money to India anyways so this will be better deal for them as well.

Let the person make the payment in US and they you transfer the money to their Indian account.

Break the bottle
Deal Captain
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Check in visa.com & your bank’s official site. Usually charges are mentioned. AFAIK minimum currency conversion that i know is 3.5%.

Missing
Deal Lieutenant
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@gambitrite wrote:

Check in visa.com & your bank’s official site. Usually charges are mentioned. AFAIK minimum currency conversion that i know is 3.5%.


HDFC regalia cards:2%
DBS:1.75%

Apparitiondesigns co uk
Deal Subedar
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@disclaimer wrote:

@gambitrite wrote:

Check in visa.com & your bank’s official site. Usually charges are mentioned. AFAIK minimum currency conversion that i know is 3.5%.


HDFC regalia cards:2%
DBS:1.75%

Digibank..?
any idea about that

Missing
Deal Cadet
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@Randomactz wrote:


@disclaimer wrote:


@gambitrite wrote:

Check in visa.com & your bank’s official site. Usually charges are mentioned. AFAIK minimum currency conversion that i know is 3.5%.


HDFC regalia cards:2%
DBS:1.75%


Digibank..?
any idea about that
I paid 20.30 usd on aliexpress using digibank card that cost me 1374 inr. I guess the tax was near to 1%

Missing
Deal Cadet
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@Randomactz wrote:


@disclaimer wrote:


@gambitrite wrote:

Check in visa.com & your bank’s official site. Usually charges are mentioned. AFAIK minimum currency conversion that i know is 3.5%.


HDFC regalia cards:2%
DBS:1.75%


Digibank..?
any idea about that
I paid 20.30 usd on aliexpress using digibank card that cost me 1374 inr. I guess the tax was near to 1%

Missing
Deal Cadet
1
88
622
10
@Randomactz wrote:


@disclaimer wrote:


@gambitrite wrote:

Check in visa.com & your bank’s official site. Usually charges are mentioned. AFAIK minimum currency conversion that i know is 3.5%.


HDFC regalia cards:2%
DBS:1.75%


Digibank..?
any idea about that
I paid 20.30 usd on aliexpress using digibank card that cost me 1374 inr. Transaction date May 3. I guess the tax was near to 1%

Missing
Deal Lieutenant
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@Randomactz wrote:

@disclaimer wrote:

@gambitrite wrote:

Check in visa.com & your bank’s official site. Usually charges are mentioned. AFAIK minimum currency conversion that i know is 3.5%.


HDFC regalia cards:2%
DBS:1.75%

Digibank..?
any idea about that

Sorry, no idea. Three months ago CC informed that there are no charges, but I don’t think it is possible.

Missing
Deal Lieutenant
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3592
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@ahmed298sam913 wrote:

@Randomactz wrote:


@disclaimer wrote:


@gambitrite wrote:

Check in visa.com & your bank’s official site. Usually charges are mentioned. AFAIK minimum currency conversion that i know is 3.5%.


HDFC regalia cards:2%
DBS:1.75%


Digibank..?
any idea about that
I paid 20.30 usd on aliexpress using digibank card that cost me 1374 inr. I guess the tax was near to 1%

That too is around 1.75%

Oggy and the cockroaches complete show highest quality 39722
Deal Cadet
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Strange there is no extra charge on my stancy and icici card, though recently I was charged convertion fee by Hdfc while making a USD transaction.

Missing