LIC Premium payment options

Good You made this thread , Need to Pay premium by 15th

Check lime wallet. Can’t check mine as its blocked

@Rock Chap wrote:

Check lime wallet. Can’t check mine as its blocked

thx bro. just checked. we need to register and we can pay from next bill cycle. this is one issue. 2. we cant pay more than 10k (non axis acct holder) 3. mainly dont know whether txns would be successful.
kg

@Beinghuman wrote:

Good You made this thread , Need to Pay premium by 15th

48 hrs left

1. can we pay via axis prepaid gc?
it is basically a Visa Debit Card, so should not be a problem.

2. can we pay via 2 cards/ i mean more than 1 txn?
No. Premium has to be paid in single txn.

3. can we pay via debit mastercard? (not seeing mastercard option on lic payment page. only visa debit is there)
Not sure. But Netbanking payment is possible

@panchabhut wrote:

1. can we pay via axis prepaid gc?
it is basically a Visa Debit Card, so should not be a problem.

2. can we pay via 2 cards/ i mean more than 1 txn?
No. Premium has to be paid in single txn.

3. can we pay via debit mastercard? (not seeing mastercard option on lic payment page. only visa debit is there)
Not sure

thx bro. kg

@rajrocks better pay via netbanking to avoid charges
There are two payments gateways
1. Billdesk payment gateway
A) Netbanking – No charges
B) Debit/Credit Cards – Rs.12+ S.Tax
C) American Express
D) Rupay Cards – Rs.12+ S.Tax

2. IDBI Payment Gateway
Debit Cards and Credit Cards only
Card Types ==> Convenience Fee + S.Tax
Debit Cards
from 0 up to 1400.0 ==> 0.75% +14.5%
from 1400.01 up to 100000.0 ==> Rs.10.0 + 14.5%

Credit Cards
from 0 up to 5000.0 ==> Rs.20.0 + 14.5%
from 5000.01 up to 10000.0 ==> Rs.45.0 + 14.5%
from 10000.01 up to 25000.0 ==> Rs.80.0 +14.5%
from 25000.01 up to 50000.0 ==> Rs.190.0 +14.5%
from 50000.01 up to 100000.0 ==> Rs.350.0 +14.5%

@GoogleCA wrote:

@rajrocks better pay via netbanking to avoid charges
There are two payments gateways
1. Billdesk payment gateway
A) Netbanking – No charges
B) Debit/Credit Cards – Rs.12+ S.Tax
C) American Express
D) Rupay Cards – Rs.12+ S.Tax
2. IDBI Payment Gateway
Debit Cards and Credit Cards only
Card Types Convenience Fee S.Tax
Debit Cards
from 0 up to 1400.0 0.75% 14.5%
from 1400.01 up to 100000.0 Rs.10.0 14.5%

Credit Cards
from 0 up to 5000.0 Rs.20.0 14.5%
from 5000.01 up to 10000.0 Rs.45.0 14.5%
from 10000.01 up to 25000.0 Rs.80.0 14.5%
from 25000.01 up to 50000.0 Rs.190.0 14.5%
from 50000.01 up to 100000.0 Rs.350.0 14.5%

thx bro. i know the above info. net banking is the best but preferring to use axis prepaid as i have amt in that and want to use it asap. hence preferring that options. kg

@rajrocks transfer axis gc to bank account and pay via netbanking

@GoogleCA wrote:

@rajrocks transfer axis gc to bank account and pay via netbanking

need to withdraw axis amt asap thats y im thinking this option

@rajrocks wrote:

@GoogleCA wrote:

@rajrocks transfer axis gc to bank account and pay via netbanking

need to withdraw axis amt asap thats y im thinking this option

Check pm/chat

http://www.licindia.in/payment_alterna...tm

@GoogleCA wrote:

@rajrocks better pay via netbanking to avoid charges
There are two payments gateways
1. Billdesk payment gateway
A) Netbanking – No charges
B) Debit/Credit Cards – Rs.12+ S.Tax
C) American Express
D) Rupay Cards – Rs.12+ S.Tax

2. IDBI Payment Gateway
Debit Cards and Credit Cards only
Card Types ==> Convenience Fee + S.Tax
Debit Cards
from 0 up to 1400.0 ==> 0.75% +14.5%
from 1400.01 up to 100000.0 ==> Rs.10.0 + 14.5%

Credit Cards
from 0 up to 5000.0 ==> Rs.20.0 + 14.5%
from 5000.01 up to 10000.0 ==> Rs.45.0 + 14.5%
from 10000.01 up to 25000.0 ==> Rs.80.0 +14.5%
from 25000.01 up to 50000.0 ==> Rs.190.0 +14.5%
from 50000.01 up to 100000.0 ==> Rs.350.0 +14.5%

Are you sure about the credit card payment charges? Looks absurd to me.
Take a look here: http://www.licindia.in/altpay/alch8002_files/Co...

Convenience charges for payment on portal using debit card are Rs 12.00 plus service tax.
Convenience charges for payment on portal using credit card is Rs 18.00 plus service tax upto 5000 rupees and above 5000 it is Rs 35.00 plus service tax.
Service tax is 12 percent on convenience charge.Edu Cess is 3 percent on service tax.
Hence the total will be 18 + 2.16 + 0.06 = 20.22 for credit card and 12 + 1.44 +0.04 = 13.48 for debit card.
These charges are payable to issuing bank and not charged by LIC.
These charges are displayed on site and only after the consent and acceptance by customer payment can be proceeded further.

@nutcrackerz wrote:

@GoogleCA wrote:

@rajrocks better pay via netbanking to avoid charges
There are two payments gateways
1. Billdesk payment gateway
A) Netbanking – No charges
B) Debit/Credit Cards – Rs.12+ S.Tax
C) American Express
D) Rupay Cards – Rs.12+ S.Tax

2. IDBI Payment Gateway
Debit Cards and Credit Cards only
Card Types ==> Convenience Fee + S.Tax
Debit Cards
from 0 up to 1400.0 ==> 0.75% +14.5%
from 1400.01 up to 100000.0 ==> Rs.10.0 + 14.5%

Credit Cards
from 0 up to 5000.0 ==> Rs.20.0 + 14.5%
from 5000.01 up to 10000.0 ==> Rs.45.0 + 14.5%
from 10000.01 up to 25000.0 ==> Rs.80.0 +14.5%
from 25000.01 up to 50000.0 ==> Rs.190.0 +14.5%
from 50000.01 up to 100000.0 ==> Rs.350.0 +14.5%

Are you sure about the credit card payment charges? Looks absurd to me.
Take a look here: http://www.licindia.in/altpay/alch8002_files/Co...

Convenience charges for payment on portal using debit card are Rs 12.00 plus service tax.
Convenience charges for payment on portal using credit card is Rs 18.00 plus service tax upto 5000 rupees and above 5000 it is Rs 35.00 plus service tax.
Service tax is 12 percent on convenience charge.Edu Cess is 3 percent on service tax.
Hence the total will be 18 + 2.16 + 0.06 = 20.22 for credit card and 12 + 1.44 +0.04 = 13.48 for debit card.
These charges are payable to issuing bank and not charged by LIC.
These charges are displayed on site and only after the consent and acceptance by customer payment can be proceeded further.

Yes 100% sure
Payment through credit card cannot be done via billdesk gateway. It can be done only through IDBI Gateway

@GoogleCA wrote:

@nutcrackerz wrote:

@GoogleCA wrote:

@rajrocks better pay via netbanking to avoid charges
There are two payments gateways
1. Billdesk payment gateway
A) Netbanking – No charges
B) Debit/Credit Cards – Rs.12+ S.Tax
C) American Express
D) Rupay Cards – Rs.12+ S.Tax

2. IDBI Payment Gateway
Debit Cards and Credit Cards only
Card Types ==> Convenience Fee + S.Tax
Debit Cards
from 0 up to 1400.0 ==> 0.75% +14.5%
from 1400.01 up to 100000.0 ==> Rs.10.0 + 14.5%

Credit Cards
from 0 up to 5000.0 ==> Rs.20.0 + 14.5%
from 5000.01 up to 10000.0 ==> Rs.45.0 + 14.5%
from 10000.01 up to 25000.0 ==> Rs.80.0 +14.5%
from 25000.01 up to 50000.0 ==> Rs.190.0 +14.5%
from 50000.01 up to 100000.0 ==> Rs.350.0 +14.5%

Are you sure about the credit card payment charges? Looks absurd to me.
Take a look here: http://www.licindia.in/altpay/alch8002_files/Co...

Convenience charges for payment on portal using debit card are Rs 12.00 plus service tax.
Convenience charges for payment on portal using credit card is Rs 18.00 plus service tax upto 5000 rupees and above 5000 it is Rs 35.00 plus service tax.
Service tax is 12 percent on convenience charge.Edu Cess is 3 percent on service tax.
Hence the total will be 18 + 2.16 + 0.06 = 20.22 for credit card and 12 + 1.44 +0.04 = 13.48 for debit card.
These charges are payable to issuing bank and not charged by LIC.
These charges are displayed on site and only after the consent and acceptance by customer payment can be proceeded further.

Yes 100% sure
Payment through credit card cannot be done via billdesk gateway. It can be done only through IDBI Gateway

@nutcrackerz didn’t understand what u just said

@nutcrackerz wrote:

@GoogleCA wrote:

@nutcrackerz wrote:

@GoogleCA wrote:

@rajrocks better pay via netbanking to avoid charges
There are two payments gateways
1. Billdesk payment gateway
A) Netbanking – No charges
B) Debit/Credit Cards – Rs.12+ S.Tax
C) American Express
D) Rupay Cards – Rs.12+ S.Tax

2. IDBI Payment Gateway
Debit Cards and Credit Cards only
Card Types ==> Convenience Fee + S.Tax
Debit Cards
from 0 up to 1400.0 ==> 0.75% +14.5%
from 1400.01 up to 100000.0 ==> Rs.10.0 + 14.5%

Credit Cards
from 0 up to 5000.0 ==> Rs.20.0 + 14.5%
from 5000.01 up to 10000.0 ==> Rs.45.0 + 14.5%
from 10000.01 up to 25000.0 ==> Rs.80.0 +14.5%
from 25000.01 up to 50000.0 ==> Rs.190.0 +14.5%
from 50000.01 up to 100000.0 ==> Rs.350.0 +14.5%

Are you sure about the credit card payment charges? Looks absurd to me.
Take a look here: http://www.licindia.in/altpay/alch8002_files/Co...

Convenience charges for payment on portal using debit card are Rs 12.00 plus service tax.
Convenience charges for payment on portal using credit card is Rs 18.00 plus service tax upto 5000 rupees and above 5000 it is Rs 35.00 plus service tax.
Service tax is 12 percent on convenience charge.Edu Cess is 3 percent on service tax.
Hence the total will be 18 + 2.16 + 0.06 = 20.22 for credit card and 12 + 1.44 +0.04 = 13.48 for debit card.
These charges are payable to issuing bank and not charged by LIC.
These charges are displayed on site and only after the consent and acceptance by customer payment can be proceeded further.

Yes 100% sure
Payment through credit card cannot be done via billdesk gateway. It can be done only through IDBI Gateway

Thanks for the clarification. I have been using my Hdfc credit card for paying online via Hdfc register and pay service. For some reason they don’t charge much for a 60k premium. I will be making a payment in a days time, will let you know the charges.

seems ur paying via hdfc site itself and not via lic site hence the rates u stated are diff.
pls confirm ur using which site to pay.
thx.

http://www.licindia.in/alt_channel...ml

@rajrocks wrote:

@nutcrackerz wrote:

@GoogleCA wrote:

@nutcrackerz wrote:

@GoogleCA wrote:

@rajrocks better pay via netbanking to avoid charges
There are two payments gateways
1. Billdesk payment gateway
A) Netbanking – No charges
B) Debit/Credit Cards – Rs.12+ S.Tax
C) American Express
D) Rupay Cards – Rs.12+ S.Tax

2. IDBI Payment Gateway
Debit Cards and Credit Cards only
Card Types ==> Convenience Fee + S.Tax
Debit Cards
from 0 up to 1400.0 ==> 0.75% +14.5%
from 1400.01 up to 100000.0 ==> Rs.10.0 + 14.5%

Credit Cards
from 0 up to 5000.0 ==> Rs.20.0 + 14.5%
from 5000.01 up to 10000.0 ==> Rs.45.0 + 14.5%
from 10000.01 up to 25000.0 ==> Rs.80.0 +14.5%
from 25000.01 up to 50000.0 ==> Rs.190.0 +14.5%
from 50000.01 up to 100000.0 ==> Rs.350.0 +14.5%

Are you sure about the credit card payment charges? Looks absurd to me.
Take a look here: http://www.licindia.in/altpay/alch8002_files/Co...

Convenience charges for payment on portal using debit card are Rs 12.00 plus service tax.
Convenience charges for payment on portal using credit card is Rs 18.00 plus service tax upto 5000 rupees and above 5000 it is Rs 35.00 plus service tax.
Service tax is 12 percent on convenience charge.Edu Cess is 3 percent on service tax.
Hence the total will be 18 + 2.16 + 0.06 = 20.22 for credit card and 12 + 1.44 +0.04 = 13.48 for debit card.
These charges are payable to issuing bank and not charged by LIC.
These charges are displayed on site and only after the consent and acceptance by customer payment can be proceeded further.

Yes 100% sure
Payment through credit card cannot be done via billdesk gateway. It can be done only through IDBI Gateway

Thanks for the clarification. I have been using my Hdfc credit card for paying online via Hdfc register and pay service. For some reason they don’t charge much for a 60k premium. I will be making a payment in a days time, will let you know the charges.

seems ur paying via hdfc site itself and not via lic site hence the rates u stated are diff.
pls confirm ur using which site to pay.
thx.

http://www.licindia.in/alt_channel...ml

I ended up paying Rs30163 using IDBI gateway (used VISA credit card) .. but the premium was Rs29946

but through billdesk there is no options of credit card coming , you have to pay only through IDBI gateway

I have moy LIC policy registered with Citibank credit card bill pay service. There is no transaction charge and also get 5% cashback (limited max. to 100/mth). I pay quarterly premium.

@panchabhut wrote:

I have moy LIC policy registered with Citibank credit card bill pay service. There is no transaction charge and also get 5% cashback (limited max. to 100/mth). I pay quarterly premium.

Which citicard? Is this 5% CB available on Indian oil Citi Platinum also?

@1cooldesidd wrote:

@panchabhut wrote:

I have moy LIC policy registered with Citibank credit card bill pay service. There is no transaction charge and also get 5% cashback (limited max. to 100/mth). I pay quarterly premium.

Which citicard? Is this 5% CB available on Indian oil Citi Platinum also?

@narayana1dd249 wrote:

@1cooldesidd wrote:

@panchabhut wrote:

I have moy LIC policy registered with Citibank credit card bill pay service. There is no transaction charge and also get 5% cashback (limited max. to 100/mth). I pay quarterly premium.

Which citicard? Is this 5% CB available on Indian oil Citi Platinum also?

No, that’s probably cash back card with annual charge of 500/-

Cash Back card. Its lifetime free for me. It also gives 5% cashback (max 100/mth) on Mobikwik (all txn incl topup) and paytm (recharge only)

.

please check if there is a breach in my account and where the account was logged in to while making this comment . I am editing it right now [at 1830 hours] and have definitely not made it originally .

i hope that you have a way of checking the system to find the device details or location or MAC ID .. though now those too can easily be masked if the person is determined.

.
.

Pankaj if it was you, you’d better come clean now and lets end the matter here.
Because I can bet my balls I was not using internet at midnight when this comment sprung up.
I do know what ‘alternate’ things i can do. but presently I am not interested to pursue that course of action.

this was wrong. very wrong.

.
CC: @mail.pallavsharma882 @hardikg23 @suhan, @Rashmi maam, @Anidhya please request Shiva Sir of tech team too .
Nigel, Bumble Sir ????

@Spock wrote:

.

---

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@admin @anthrax.ut @MJ911 @Priyanka @Glp

please check if there is a breach in my account and where the account was logged in to while making this comment . I am editing it right now [at 1830 hours] and have definitely not made it originally .

i hope that you have a way of checking the system to find the device details or location or MAC ID .. though now those too can easily be masked if the person is determined.

.
.

Pankaj if it was you, you’d better come clean now and lets end the matter here.
Because I can bet my balls I was not using internet at midnight when this comment sprung up.
I do know what ‘alternate’ things i can do. but presently I am not interested to pursue that course of action.

this was wrong. very wrong.

.
CC: @mail.pallavsharma882 @hardikg23 @suhan, @Rashmi maam, @Anidhya please request Shiva Sir of tech team too .
Nigel, Bumble Sir ????

8^th February 2016
21-April-2016

acrotious wait.

and I can confirm that the previous comment was not originated at my end.
I would not prefer urinating in the direction of this wretched organisation even if my bladder is bursting,
so for me to know about it or respond in a thread related to it

http://www.desidime.com/forums/dost-and-dimes/t...

Any cashback type offer for icici debit card users ?
Have to pay LIC premium