Mobikwik offering loan is it worth it ?

Mobikwik offering loan is it worth it ?

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Deal Cadet
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Mobikwik is offering me 90000 pre approved boost loan at 2.36 per month but the catch is the money will come to my wallet is there a way to get it directly in bank because as far as I know wallet to bank transfer costs some percentage of money

So, what do you guys suggest ?

20 Comments  |  
14 Dimers
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Deal Subedar
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First of all 2.36% per month is not worth it.
If you are in that desperate need of money than goto a bank and get personal loan

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Deal Subedar
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Not worth, go for any personal loan, loan on credit card or P2P lending platform.
Check for low interest rates and try for zero processing fee.

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Deal Cadet
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Somewhere in fine print, it’ll be written that you’ll get 90000 in the form of SuperCash smile
Mobikwik is a synonym of “Something Fishy”

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tank_u_m8 wrote:

First of all 2.36% per month is not worth it.
If you are in that desperate need of money than goto a bank and get personal loan

not in desperate need i want to take small loans and repay them in 6 months to improve my cibil and credit line so that i can get bigger amount in future .

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Deal Subedar
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Dealcharmer wrote:

not in desperate need i want to take small loans and repay them in 6 months to improve my cibil and credit line so that i can get bigger amount in future .

Try P2P for short term loans with small amount. Reducing intrest rate.

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dlhntr wrote:

Try P2P for short term loans with small amount. Reducing intrest rate.

Suggest some p2p lenders ??

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Deal Captain
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that’s too much rate. they will take additional money to transfer money to the bank. don’t go for it.
get a personal loan if you are in need.

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Dealcharmer wrote:

not in desperate need i want to take small loans and repay them in 6 months to improve my cibil and credit line so that i can get bigger amount in future .

If you have money and your intent is to improve credit score then this is too costly @ 28-29%. Better take a personal loan or get a credit card against FD if you have sufficient funds.

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Critic
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2.36% per month is a scam. Get a personal loan.

Black 01
Deal Lieutenant
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Dealcharmer wrote:

Suggest some p2p lenders ??

emudra sbi loan?
50k
67××× to be paid back in emi form.

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Deal Cadet
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Dealcharmer wrote:

not in desperate need i want to take small loans and repay them in 6 months to improve my cibil and credit line so that i can get bigger amount in future .

Put a FD, take a credit card with some 50,000 credit limit. Banks do give Credit card against FD. Start using it and repay on time. If you take loan at 2+% rate per month, it’s just not worth for your objective and infact end up messing credit score if you can’t repay that high interest rate

Lord of love radha and krishna by parth27 d5gnfyw %281%29
Deal Subedar
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161508 wrote:

emudra sbi loan?
50k
67××× to be paid back in emi form.

Can you pm me the process?

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Deal Subedar
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2.36 percent per day, yearly yield 32.3% ??? Omg

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Deal Subedar
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161508 wrote:

emudra sbi loan?
50k
67××× to be paid back in emi form.

My friend wanted a loan sometime back. I went with him to local sbi branch. But these sbi crooks don’t even entertain customers. As if it’s their shop we have entered in. Maybe one odd branch but in my area sbi is pathetic. You can get an idea by the fact that they leave their desk as soon as the clock shows 4 o’clock, even though dozens of people in the line keep requesting, shouting, some pleading, and what not, to withdraw money or send to their son/daughters etc.

75pe
Deal Lieutenant
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drsa478 wrote:

My friend wanted a loan sometime back. I went with him to local sbi branch. But these sbi crooks don’t even entertain customers. As if it’s their shop we have entered in. Maybe one odd branch but in my area sbi is pathetic. You can get an idea by the fact that they leave their desk as soon as the clock shows 4 o’clock, even though dozens of people in the line keep requesting, shouting, some pleading, and what not, to withdraw money or send to their son/daughters etc.

Welcome to SBI

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Deal Subedar
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Simbha3 wrote:

Welcome to SBI

I visit SBI once in like 2-3 years. I do everything related to sbi online. That’s a big releaf to stay away from such entities. Hdfc is my main bank. But feel very bad for those poor village people whose blood is sucked by these sbi bas***d clerks and humiliated day in day out. Who have no other option than this pathetic shit in the name of bank and also they don’t know their rights.
I used to visit with my father when I was a kid. Haven’t seen the situation in the past 1-2 years myself but what I hear is not at all promising as usual.

Cropped1114887228
Deal Cadet
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Hdfc insta jumbo loan is giving 1.25lac at 21% reducing intrest,is it lowest or highest roi @Roushh

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