Need suggestion regarding Debit card payment

Need suggestion regarding Debit card payment

98°
Missing
Deal Cadet
38
421
6

I need to take money frequently from my elder sister’s account..to pay her bill and recharge
As we Dimers pay according to offers at different wallet …I need to take that amount to my bank after/before the recharge..

I can access her debit card and OTPs whenever I need..but the problem is..how to take money from her account to my account using that debit card ( she is not that much teck savvy..so can’t use upi )

If i add money to my paytm wallet it will take charge to send that money to my bank account.

That’s why I use Airtel app…but it is not that much good for frequent use..cz..most of the times OTP doesn’t come..and even yesterday the transaction got failed but money has been deducted from her account..

I need a permanent solution to transfer money from her debit card to my bank account for frequent use

16 Comments  |  
7 Dimers
Missing
Shopping Friend
31
2356
22

Better to get access to net banking of her account.

Missing
Deal Cadet
38
421
6
Ash-D wrote:

Better to get access to net banking of her account.

But for that she need to set up all the things.. which she can’t

Missing
Shopping Friend
636
7560
119
Expand
sourav4sg wrote:

But for that she need to set up all the things.. which she can’t

you can set up her internet banking online using debit card

Missing
Deal Cadet
38
421
6
Expand
desiman wrote:

you can set up her internet banking online using debit card

Is it possible for SBI?

Missing
Deal Subedar
75
1213
11

Kotak 811?

Missing
Deal Cadet
38
421
6
B3A5T wrote:

Kotak 811?

I don’t have kotak bank account

Missing
Shopping Friend
31
2356
22
Expand
sourav4sg wrote:

But for that she need to set up all the things.. which she can’t

Set it up yourself for her.
Can be done for sbi.
You will need her account details and otp to activate which you have access to.
Once done you can easily transact from her account by simply logging in your phone or laptop browser.

Missing
Shopping Friend
636
7560
119

off topic – have banks resumed sending debit cards by couriers rolleyes

Missing
Deal Cadet
38
421
6
Expand
Ash-D wrote:

Set it up yourself for her.
Can be done for sbi.
You will need her account details and otp to activate which you have access to.
Once done you can easily transact from her account by simply logging in your phone or laptop browser.

Okk

Missing
Deal Subedar
283
1330
11

Paytm Payment Bank A/c could be loaded by debit card. I closed it some months back so dunno if it can be done now.

Missing
Deal Cadet
38
421
6
igen wrote:

Paytm Payment Bank A/c could be loaded by debit card. I closed it some months back so dunno if it can be done now.

Yess.. just checked…it can be done…Thank You brother..I didn’t know it

Missing
Deal Cadet
50
270
1

3 solutions i know of and all of them require full KYC and allow debit card loading and then free Bank transfer.
1) Kotak 811 :- I think it’s just 3 times loading per month allowed via debit card
2) ICICI Pockets :- I think it’s 1 time per month.
3) Paytm payments Bank :- maximum 2000 per transaction, and maximum 10 k per month.

Missing
Deal Cadet
38
421
6
smz wrote:

3 solutions i know of and all of them require full KYC and allow debit card loading and then free Bank transfer.
1) Kotak 811 :- I think it’s just 3 times loading per month allowed via debit card
2) ICICI Pockets :- I think it’s 1 time per month.
3) Paytm payments Bank :- maximum 2000 per transaction, and maximum 10 k per month.

1 and 2 is nor applicable for me 😉 as I don’t have both Kotak and Icici

3rd one is the ultimate solution 😇

Thanks for sharing your knowledge

Missing