Hotness paytm payments bank to charge sms charges at rs...

Hot Deal paytm payments bank to charge sms charges at rs 10 per quarter from may 2020 onwards see bank website

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How can we close Paytm payments bank account?

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Deal Subedar
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Make account zero… Wait one month… And raise closure… Otherwise they will ask cancelled cheque to credit accrued interest if any… If you don’t prefer second then follow the prior one

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Deal Subedar
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Can we opt out?

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Critic
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If somebody can’t even afford Rs.10 per 3 months then there are bigger issues to be resolved than looking for bank acc closure. sunglasses

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guest_999 wrote:

If somebody can’t even afford Rs.10 per 3 months then there are bigger issues to be resolved than looking for bank acc closure. sunglasses

.

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Deal Cadet
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I also want to close my account but no option

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guest_999 wrote:

If somebody can’t even afford Rs.10 per 3 months then there are bigger issues to be resolved than looking for bank acc closure. sunglasses

Be in ur limits who said I can’t afford 30 rs per year .I have four bank accounts so I will not be paying yearly charges for all 4 bank accounts .Paytm payments bank account was opened because all services was almost provided for free that time and also interest rate is same all other banks no use of that account then

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g985481987117 wrote:

Be in ur limits who said I can’t afford 30 rs per year .I have four bank accounts so I will not be paying yearly charges for all 4 bank accounts .Paytm payments bank account was opened because all services was almost provided for free that time and also interest rate is same all other banks no use of that account then

Cool bro,

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Shopping Friend
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g985481987117 wrote:

Be in ur limits who said I can’t afford 30 rs per year .I have four bank accounts so I will not be paying yearly charges for all 4 bank accounts .Paytm payments bank account was opened because all services was almost provided for free that time and also interest rate is same all other banks no use of that account then

Yes that was the reason for me too.
This might be the start later they can start charging for other things too.

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Deal Cadet
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Better to maintain 1-2 saving account, why to maintain so many accounts and pay charges on all?

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guest_999 wrote:

If somebody can’t even afford Rs.10 per 3 months then there are bigger issues to be resolved than looking for bank acc closure. sunglasses

Bro you are also here to save few bucks. Pls do not criticize anyone like this

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Deal Cadet
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guest_999 wrote:

If somebody can’t even afford Rs.10 per 3 months then there are bigger issues to be resolved than looking for bank acc closure. sunglasses

Brother thing is not about paying mere Rs 40/yr for sms. It’s about why to pay the fee as he already has 4 bank accounts with same charges and services. Moreover, paytm bank account was offered free while doing KYC which user had no intention to use as well as even there are many cases where account was opened unknowingly by the KYC person or without his consent.

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Shopping Friend
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Paytm payments bank RuPay card give you 5% upto 50 cashback per month on all utility bill payment including LPG GAS payment.

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Shahskm wrote:

Brother thing is not about paying mere Rs 40/yr for sms. It’s about why to pay the fee as he already has 4 bank accounts with same charges and services. Moreover, paytm bank account was offered free while doing KYC which user had no intention to use as well as even there are many cases where account was opened unknowingly by the KYC person or without his consent.

Exactly why to waste money I will be closing other bank accounts and keep only one account in future

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Blogger
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any option to disable sms services

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yuvimuthu wrote:

Bro you are also here to save few bucks. Pls do not criticize anyone like this


https://cdn0.desidime.com/attachments/photos/611191/original/images_%284%29.jpeg?1586012078

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Deal Subedar
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g985481987117 wrote:

Exactly why to waste money I will be closing other bank accounts and keep only one account in future

One is dangerous in times like this, suppose one bank is down then how will you transact. Keep atleast 3. Just my suggestion.

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yuvimuthu wrote:

Bro you are also here to save few bucks. Pls do not criticize anyone like this

Don’t know about others but I eat maggi 2-3 times a week so if worst come to worst I will eat one maggi less to save extra sms quarter cost. laughing

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g985481987117 wrote:

Be in ur limits who said I can’t afford 30 rs per year .I have four bank accounts so I will not be paying yearly charges for all 4 bank accounts .Paytm payments bank account was opened because all services was almost provided for free that time and also interest rate is same all other banks no use of that account then

Actually you will be paying Rs.40/year(10 per quarter & 4 quarters in year), it seems your Maths is a bit weak which may prove to be a costly mistake in the future. See you do have bigger things to worry about. laughing

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rogerthat wrote:


https://cdn0.desidime.com/attachments/photos/611191/original/images_%284%29.jpeg?1586012078

Naa bhai, hypocrisy has no limits else India would have become a superpower by now. smile

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guest_999 wrote:

If somebody can’t even afford Rs.10 per 3 months then there are bigger issues to be resolved than looking for bank acc closure. sunglasses

nailed it bru laughing

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Shopping Friend
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deactivate SMS Alerts, no charges. smile

kotak 811 bank also charge for SMS Alerts but by default SMS Alerts service is deactivated.

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abhishek012 wrote:

deactivate SMS Alerts, no charges. smile

kotak 811 bank also charge for SMS Alerts but by default SMS Alerts service is deactivated.

How will one get sms alerts for any deduction then or what sms alerts will one not be getting after disabling this service?

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abhishek012 wrote:

deactivate SMS Alerts, no charges. smile

kotak 811 bank also charge for SMS Alerts but by default SMS Alerts service is deactivated.

How to deactivate bro

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guest_999 wrote:

Actually you will be paying Rs.40/year(10 per quarter & 4 quarters in year), it seems your Maths is a bit weak which may prove to be a costly mistake in the future. See you do have bigger things to worry about. laughing

Bahut hard laughing

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yuvimuthu wrote:

Bro you are also here to save few bucks. Pls do not criticize anyone like this

Aise hi Critic badge nahi jeeta hai

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Deal Lieutenant
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guest_999 wrote:

If somebody can’t even afford Rs.10 per 3 months then there are bigger issues to be resolved than looking for bank acc closure. sunglasses

It’s not about affordability..i can afford a lot of things that doesn’t mean i’ll waste money on it..

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Shopping Friend
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guest_999 wrote:

How will one get sms alerts for any deduction then or what sms alerts will one not be getting after disabling this service?

you will received sms on any deduction or any transaction through debit card/UPI.

bank charge sms alert charges only for miss call balance check, get transaction statement through sms etc services.

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