PayTM postpaid limit of 0

PayTM postpaid limit of 0

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15359988
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They removed my 1250 paytm postpaid limit, now showing 0. All I used it was for recharges and then add money with the cash back and repaid it. But now the limit is 0..

Yea some people cause trouble for everyone. I used it because I did not want to leave money around in all accounts because there is no easy way to move that money back. The cash back I mean.. Keeping track of a dozen wallets and apps and such is a full time job.

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Deal Subedar
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Are you using multiple accounts?

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Deal Major
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Rare user of Paytm Postpaid here
The limit has been 3K from the very start

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_One_Miller_ wrote:

Are you using multiple accounts?

well yea and I got a small amount on full kyc account and far higher on accounts that’s just there.. But I am not abusing it, they were there just for using with uber and such. Don’t even use the postpaid except to pad funds to buy or recharge and then pay it off.. Why give 1250 limit and such? They could have given 100 or 250 than doing this.

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alienteck wrote:

well yea and I got a small amount on full kyc account and far higher on accounts that’s just there.. But I am not abusing it, they were there just for using with uber and such. Don’t even use the postpaid except to pad funds to buy or recharge and then pay it off.. Why give 1250 limit and such? They could have given 100 or 250 than doing this.

Any incident when you didn’t Paid on time?

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_One_Miller_ wrote:

Any incident when you didn’t Paid on time?

I just told you I don’t even use it.. Mainly I use it for the monthly10 recharges and pay 1 get 6 or 20 back deals and pay it off right after I get the cash back to do it.. My Full KYC account with even a bank account only has a limit of 300.. And now 500.. I don’t know what it is with them.. It is a convenience.. Without it I need to keep money in the account. It gets tedious to do that. I don’t want to end up like those banks in thiruvella who has no beneficiaries to give away funds worth so much that it amounts to the budgets of entire states.. After leaving money in banks all over the place I want to be more responsible and accountable and not waste money even if its small amounts.

It does make me sad.. In a way even when I try to be more stream lined, something happens so there is that too. Not a big deal since I did not particularly use it. But its like getting down voted over nothing.. Something beyond your control..

75pe
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_One_Miller_ wrote:

Limit is 0 in my 2 accounts.

use this dp on paytm and see the magic

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Deal Cadet
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I have limit of 500 and I used 390 as of now
need to pay then next month by 7

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Deal Cadet
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if u can smell what the paytm is cooking confused

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htzaz wrote:

if u can smell what the paytm is cooking confused

I am not sure what criteria they use for this. Seems very arbitrary..

Since it has nothing to do with your credit score or anything at all I dont pay much attention. Not even sure it is even useful. I mean a loan for rs500???? Would be like borrowing money for your lassi from the corner gunda.

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alienteck wrote:

I am not sure what criteria they use for this. Seems very arbitrary..

Since it has nothing to do with your credit score or anything at all I dont pay much attention. Not even sure it is even useful. I mean a loan for rs500???? Would be like borrowing money for your lassi from the corner gunda.

never mind, was just good for emergency smile

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alienteck wrote:

I am not sure what criteria they use for this. Seems very arbitrary..

Since it has nothing to do with your credit score or anything at all I dont pay much attention. Not even sure it is even useful. I mean a loan for rs500???? Would be like borrowing money for your lassi from the corner gunda.

May be linked to credit score. In my full KYC account they gave 10k limit.

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panchabhut wrote:

May be linked to credit score. In my full KYC account they gave 10k limit.

iN MY FULL kyc LIMIT i HAVE 500.. In my no kyc nothing verfied I got 1250…

So I got a negative score?

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Any offer on Paytm postpaid bill payment? Bill is generated today. Last date is 7th June.

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aknamdeo.akn672 wrote:

I have limit of 9750 and i rarely use it

Many of us had some kind of limit. The problem is payTM moved the limits to 0.

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alienteck wrote:

iN MY FULL kyc LIMIT i HAVE 500.. In my no kyc nothing verfied I got 1250…

So I got a negative score?

In no kyc account your limit reduced to 0?

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_One_Miller_ wrote:

In no kyc account your limit reduced to 0?

In 1 account its 0 and in another its 1250.. They are used as spares and only used to pay uber before so no kyc. Except for using it to get those rs6 offers its not used other wise.. The SIMs are spares to be used when other SIM’s dont work in the area.

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Paytm 3000
Flipkart 5000

Same limits from the very start grinning

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alienteck wrote:

In 1 account its 0 and in another its 1250.. They are used as spares and only used to pay uber before so no kyc. Except for using it to get those rs6 offers its not used other wise.. The SIMs are spares to be used when other SIM’s dont work in the area.

Limit reduced to nil in non kyc account?

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