Please suggest bank for opening current account

Please suggest bank for opening current account

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Deal Lieutenant
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I don’t have any registered business but from savings account the transactions are huge, so my advocate who files the itr for me said if I want to do many transactions(overall more than 10 lac) I should do that from current account.

please suggest some bank with good service and if many are offering same kind of services than preferably bank which have no AQB/AMB requirements

10 Comments  |  
7 Dimers
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Deal Subedar
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Bro are you serious? Why are you filing ITR through advocate, a auditor should do that for you. Also open a current account with a bank near your business. You will need RC, udyog aadhar,GST. to open the account

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Deal Lieutenant
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AnnamalaiNryaa wrote:

Bro are you serious? Why are you filing ITR through advocate, a auditor should do that for you. Also open a current account with a bank near your business. You will need RC, udyog aadhar,GST. to open the account

umm confused he takes only 500 rupee to file so……
and he is a tax consultant
cant we open a current acc without a registered business ?

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Analyst
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Bro if u have nt registered business so don’t open Current acc. bcoz u will charged on every ATM transactions nd also you’ll not get interests (nd for current acc. U need udyog adhar registration , Gstin is nt required to open Current acc. )

4onrgc1
Deal Subedar
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i have kotak jifi account which was opened around 2014, actually i dont know diff btw current account and savings at that tym.. luckily it was current account it seems which is zero balance biggrin

Giphy
Deal Cadet
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go for icici bank

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Deal Lieutenant
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Stardeals wrote:

Bro if u have nt registered business so don’t open Current acc. bcoz u will charged on every ATM transactions nd also you’ll not get interests (nd for current acc. U need udyog adhar registration , Gstin is nt required to open Current acc. )

actually my tranx are more than 10 lac in a year from online trading/offers etc.
so the tax consultant told me to open a current acc
that is why I wanted to open one

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TEMPER wrote:

i have kotak jifi account which was opened around 2014, actually i dont know diff btw current account and savings at that tym.. luckily it was current account it seems which is zero balance biggrin

did you gave any business related docs ?

4onrgc1
Deal Subedar
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SARDARKHAN wrote:

did you gave any business related docs ?

no bro, i gave only pan and aadhar,but i have 811 savings on same CRN ..

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Deal Cadet
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Even I have got ICICI current account along with salary account setup. It’s meant for getting refund/reimbursement from claims.

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Deal Subedar
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Stardeals wrote:

Bro if u have nt registered business so don’t open Current acc. bcoz u will charged on every ATM transactions nd also you’ll not get interests (nd for current acc. U need udyog adhar registration , Gstin is nt required to open Current acc. )

Annual Account maintenance charges are also there for current account

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