Query: Best Covid-19 insurance.

Query: Best Covid-19 insurance.

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Shopping Friend
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Hii guys.
As seeing the vulnerability I am thinking of taking Covid-19 insurance.
But I am confused which one to choose.
One I am considering is Airtel Bharti-AXA with premium of ₹499 sum insured is ₹25000 if tested positive and 50%(₹12500) if quarantined.
Is this the right choice.
So please shed some light on the topic and help me and others to choose the best one.
Thanks in advance.

16 Comments  |  
13 Dimers
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Deal Subedar
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Even am interested in knowing this.
And what if person don’t get affected by virus??? What happens to money we pay?

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Deal Subedar
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Sunasuna wrote:

Even am interested in knowing this.
And what if person don’t get affected by virus??? What happens to money we pay?

If not affected, you pray to God for protecting you and carry on with your life.

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Deal Cadet
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Sunasuna wrote:

Even am interested in knowing this.
And what if person don’t get affected by virus??? What happens to money we pay?

Don’t you understand insurance concept? It is a service for which we pay to protect us from certain thing (mainly financial loss) and same applies for Covid-19 insurance.

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Deal Subedar
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harshit0509 wrote:

Don’t you understand insurance concept? It is a service for which we pay to protect us from certain thing (mainly financial loss) and same applies for Covid-19 insurance.

Don’t take it seriously bro, it was just a joke dear.

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Deal Cadet
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Daily thali bajao, diye jalao.
Insurance is bullshit. smiling_imp
Worship/Pray to your god. Nothing will happen. Don’t worry. stuck_out_tongue

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Deal Subedar
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Tera_Jija wrote:

Daily thali bajao, diye jalao.
Insurance is bullshit. smiling_imp
Worship/Pray to your god. Nothing will happen. Don’t worry. stuck_out_tongue

Insurance is there to protect you financially. Physical aur mentally protected rehne ke liye aap khud jimedar ho with help of doctors and grace of bhagwan. Din bhar khali pade hue logon ne 5 min thali baja bhi li toh kya bigad gaya.

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igen wrote:

Insurance is there to protect you financially. Physical aur mentally protected rehne ke liye aap khud jimedar ho with help of doctors and grace of bhagwan. Din bhar khali pade hue logon ne 5 min thali baja bhi li toh kya bigad gaya.

कुछ लोगो की जल गयी बुरी तरह और क्या। वो नींद में भी अब यही बड़बड़ाते हैं ।

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Shopping Friend
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A humble request : Please post only relevant or related information.
As many people are following this topic and expecting answer.

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Deal Newbie
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Ash-D wrote:

A humble request : Please post only relevant or related information.
As many people are following this topic and expecting answer.

Why don’t u follow other posts before posting a new one. Other day, i saw a post on discussions related with same query. Someone posted a reply saying he is an insurance agent, recently somebody claimed with a hospital bill around few lakhs. So all these bullshit airtel plans are useless. Infact, i just read an article, it says hospitals are overcharging etc etc., you can search the post right away.

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Shopping Friend
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rgvthefactory220 wrote:

Why don’t u follow other posts before posting a new one. Other day, i saw a post on discussions related with same query. Someone posted a reply saying he is an insurance agent, recently somebody claimed with a hospital bill around few lakhs. So all these bullshit airtel plans are useless. Infact, i just read an article, it says hospitals are overcharging etc etc., you can search the post right away.

I tried bro but couldn’t find it.
That’s why I created one.
If you have link them please share.

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Deal Cadet
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@Ash instead of CVOID policy you should search for bank tie ups Mediclaim like PNB, Syndicate, BOB, IOB, TMB are few they cover Mediclaim in group health policy at low premium.

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Deal Cadet
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I feel very bad to see some dimers like to $h!t on every post .
I expected, will find some relevant info here but seeing useless comments from dimers.

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Deal Subedar
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Don’t take bharti Axa

My bharti Axa Insurance claim is pending since 6 months…

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Deal Major
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Shit policy
Everyone has similar tnc attached to their policies
I mean…unless you’re planning to do inter-state travel right now to certain states like Karnataka where hospital/institutional quarantine is mandatory…whats the use of these shit policies when even home quarantine isn’t eligible for any claim?
+ Getting tested positive via any private labs..means no claim/50% (Certified ICMR hospitals/labs is a must)
+ Don’t think you can claim the room rent if you’re asymptomatic and got subjected to mandatory institutional quarantine (Heard state/central govts are fixing a ~1000rs charge for hotel stay per day for 14 days)
Also in many countries..Govt is suggesting Home-quarantine to many positive patients if the symptoms aren’t severe.. worthless again if this happens
Feeling sad for those people who opted for these shit policies without even reading/understanding the policy https://cdn0.desidime.com/attachments/photos/616501/original/Screenshot_20200512-112446.jpg?1589263267 

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Mehtahitesh wrote:

@Ash instead of CVOID policy you should search for bank tie ups Mediclaim like PNB, Syndicate, BOB, IOB, TMB are few they cover Mediclaim in group health policy at low premium.

Never ever go fir bank tie up
They will.discontinue after meeting their targets

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