Question about Incorrect UPI PIN

Question about Incorrect UPI PIN

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Deal Subedar
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Hi all

I have been using Google pay on my mobile for over an year without issues and transacted over 50 times.
I registered for AmazonPay about 2 months back and successfully transacted 3-4 times.

For both I use hdfc same account. Didn’t change Atm pin or upi pin since I started using upi.

Tried using Gpay 2 days ago and it said incorrect pin twice.
Today Apay also said incorrect pin.
I haven’t changed anything anywhere so why is this happening? Any idea? I’m certain of using correct pin each time

16 Comments  |  
11 Dimers
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Deal Cadet
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Reset the upi pin. hardly will take a minute.

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Deal Subedar
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ZNZ wrote:

Reset the upi pin. hardly will take a minute.

Will do that. Isn’t UPI pin the same as debit card pin?

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Deal Subedar
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cocay wrote:

Will do that. Isn’t UPI pin the same as debit card pin?

Nope bro both the pins are different. You can keep different pin for each other

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Deal Cadet
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cocay wrote:

Will do that. Isn’t UPI pin the same as debit card pin?

No
UPI pin is of 6 digit
Debit card pin is of 4 digit

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Deal Subedar
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ASH13 wrote:

No
UPI pin is of 6 digit
Debit card pin is of 4 digit

I have been using 4 digit upi pin all this while. In fact, I just reset pin on Amazon and it again asked for a 4 digit pin.

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Deal Subedar
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Upi pin is different than debit card pin unless you yourself have kept it same while registering. Some banks have 6 digit upi pin like kotak, canara, sbi and some have only 4 digit like icici, hdfc.
If you have forgot reset it using debit card.

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Critic
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Alexios wrote:

Upi pin is different than debit card pin unless you yourself have kept it same while registering. Some banks have 6 digit upi pin like kotak, canara, sbi and some have only 4 digit like icici, hdfc.
If you have forgot reset it using debit card.

ICICI also 6 digit UPI pin. but their own app has 4 digit access code.

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Deal Subedar
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panchabhut wrote:

ICICI also 6 digit UPI pin. but their own app has 4 digit access code.

In Phonepe, Google Pay etc. Icici have 4 digit only. Btw i have very new saving account. Maybe they have started with 4 digit for new customers

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Deal Major
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Alexios wrote:

In Phonepe, Google Pay etc. Icici have 4 digit only. Btw i have very new saving account. Maybe they have started with 4 digit for new customers

Not new
Its 4 for me (ICICI) ..from the very start
SBI/DBS have 6 digit pin

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Deal Subedar
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getready wrote:

Not new
Its 4 for me (ICICI) ..from the very start
SBI/DBS have 6 digit pin

Okay, @panchabhut mentioned above icici for 6 digit so i assumed.

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Community Angel
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Similar things have happened with me twice or thrice at fixed intervals, never really paid attention but they were approximately 6 months apart, so maybe the UPI pin expires after every fixed duration like NB passwords do, just a theory, i have always reset my pin whenever i get this error

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androgame wrote:

Similar things have happened with me twice or thrice at fixed intervals, never really paid attention but they were approximately 6 months apart, so maybe the UPI pin expires after every fixed duration like NB passwords do, just a theory, i have always reset my pin whenever i get this error

I can tell you this is not the reason as my friend used same upi pin for over an year before changing it. Also sbi netbanking passwords have an expiry period measured in years.

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Critic
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androgame wrote:

Similar things have happened with me twice or thrice at fixed intervals, never really paid attention but they were approximately 6 months apart, so maybe the UPI pin expires after every fixed duration like NB passwords do, just a theory, i have always reset my pin whenever i get this error

I have not faced this even after using for nearly 3 years

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Deal Newbie
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guest_999 wrote:

I can tell you this is not the reason as my friend used same upi pin for over an year before changing it. Also sbi netbanking passwords have an expiry period measured in years.

I have never changed upi pin
I was first in use of upi

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Deal Subedar
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UPI pin length depends on bank. SBI is 6, ICICI is 4 afaik

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Community Angel
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guest_999 wrote:

I can tell you this is not the reason as my friend used same upi pin for over an year before changing it. Also sbi netbanking passwords have an expiry period measured in years.

Yeah, it’s just a theory, which might be bank dependent, I took six months duration as my bank (Indian Bank) uses that for NB passwords

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