SBI IRCTC CREDIT CARD EXPERIENCE

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Deal Subedar
Albert_Pinto

is anyone using SBI IRCTC credit card? what are the hidden charges? is the 10% value back is applicable for tickets booked for others also?
how is the reward redemption process,?

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you will only get value back for your tickets, 10% varies through out the year, you can consider avg of 7%
Rewards are credited monthly in IRCTC account, they can be used while booking AC tickets only.

Deal Subedar Deal Subedar
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Will get reward for my own travel only or if I book ticket for anyone?

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