Sbi Simply Click Credit Card query
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Is it possible to buy something more than the limit from the Sbi Simply Click Credit Card?
Like my card has a limit of 45k but I need to buy something worth 50-52k.
So is it possible if I pay in advance 5-7k and buy it? Will, that work? If yes will there be any penalty or any extra charges/fee need to pay?
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The thing is I need to buy oneplus 7 pro and the expecting price will be 50-52k and there is already a landing page on amazon which says SBI as card partner. So we can expect 2k cashback/discount with sbi card.
So if I load the extra amount 5-7k in Amazon and pay the rest from the card. I think I will miss out with the SBI offer?
@Roushh @Stardeals @sardasa1 Thanks a lot to all of you. I open the thread so I can get the solution to saving 2k of the amount.
But now I am ending with up with saving even more (With buying gift card) with all of your suggestions. Thanks a lot once again to all. You guys are just brilliant.
Karma pending as It’s not allowing me. (Oops, You cannot give karma again right now)
Glad I can help 
I am sure that will help, btw, you can check with bank. Everybody have some overlimit tied to their credit card, which has to be cleared the very same day otherwise you get personal loan interest on that starting day 1.
It happened with me, i have overshoot my credit limit of SBI Prime card.
@malikcool
Sometimes in Amazon/Flipkart if any card offer is there for a particular phone, they want full amount to be paid by the card itself. Not even 1rs from the wallet. Please carefully check about this point in the TnC, and also get a clarity by cc also once before you buy it.
Yes. Got your point. Will check the TNC thoroughly.
@malikcool it should work.. Make sure payment is reflected on sbi card before doing the transaction.
It should be fine if you pay the difference upfront to buy and it should have no extra charge.. done this in old days when my card limit was low with Amex and citi
I suggest check with sbi CC
I don’t think you can.
If you are buying from Amazon or Flipkart then load 5-7k in giftcard wallet. Then select to pay with giftcard and rest pay with your credit card.