Suggest credit card
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I wanted a credit card with a good reward point and with no or minimum joining fees, kindly suggest me some credit card which gives good reward point.
generally, i do lots of online shopping as well in stores like KFC, Dominos
CTC – 325000.
please help
getting lots of calls and emails from credit card company, don’t know which one to select
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dont know much , but wat about that Rupay Credit card …
https://www.desidime.com/forums/dost-and-dimes/...
https://www.desidime.com/forums/dost-and-dimes/...
@rockydon18 You wrote: “wanted a credit card with a good reward point and with no or minimum joining fees”.
Although those conditions are not entirely mutually exclusive, the rewards are usually directly proportional to the annual fee. The higher the joining/annual fee and eligibility requirements, the higher the rewards. With that said, since you seem to be starting your credit card journey, you won’t have many options.
I wish you had mentioned your expected monthly spends via credit cards. “Lots of online shopping” is a subjective statement and doesn’t help to filter the choices for you. My suggestions with the info/criteria you have provided would be to apply for the following cards and then upgrade after 6 months or a year of building a good repayment history:
(1) SBI Simply Click card.
(2) Citibank Cashback card.
Start with Sbi Simply Click card for online shopping. They’ll easily approve on your salary.
go for SBI Simply Click Card, based on your requirement
thanks everyone for replying
As suggested SBI simply click is best suited for your requirement.
10x reward points on partner site which includes amazon. Also get 2k cleartrip voucher on completing 1 lac and 2 lac milestone.
Also you get 500 worth amazon voucher on joining which compensates for 500 joining fees.
Annual charge will be nil if you transact more than 1 lac in a year.
If we pay bill within time what are the other charges that can be levied other than joining fees?
suggestion any one?