Suggest which method to use

Suggest which method to use

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Zsjpjnd
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I got to pay electricity bill of ₹250, There are two offers in Google Pay (one direct household bill payment and other as payment in Niki )

GPay – offer has upto ₹1000
And on payment via Niki has cb of ₹35 to upto ₹200.

Which should I use ?

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