Use Credit Card Money for Cash Purchases / Earn the reward Points in Credit Card for Free
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Use Credit Card Money for Cash Purchases / Earn the reward Points in Credit Card for Free
Below are the Steps…. 
1. Add Money in Paytm Account from your Credit Card
2. Transfer it to your own bank (As of Now ZERO Fees)
3. Pay the Credit card withdrawal amount thru bank transfer.
Benefits
1. After transferring money to bank account . the same can be withdrawn for any Cash Transaction.
2. Add money from Credit card to paytm account attracts the Reward Points in Credit Card.
Limitations.
Upto 20K per paytm account allowed to add and transfer upto 25K allowed p.m.
I have used this trick from all of my credit cards with various available phone at home….
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Not too many benefits and also risk of IT notice if you don’t manage it properly. But definitely helps to build a good credit score for someone who is starting