Which Offer is Better Below - Amex or StanC ?

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Last Comment 2019-01-24

2019-01-19

AMEX OFFER:
Get 10 membership reward points (upto max 5000) for every 100 rupees spent on Insurance premium.
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STANDARD CHARTERED OFFER:
Customers owns a StanChart Manhattan credit card which offers 3 reward points for every 150 spent. If customer spends 150 on insurance premium using this card, he would be eligible for 3 × 5 = 15 reward points.
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My question is which is better if I am paying 15k insurance premium?
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I think for 15k, Amex will give 1500 reward points and StanC will also give 3×5×100 = 1500. Is my calculation correct? Which is worth more in RUPEES?

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https://www.desidime.com/discussions/which-offer-is-better-below-amex-or-stanc?page=1#post_5573003

nagasahitya2008406

2019-01-19

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Is the amex offer is user specific or to every one

https://www.desidime.com/discussions/which-offer-is-better-below-amex-or-stanc?page=1#post_5580584

JaiKrish1031

2019-01-21

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Effectively Amex is 4.16 percent discount. But did you received mail and enrolled successfully?

Which insurance premium you are going to pay? Purchase amazon @ discount and pay via Justdial. Most insurance are available in Justdial.