Add Rs.2,00,000 to your existing digiBank DBS S...

Add Rs.2,00,000 to your existing digiBank DBS Savings balance and get Rs. 2000 BookMyShow vouchers

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Common man
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Add Rs.2,00,000 to your existing digiBank DBS Savings balance and get Rs. 2000 BookMyShow vouchers
Deal Expired

Add Rs.2,00,000 (user specific criteria) to your existing digiSavings balance by 31st Dec 2019 & keep the balance till 15th Jan 2020

Shop with your digibank Debit Card for Rs.500 or more at least once by 15th Jan 2020.

Get Rs. 2000 (user specific criteria) BookMyShow vouchers

https://www.dbs.com/digibank/in/campaigns/balan...

Live it up campaign
Terms and Conditions
All eligible winners will get the vouchers within 90 days of the campaign end date (Kindly check your spam folders for communication).
DBS reserves the right to modify, cancel, extend or discontinue the Offer, the website and/or these terms and conditions or any part thereof at any time without prior notification.
Balance added before 7 PM of 31st December and debit card transaction completed before 7 PM on 15th January will be considered valid. The transactions done after 7 PM will not be evaluated as a part of this campaign.
This Offer is voluntary and by participating in the Offer, you are deemed to have read, understood and accepted these Terms and Conditions.
This Offer will be governed by the laws of India and shall be subject to the jurisdiction of courts in Mumbai.
Staff or relatives of digibank or DBS employees will not be eligible to be a part of any contest or promotional campaigns run by DBS Bank India Limited.
All issues pertaining to this offer to be raised within 90 days from the last day of the offer fulfillment. If any dispute or complaint or query raised after 90 days, then the same will not be entertained.
All customers who fulfill both the balance maintenance and Debit spends criteria as per the campaign timelines will be considered eligible for the offer .
Offer Timelines -
Existing Balance considered as on – 22nd December 2019

Add Asked balance (to the Existing balance as above) before 31st December 2019, 7 PM

Maintain the (Existing + Asked balances) till 15th January 2020

Debit spend transaction of Rs. 500 or more – before 15th January 7 PM

Balance Addition and Maintenance Criteria:
Customers need to add asked amount to the existing balances (existing balance as on 22nd December) – customers withdrawing the balances and adding it back again will not be eligible for the vouchers.
Existing balance will be considered from campaign start date – 23rd December 2019 and balance for the account will be tracked everyday till campaign end date – 15th January 2020.
Customer can add the asked amount to the existing balance by 31st December 2019. Existing balance is the balance as on campaign start date i.e. 22nd December 2019.
Only those customers who maintain the (existing + asked amount) everyday throughout the campaign period till 15th January will be considered eligible for vouchers.

Let’s say you have been asked to add Rs. 50,000 or more to the existing balances from 23rd December to 15th January. Assuming your existing balance as on 22nd December is 25,000.

Then you must add Rs. 50,000 to the existing balances before 31st December – 7 PM and maintain Rs. 75,000 (Existing + Asked additional balance) everyday till the end of campaign period i.e. 15th January 2020.
Please note that the customers must maintain the balance everyday throughout the campaign period – transferring existing balance and crediting again to the account before the campaign end date will not be eligible for vouchers as we are looking for balance maintained through the complete campaign period (as per the timelines mentioned above).
Debit Card Spends Criteria:
One debit card transaction to be done either online or offline for shopping only, minimum value of Rs. 500.
Any transaction done on the last day of the offer period (15th January) after 7 pm will not be eligible for this offer.
Customer will only get the offer only when all transactions are complete. All purchase transactions on POS / e-POS (i.e. transactions at merchant outlets and online transactions) made using debit card will be considered as spends for this offer.
Shopping purchases (exceptions below) – online or offline (completed payment) will be considered valid for this campaign
Following will not be considered as transactions for this campaign:

Any transaction to purely fund a digibank account or any other wallet/Financial instituition associated app/website (e.g. CRED, PayTM, PayUMoney, Mobikwik, Citrus, Airtel Money, RazorPay etc.) will not be considered as debit card spends for this offer.
Cash withdrawals at ATMs or DBS bank branches, fuel payment, tax payments, insurance or mutual fund purchase will not be considered as a spend for this offer.
Any Account or any wallet transfers will not be considered as debit card spends for this offer.
In-app transactions (Recharge, Bill Payment, QR code, Payment, UPI) will not be considered as spends for this offer.
Payments for online gaming and online gaming websites will not be considered as spends for this offer.
Incomplete / rejected / invalid / returned / disputed or unauthorized / fraudulent transactions will not be considered for the offer.
DBS Bank may request bills and related proof of purchase, the failure to present this may lead to disqualification.
DBS Bank reserves the right to disqualify any customer from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the offer or otherwise by use of the Card.

Expired 14 days
27 Comments  |  
11 Dimers
Missing
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Better offer Add 2 lakh to my bank account and get 50k voucher of your choice stuck_out_tongue

P.S. Please dont avail DigiBank offer unless you need to. Remember the case of PMC bank + this is an online bank
Be Safe
Return of Money is more important than return on money.

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Lol Thats Too Much For 2K GC.
If Someone Has 2L Then They Can Afford 2K GC Also laughing

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TechnoFrendz wrote:

Lol Thats Too Much For 2K GC.
If Someone Has 2L Then They Can Afford 2K GC Also laughing

Bms Winpin

Winpin conditions are more.

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DealBroker23 wrote:

Better offer Add 2 lakh to my bank account and get 50k voucher of your choice stuck_out_tongue

P.S. Please dont avail DigiBank offer unless you need to. Remember the case of PMC bank + this is an online bank
Be Safe
Return of Money is more important than return on money.

This is DBS bank,there are more chances of any Indian bank failing first before DBS. In case you don’t know this bank is founded & backed by govt of Singapore.Its net income in 2016 was $3 billion compared to SBI’s measly $120 million in 2019.

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guest_999 wrote:

This is DBS bank,there are more chances of any Indian bank failing first before DBS. In case you don’t know this bank is founded & backed by govt of Singapore.Its net income in 2016 was $3 billion compared to SBI’s measly $120 million in 2019.

Many think DBS is some chillar co-operative bank because they don’t have much presence in India stuck_out_tongue

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rsai01 wrote:

Many think DBS is some chillar co-operative bank because they don’t have much presence in India stuck_out_tongue

I am more surprised about the fact that people actually think chillar coop banks in India capable of coming up with a 100% online banking platform app when even many major scheduled commercial banks are unable to do the same. smile

Common man
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DealBroker23 wrote:

Better offer Add 2 lakh to my bank account and get 50k voucher of your choice stuck_out_tongue

P.S. Please dont avail DigiBank offer unless you need to. Remember the case of PMC bank + this is an online bank
Be Safe
Return of Money is more important than return on money.

“Safest Bank in Asia” for the 11th consecutive year, awarded by New York-based trade publication Global Finance. DBS remains the fourth-safest commercial bank in the world, and 14th safest on Global Finance’s list of the World’s 50 Safest Banks.

I have transferred all my savings from Indian public sector banks to DBS.

Common man
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TechnoFrendz wrote:

Lol Thats Too Much For 2K GC.
If Someone Has 2L Then They Can Afford 2K GC Also laughing

2L is one month’s salary for many

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aam_aadmi wrote:

2L is one month’s salary for many

my two months salary

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aam_aadmi wrote:

“Safest Bank in Asia” for the 11th consecutive year, awarded by New York-based trade publication Global Finance. DBS remains the fourth-safest commercial bank in the world, and 14th safest on Global Finance’s list of the World’s 50 Safest Banks.

I have transferred all my savings from Indian public sector banks to DBS.

What ? 🙂 . are you anticipating a near future closure of all Top Indian Banks like SBI,HDFC,ICICI ? . Sab dub jayenge kya ek saath ?

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Where you guys suggest to park our lifelong saving in for safe keeping ? Post office ?

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user specific offer depending on internal criteria.
I got add 50K for 1k this month. had got offer to add 100k get 1.5k last month.
All Indian banks are forced to give loans to politically connected persons who run away with our money and leave NPA behind. DBS as a foreign owned bank is not having such compulsion. So your money is safer with DBS than any PSU bank.

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panchabhut wrote:

user specific offer depending on internal criteria.
I got add 50K for 1k this month. had got offer to add 100k get 1.5k last month.
All Indian banks are forced to give loans to politically connected persons who run away with our money and leave NPA behind. DBS as a foreign owned bank is not having such compulsion. So your money is safer with DBS than any PSU bank.

Better interest rate than 3.5%

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ZitOO wrote:

Better interest rate than 3.5%

For SBI it is now 3.25%
If you want to keep money in savings account, then DBS is better than all Indian bank.

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To all, it completely depends on you where you keep your money but transferring money(Huge amount) every time from one bank to another for small incentives does not make a sense.
Secondly, not put all eggs in one basket.
For starters its okay if you are transferring money to that bank but my opinion is that i won’t do that.

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panchabhut wrote:

For SBI it is now 3.25%
If you want to keep money in savings account, then DBS is better than all Indian bank.

Actually it is best to keep 2 lakhs in dbs bank as that will give 5%(on 1st 1 lakh)+7%(on 2nd 1 lakh) to give a total of 12000(or 6% interest). Kotak bank gives 6% interest on entire balance above 1 lakh so for 2 lakh you will get same 6% interest rate but you will also get 6% interest rate for above 2 lakh balance which is not there for dbs.

Btw for sbi,it is 3% now for balance above 1 lakh.
https://sbi.co.in/web/interest-rates/savings-ba...

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aam_aadmi wrote:

2L is one month’s salary for many

Someone with 2L salary per month should not waste their time & money for such offers when there are far better options available. Such offers are best for those having a decent bank balance & less than 1L salary per month.

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guest_999 wrote:

Actually it is best to keep 2 lakhs in dbs bank as that will give 5%(on 1st 1 lakh)+7%(on 2nd 1 lakh) to give a total of 12000(or 6% interest). Kotak bank gives 6% interest on entire balance above 1 lakh so for 2 lakh you will get same 6% interest rate but you will also get 6% interest rate for above 2 lakh balance which is not there for dbs.

Btw for sbi,it is 3% now for balance above 1 lakh.
https://sbi.co.in/web/interest-rates/savings-ba...

if you have faith in Kotak management, then yes, that is a good option. For 2 to 5L, DBS offers 5.5%. So it averages out to about 5.7%

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Winpin 🤣

Common man
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ZitOO wrote:

What ? 🙂 . are you anticipating a near future closure of all Top Indian Banks like SBI,HDFC,ICICI ? . Sab dub jayenge kya ek saath ?

Most of Indian banks are in losses right now due to huge non-performing assets (NPAs), i.e., unpaid loans. Most PSU banks are under Govt pressure to give huge loans to habitual defaulters inspite of their dubious track record. Further attempt by Govt to bring amendment bills to limit your liability to receive only Rs. 1 lakh in case collapse of the bank, is an indication that some serious backdoor planning is going on.

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panchabhut wrote:

if you have faith in Kotak management, then yes, that is a good option. For 2 to 5L, DBS offers 5.5%. So it averages out to about 5.7%

Faith?? If one can’t trust kotak bank in India then he should not trust any bank in India & put their money in properties(having faith in police & judiciary not to allow any encroachment) or cash(again having faith that you won’t be robbed). RBI has never allowed a scheduled commercial bank to fail in India till now & hdfc,icici,axis,kotak are the biggest pvt sector banks not to mention any scheduled commercial bank(public or pvt) in India is covered by same guarantee of RBI.

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guest_999 wrote:

Faith?? If one can’t trust kotak bank in India then he should not trust any bank in India & put their money in properties(having faith in police & judiciary not to allow any encroachment) or cash(again having faith that you won’t be robbed). RBI has never allowed a scheduled commercial bank to fail in India till now & hdfc,icici,axis,kotak are the biggest pvt sector banks not to mention any scheduled commercial bank(public or pvt) in India is covered by same guarantee of RBI.

According to the RBI regulation, a promoter can hold up to 20 percent stake. As of September, Uday Kotak held close to 30 percent stake. Kotak had challenged RBI’s objection to issue of preferential shares for promoter equity dilution. However, the matter is still subjudiced and RBI has also levied a penalty of Rs 2 crore for non-compliance.

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aam_aadmi wrote:

Most of Indian banks are in losses right now due to huge non-performing assets (NPAs), i.e., unpaid loans. Most PSU banks are under Govt pressure to give huge loans to habitual defaulters inspite of their dubious track record. Further attempt by Govt to bring amendment bills to limit your liability to receive only Rs. 1 lakh in case collapse of the bank, is an indication that some serious backdoor planning is going on.

If not banks, where should we keep our money to be on safer side ?

1 lac liability does not apply to DBS bank ?

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panchabhut wrote:

According to the RBI regulation, a promoter can hold up to 20 percent stake. As of September, Uday Kotak held close to 30 percent stake. Kotak had challenged RBI’s objection to issue of preferential shares for promoter equity dilution. However, that the matter is still subjudiced and RBI has also levied a penalty of Rs 2 crore for non-compliance.

Yes that case is ongoing but what does that have to do with kotak bank’s reliability. Uday Kotak is not Yes Bank’s Rana Kapoor,in fact Uday Kotak is the person govt chose to head the management of IL&FS after its takeover by govt. He is one of the topmost banker in India along with HDFC’s Deepak Parekh & ICICI’s K V Kamath.

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The limit of 1 lakh exist for the lat 30 years. Its not a new rule. Yes, Govt refused to increase the limit even after 30 years.

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ZitOO wrote:

If not banks, where should we keep our money to be on safer side ?

1 lac liability does not apply to DBS bank ?

If banks(scheduled commercial banks) are not safe then nowhere is safe,as simple as that.

Every scheduled commercial bank(aka all major banks) in India is covered by RBI’s same guarantee whether public or pvt. Also DBS Bank is the safest bank in Asia as per many international reports.

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