Hotness Introducing Amazon Pay EMI : Get instant credit...

Hot Deal Introducing Amazon Pay EMI : Get instant credit approval || Check Your Eligibility | Cashback Offer

2726°
Jiwvql0
Deal Lieutenant
292
3358
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https://www.amazon.in/b/ref=as_li_ss_tl?ie=UTF8...

https://i.imgur.com/kPC6mXQ.jpg

https://i.imgur.com/5Ytnutx.jpg

https://i.imgur.com/Z60FgFA.jpg

Amazon Pay EMI Availability
Only on mobile platforms
Applicable only for single item purchases (one item in cart)
Minimum purchase value is INR.3000
Unavailable for purchases with Exchange offer
While making payment, Amazon Pay balance should be unchecked
Amazon Pay EMI account needs to have sufficient limit to cover for the purchase
Amazon Pay EMI account should be “Active”
Following items shouldn’t be in your cart:
Jewelry
Amazon Pay Gift Card and Amazon Pay balance top-up
Products from Amazon Global Store or Out of Country or Overseas Merchants

What is Amazon Pay EMI ?
Amazon Pay EMI is the hassle-free way to get instant credit, via a completely digital process, for purchases using EMI on Amazon.in. You have to complete the one-time setup process, which should not take more than 2 minutes and does not require you to provide credit card details. Once the setup is complete, you can avail Amazon Pay EMI payment option during checkout on Amazon.in to make payments over EMIs ranging from 3 upto 12 months. You can easily track your purchases, repayments, and limits history from a simplified dashboard for this payment mode. Amazon Pay EMI is offered to you by Amazon Pay (India) Private Limited (“Amazon”) and a third-party lending partner, Capital Float.

What are the key benefits of Amazon Pay EMI?
Get instant decision on your credit limit by the lender.
Credit card details not required.
No processing or cancellation fee.
No pre-closure charges.
Seamless checkout on Amazon.in using Amazon Pay EMI payment option.
Simplified tracking of expenses and repayments on the EMI specific dashboard

What are the eligibility criteria to avail Amazon Pay EMI?
You need to have an Amazon.in account with a verified mobile number, a valid permanent account number (“PAN”) card, bank account with one of the selected banks, and one of the officially valid document as address proof – Driving license, Voter ID card, Aadhaar, Utility Bills (not older than 60 days), Passport. You must be 18 years of age or above. Further eligibility is decided basis information already available with Amazon and your credit bureau history. Based on these and a host of other factors, Lending partner will decide the Amazon Pay EMI limit for you.

Why am I not getting the option to register for Amazon Pay EMI?
We have enabled this option for limited set of customers. We are working with our lending partner on improving the experience before expanding the customer base. We appreciate your patience.

For any queries related to Amazon Pay EMI, you can reach out to :-

Amazon.in customer service, or
Capital Float customer service – Contact details: Email at [email protected]

They’ll soon give offers on Amazon Pay EMI transactions

Offer on purchases using Amazon Pay EMI 👇⬇️

  • In Others
  • Expiring In about 16 hours

Deal Wiki

  • Created by : Nigel

5% cashback as Amazon Pay balance, on purchase of products using Amazon Pay EMI payment option
https://www.desidime.com/forums/hot-deals-onlin...

45 Comments  |  
29 Dimers
2aafd13011259888d7549064f9b7e4eb
Deal Cadet
425
691
4

None of my account is eligible out of three

Cropped75770540910922727
Deal Subedar
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Amazon looting RBI KYC rules! grin wink

Good feature. Voted up! grinning plus1

Jiwvql0
Deal Lieutenant
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deb3l wrote:

Amazon looting RBI KYC rules! grin wink

Good feature. Voted up! grinning plus1

Looting How? joy

Cropped75770540910922727
Deal Subedar
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1170
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Gaurav_G wrote:

Looting How? joy

RBI made KYC mandatory. Amazon made emi (new business) out of those kyc accounts. stuck_out_tongue_closed_eyes People are gonna prefer this over postpaid feature. stuck_out_tongue_winking_eye

Cropped6277335248576488314
Deal Newbie
54
88
3

I was eligible in September but didn’t have Pan card 😪 , now i have pan card but not eligible 😕

2aafd13011259888d7549064f9b7e4eb
Deal Cadet
425
691
4

I just confirm with amazon cc, those who have done offline kyc only that are eligible for this service.

Jiwvql0
Deal Lieutenant
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Anonymous- wrote:

I just confirm with amazon cc, those who have done offline kyc only that are eligible for this service.

I did still I’m not eligible

They will see your past purchase records and CIBIL score

Question1
Deal Cadet
111
401
14

I thought everyone got it already, I had done the kyc already and was eligible for 99,000 limit. I didn’t do the Amazon pay kyc by the way.

https://cdn0.desidime.com/attachments/photos/551065/original/Screenshot_20190206-140513_Amazon_Shopping.jpg?1549442495

Jiwvql0
Deal Lieutenant
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Question wrote:

I thought everyone got it already, I had done the kyc already and was eligible for 99,000 limit. I didn’t do the Amazon pay kyc by the way.

https://cdn0.desidime.com/attachments/photos/551065/original/Screenshot_20190206-140513_Amazon_Shopping.jpg?1549442495

Wow flushed

Do you buy a lot from Amazon?

0957f6fbf161ed8
Deal Subedar
242
1959
57
Expand
Gaurav_G wrote:

Wow flushed

Do you buy a lot from Amazon?

Buying from Amazon has nothing to do with having high available limit. It depends on credit history and credit score.

AFAIK, this Amazon Pay Emi service is not offered by Amazon but from some 3rd party. I don’t remember it’s name. I also found it by browsing through my CIBIL credit report.

Found it. Third-party lending partner, Capital Float.

Missing
Deal Subedar
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I am yet to complete physical KYC but got limit of 60000 long back.

Jiwvql0
Deal Lieutenant
292
3358
48
Expand
Roushh wrote:

Buying from Amazon has nothing to do with having high available limit. It depends on credit history and credit score.

AFAIK, this Amazon Pay Emi service is not offered by Amazon but from some 3rd party. I don’t remember it’s name. I also found it by browsing through my CIBIL credit report.

Yes brother it’s from some capital float….

But I can’t understand why it’s saying not available even with 890+ CIBIL score sad

Do you have 900+ brother?

0957f6fbf161ed8
Deal Subedar
242
1959
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Expand
Gaurav_G wrote:

Yes brother it’s from some capital float….

But I can’t understand why it’s saying not available even with 890+ CIBIL score sad

There may be some system issue or probably your credit score has not been updated in the credit bureau that Capital Float use to verify user’s credit history.

CIBIL is not the only credit bureau is India. There are 4 others.

My CIBIL score is 860.
Experian score is 840.
CRIF score is 750.

Missing
Deal Newbie
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20
2

Where to check if I am eligible or not.

Question1
Deal Cadet
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401
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Gaurav_G wrote:

Wow flushed

Do you buy a lot from Amazon?

Hahaha, is this limit actually high ? Thought others got it this much also. My Experian is 900+ , Cibil is around 800 not sure and CRIF is also around 800. So maybe why.

Dont waste my time
Deal Subedar
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1266
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acmeneo wrote:

Where to check if I am eligible or not.

You have to do two really difficult steps. Click on the link in OP; Click on the really big banner which literally says check eligibility.

Jiwvql0
Deal Lieutenant
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3358
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acmeneo wrote:

Where to check if I am eligible or not.

Brother just click on the link I gave and click check eligibility

Cropped3219982831428103593
Deal Cadet
13
814
7

What is the interest rate of Amazon emi

Which one is better credit card emi or Amazon emi

Premam first look.jpg.image.784.410 1491053822386
Entertainer
1,240
24278
234

Seems area specific. They can’t come for recovery in my village so not available for me. 😆

0957f6fbf161ed8
Deal Subedar
242
1959
57
srini1973 wrote:

I am yet to complete physical KYC but got limit of 60000 long back.

I also got 60k limit.

Never used it and don’t have any plan to use it in near future.

Jiwvql0
Deal Lieutenant
292
3358
48
Nigel wrote:

5% cashback as Amazon Pay balance, on purchase of products using Amazon Pay EMI payment option
https://www.desidime.com/forums/hot-deals-onlin...

Thanks brother for updating the deal Wiki and informing Dimers about the offer smile

Just the beginning they would now try to conquer the market by providing cashback offers exclusively when paid through Amazon Pay EMI.

Companies like Bajaj Finserv will be dead soon

7070436
Deal Newbie
54
68
0
Tejaa wrote:

Seems area specific. They can’t come for recovery in my village so not available for me. 😆

🤣😂😂

Missing
Deal Newbie
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0
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Gaurav_G wrote:

Yes brother it’s from some capital float….

But I can’t understand why it’s saying not available even with 890+ CIBIL score sad

Do you have 900+ brother?

my experian is 884
cref score is 792
still not eligible cry

Jiwvql0
Deal Lieutenant
292
3358
48
Gothilla wrote:

What is the interest rate of Amazon emi

Which one is better credit card emi or Amazon emi

Amazon EMI is no cost so no interest

Missing
Deal Subedar
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Roushh wrote:

I also got 60k limit.

Never used it and don’t have any plan to use it in near future.

Same for me also, better to use amazon icici card which will fetch 1% minimum cashback.

Missing