Central bank of India launch RuPay Credit Card (fees & offers full details)

Central bank of India launch RuPay Credit Card (fees & offers full details):-

The features of two variant of RuPay Credit Card viz. Rupay Platinum Credit Card & Rupay Select Credit Card:-

Central bank of India Rupay Select Credit Card:- https://www.centralbankofindia.co.in/Html/Rupay...

Central bank of India Rupay Platinum Credit Card:- https://www.centralbankofindia.co.in/Html/Rupay...

Central bank of India Rupay Select Credit Card offers:-

Welcome offer: Rs.500 Gift Voucher from Croma Upto 15% discount at Apollo Pharmacy Store
RuPay Insurance Program: Rs.10.00 lacs cover for Death due to personal accident and permanent Total Disability
Cash Back offer – Utility Bill Payment Services: 5% Cash Back on payment of Utility Bills – applicable for both online and POS terminals capped at Rs.50 per month
Cash Back offer on Dining: 5% Cash Back Offer on eating places and Restaurants – capped at Rs.50 per month
Lounge Access Program – Domestic: Two free access per quarter – covers 30+ lounges across 11+ cities in India
Lounge Access Program – International: Four Free Access per year – covers 500+ Lounges across 300+ cities worldwide.
Concierge Services 24/7 Assistance – Referral and Reservation services – hotel, dining, Car Rental and Consultancy services
Merchant Offers: Offers/Discounts at select Online and POS merchants

Rupay Select Credit Card Fees:-

Issuance fees Rs.500/-
Annual Fees Rs. 500/-
Add-on card Nil
Renewal Rs.100/-
Card Reinstated/Replacement of lost card Rs.100/-
Emergency card replacement abroad Rs.150/-
Exceeding limit 2% over and above sanctioned limit with minimum Rs.100/-
De-blocking charges Rs.100/- per de-blocking
Charge slip retrieval charges Rs.100/- per charge slip
Late payment fee Less than Rs.100 : Nil
Rs.100 to Rs.500 : Rs.100
Rs.501 to Rs.10000 : Rs.350
Rs.10001 to Rs.20000 : Rs.500
Rs.Above Rs.20000 :Rs.650
Cheque return charges Rs.150/- per instrument
Dishonour of ECS/Auto debit Rs.150/- per instance
Duplicate statement (beyond 3 months) Rs.100/- on request
Cash withdrawal Rs.100/- per transaction + service charges from date of transaction
Service charge on the amount remaining unpaid beyond due date @3.5%per month or part thereof
Petrol Surcharge Cash back is capped at Rs.75/- per month
Railway ticket purchase /cancellation 2.5%(plus Rs.30)
Foreign currency transaction Mark up fee – 3.5%

Central bank of India Rupay Platinum Credit Card offers:-

Welcome offer: Rs.500 Gift Voucher from Croma Upto 15% discount at Apollo Pharmacy Store
RuPay Insurance Program: Rs.2.00 lac cover for death due to personal Accident and Permanent Total Disability
Cash Back offer – Utility Bill Payment Services: 5% Cash Back on payment of Utility Bills – applicable for both online and POS terminals capped at Rs.50 per month
Cash Back offer on Dining: 5% Cash Back Offer on eating places and Restaurants – capped at Rs.50 per month
Lounge Access Program – Domestic: NA
Lounge Access Program – International: NA
Concierge Services 24/7 Assistance – Referral and Reservation services – hotel, dining, Car Rental and Consultancy services
Merchant Offers: Offers/Discounts at select Online and POS merchants

Rupay Platinum Credit Card Fees:-

Issuance fees Nil
Annual Fees Nil
Add-on card Nil
Renewal Rs.100/-
Card Reinstated/Replacement of lost card Rs.100/-
Emergency card replacement abroad Rs.150/-
Exceeding limit 2% over and above sanctioned limit with minimum Rs.100/-
De-blocking charges Rs.100/- per de-blocking
Charge slip retrieval charges Rs.100/- per charge slip
Late payment fee Less than Rs.100 : Nil
Rs.100 and above : Rs.100
Cheque return charges Rs.150/- per instrument
Dishonour of ECS/Auto debit Rs.150/- per instance
Duplicate statement (beyond 3 months) Rs.100/- on request
Cash withdrawal Rs.100/- per transaction + service charges from date of transaction
Service charge on the amount remaining unpaid beyond due date @2.99%per month or part thereof
Petrol Surcharge Cash back is capped at Rs.75/- per month
Railway ticket purchase /cancellation 2.5%(plus Rs.30)
Foreign currency transaction Mark up fee – 3.5%

Acceptance:-
• Domestic: The RuPay Credit cards are accepted at all RuPay enabled POS terminals, e-commerce merchants in India, NFS ATMs and Micro ATMs.
• International: The International RuPay Credit cards are accepted at ICS enabled acceptance points across 39.3 million merchants and 1.88 million ATMs internationally spread over 185 countries/territories.

Cash Withdrawal
Card can be used at any ATM anywhere in the world to the extent of permissible limits

Eligibility
Applicant should be 18 years & above and below 65 years in age
Applicant should be an accountholder of the Bank
Documentation

Proof of Address
PAN Card
Contact details – Mobile Nos. e-mail id etc
Salary slip for (for salaried individuals)
Copy of latest Income Tax returns