Q1. What is the No Cost EMI Discount?
An upfront discount offered to the customer on the interest rate to be paid to the bank for the Credit Card EMI option.
Q2. Is No Cost EMI Discount available on all platforms?
No Cost EMI discount is available on web, wap, and on latest android app version. It is not available on iOS.
Q3. Is No Cost EMI Discount applicable on all products?
Please check the product description page. If the product is eligible for No Cost EMI, then ‘No Cost EMI available’ will be reflecting on the product page.
Q4. Can I avail No Cost EMI offer by adding more than 1 product/unit in the cart?
No Cost EMI is not applicable if there is more than 1 product/unit in the cart.
Q5. Can I get to know the Effective Savings before making the payment?
Yes. You can click on View Plans on product description page to check the ‘effective savings’ on the purchase of this product. This can be seen for selected bank and corresponding tenure.
Q6. Can I avail No Cost EMI for any tenure?
No. This feature is only available for 3 months or 6 months tenure.
Q7. Is No Cost EMI applicable on all bank cards?
No. This feature is applicable only on following banks:
American Express Bank
Kotak Mahindra Bank
State Bank of India
Standard Chartered Bank
Q8. How to avail this offer at checkout?
Step 1: Please click on ‘EMI’ on the Make Payment Page
Step 2: Select your bank in ‘Select Credit Card’ option
Step 3: Select tenure for EMI
Step 4: Enter the card details and make payment.
Q9. Why am I unable to proceed with No Cost EMI payment option on checkout?
No Cost EMI option is available on orders of value greater than Rs.2500.
Q10. Why can’t I see the name of my bank in the options where EMI option is available for this product?
This can happen if the particular bank has its own minimum order value criteria for EMI options and your order value in the cart is not meeting that criterion. You may have to check with your bank for details.