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https://www.desidime.com/deals/paytm-transact-for-20-get-upto-50-cashback?page=1#post_6673186
No need of merchnat to avail this offer,just do upi transfer and see the magic.btw you know what u get? 3% cb upto 50 rs coupon on rc or mobile pp bill payment 😃.
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https://www.desidime.com/deals/paytm-transact-for-20-get-upto-50-cashback?page=1#post_6673190
User specific offer
https://www.desidime.com/deals/paytm-transact-for-20-get-upto-50-cashback?page=1#post_6673411
Don’t try. Got 3% cashback coupon code on minimum recharge 48 
https://www.desidime.com/deals/paytm-transact-for-20-get-upto-50-cashback?page=1#post_6674276
It’s still not that bad as you’ll get in even on ₹20 UPI Transaction & Even on add money Transactions. 
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Any merchant here ?