Airtel Axis Bank Credit Card Launched - Offers, Charges, Benefits, and How to Apply

The all-new Airtel Axis Bank Credit Card is here with Joining Bonus, Cashback offers, Food & Dining benefits, Recharge & Bill Payment offers, and much more!

by FighterMan Updated: 12 Apr, 2022, 20:30 IST
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Airtel and Axis Bank have come together to bring an all-new credit card experience with their Airtel Axis Bank Credit Card. Airtel customers can benefit from their recharges, bill payments, shopping, fuel expenses, online grocery, food, travel, and much more.

Airtel Axis Bank Credit Card

Airtel Axis Bank Credit Card offers

Check out all the Airtel Axis Bank Credit Card offers. You can also check out the Best Credit Card Offers all in one place!

Amazon Voucher offer

You will receive a ₹500 Amazon eVoucher after doing your 1st transaction via Airtel Axis Bank Credit Card. This transaction needs to be done within 30 days after the credit card is issued to you.

Cashback offers

The cashback amount will be shown in your credit card statement.

Airport Lounge Access offer

Get 4 complimentary Domestic Airport Lounge Access in a year. You can check the list of domestic airport lounges for this offer.

Fuel Surcharge Waiver offer

You will get a 1% Fuel Surcharge Waiver upto ₹500 per statement across all petrol pumps in India. To avail of this offer, fuel transactions should be between ₹400 to ₹4000. Make a note that GST on fuel surcharge is non-refundable and there are no cashback earnings.

Restaurant offer

You will get upto 20% off at 4000+ restaurants in India. Check the list of restaurants. This offer is only available for dine-in customers.

EMI offer

You can convert your orders of above ₹2500 into easy EMIs via this Airtel Axis Bank Credit Card.

Airtel Axis Bank Credit Card Eligibility Criteria

To be eligible for the Airtel Axis Bank Credit Card, your age should be between 18-70 yrs and you should be a resident of India.

How to Apply for Airtel Axis Bank Credit Card? List of Documents

You can apply for the Airtel Axis Bank Credit Card on the Airtel Thanks app. Open the app and scroll to the bottom to find the Airtel Axis Bank Credit Card banner. Then, click on “I am interested”. You will be asked “Which credit card benefit excites you the most?” so you need to answer to proceed. That’s it, you will be then notified.

You will require the following documents to get the card issued.

  • PAN card or Form 60

  • Colour photograph

  • Latest pay slip/Bank statement/Form 16/IT return copy as proof of income

  • Residence proof (Passport/Driving License/Voter ID Card/Aadhaar card)

  • Identity proof (Passport/Driving license/Voter ID Card/Aadhaar card/PAN card)


Airtel Axis Bank Credit Card Fees & Charges

Description

Fees & Charges

Joining fee

₹500

Annual fee

₹500 (2nd year onwards)

Free if annual spends > ₹2 lakh

Cash Payment fee

₹100

Transaction Alert SMS

Free

Retail purchases and Cash

3.6% per month (52.86% per year)

Late payment fees

  • Free if Total Payment Due is up to Rs. 300

  • Rs. 100 if the total payment due is between Rs. 301 - Rs. 500

  • Rs. 500 if the total payment due is between Rs. 501 - Rs. 1,000

  • Rs. 500 if the total payment due is between Rs. 1,001 - Rs. 10,000

  • Rs. 750 if the total payment due is between Rs. 10,001 - Rs. 25,000

  • Rs. 1000 if the total payment due is between Rs. 25,001 and 50,000

  • Rs. 1000 if the total payment due is greater than Rs.50,000

Cash Withdrawal Fee

Min. Rs. 500 up to 2.5% of the cash withdrawal amount

Over limit Fees

Min. Rs. 500 up to 2.5% of the over-limit amount

Airtel Axis Bank Credit Card Benefits Calculation

Your Annual Benefit will be ₹18,596 on spend of ₹2,00,000 on Airtel Axis Bank Credit Card. Thus, you will save around 9.3% annually overall.

Category

Annual Spends

Benefits

Joining Bonus

NA

₹500

Airtel Recharges & Airtel Bill Payments

₹14,400

₹3,600 (25%)

Utility Bill Payments

36,000

₹3,600 (10%)

Swiggy

15,000

₹1,500 (10%)

Zomato

15,000

₹1,500 (10%)

Ola

15,000

₹1,500 (10%)

BigBasket

15,000

₹1,500 (10%)

Fuel surcharge waiver

20,000

₹200 (1%)

Other Spends

69,600

₹696 (1%)

Airport lounge access

NA

₹4000 (4X)

Total

₹2,00,000

₹18,596 (9.3%)

What do you think about this new Airtel Axis Bank Credit Card? Which credit cards do you use and why do you prefer them? Do connect with the credit card community via the comments below. You can also check out the latest Axis Bank Credit Card offers and Axis Bank Coupons.

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46 Comments  |  
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Deal Subedar Deal Subedar

got my card today, number validity at the back 😄

Deal Cadet Deal Cadet
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galaxyon44345 wrote:

Yes

I think a minimum limit is restrictions for existing card to get this card via call and apply to customer care

Deal Cadet Deal Cadet
Rakhi_srikak wrote:

waste flipkart axis card gives 1.5% on all transactions and ace card 2%

Can you please share some more information regarding to ace cards… charges n annual fees/ joining

Deal Cadet Deal Cadet
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shivasons2012328 wrote:

500+18% gst approx 588-590
Waive off if you spend 2 lac annual please check terms and conditions.

When someone like me have a lot of variety of credit cards, then its difficult to spend 2L from 1 specific card.

Deal Cadet Deal Cadet

Would it be great for Airtel broadband and postpaid, prepaid users? Any issue in it? 25% cashback on airtel connection itself will make it worthy i guess.

Deal Subedar Deal Subedar
harpy.eagle wrote:

Would it be great for Airtel broadband and postpaid, prepaid users? Any issue in it? 25% cashback on airtel connection itself will make it worthy i guess.

Yes..All airtel BB/mobile guys should get this. The yearly fee compensates for just in post paid or mobile bill payment. Other utility payments are bonus 

Deal Cadet Deal Cadet
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neo_t wrote:

what effort? called cc and got card approved in less than 3 minutes

Have you received the card? I have a week old Flipkart Axis card. I called yesterday to request this one and it was approved instantly. Showing on Axis app as well. If you have received it, could you share if you need to add it as a payment option in the Airtel app? Is that how you would get the cashback for payment on Airtel Thanks? I didn’t see any option to apply on the Airtel app. Do you need an Airtel Payments Bank account to use this in order to get cashback?

Deal Cadet Deal Cadet
neo_t wrote:

got my card today, number validity at the back 😄

How do you use it for making payments on Airtel Thanks app? Is it simply choosing credit card and then this card?

Helpful Helpful
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Lobogris wrote:

Have you received the card? I have a week old Flipkart Axis card. I called yesterday to request this one and it was approved instantly. Showing on Axis app as well. If you have received it, could you share if you need to add it as a payment option in the Airtel app? Is that how you would get the cashback for payment on Airtel Thanks? I didn’t see any option to apply on the Airtel app. Do you need an Airtel Payments Bank account to use this in order to get cashback?

+1 need to know

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Gauravmittal49589 wrote:

+1 need to know

I received my card yesterday. Paid my Airtel broadband bill via Airtel Thanks app yesterday. I didn’t receive any SMS about cashback like how I do on the Axis Flipkart card. Similarly, paid on Big Basket and didn’t receive any SMS about the payment or cashback. I will have to wait and see when the statement comes. I simply added the card as a payment option on the Airtel Thanks app. I don’t have an Airtel Savings Bank account. I don’t think it is needed but we will have to wait and see.

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Lobogris wrote:

I received my card yesterday. Paid my Airtel broadband bill via Airtel Thanks app yesterday. I didn’t receive any SMS about cashback like how I do on the Axis Flipkart card. Similarly, paid on Big Basket and didn’t receive any SMS about the payment or cashback. I will have to wait and see when the statement comes. I simply added the card as a payment option on the Airtel Thanks app. I don’t have an Airtel Savings Bank account. I don’t think it is needed but we will have to wait and see.

Yes sure is this card worthy i also got fk axis 5 days ago and they are ready for upgrading into airtel card i asked them to give it as ltf but they didn’t agreed if i apply i have to pay 590 each for both cards

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Gauravmittal49589 wrote:

Yes sure is this card worthy i also got fk axis 5 days ago and they are ready for upgrading into airtel card i asked them to give it as ltf but they didn’t agreed if i apply i have to pay 590 each for both cards

My Flipkart one, received a couple of weeks ago, is LTF. I will be paying 500 per annum for Airtel.

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Lobogris wrote:

My Flipkart one, received a couple of weeks ago, is LTF. I will be paying 500 per annum for Airtel.

How ltf from where you have applied

Deal Cadet Deal Cadet

For all those who have doubt about cashback…

cashback will be credited before next months statement.

eg. i completed a transaction in january and my billing date is 1st of month then i will get the cashback before 1 march…

the cashback will be credited directly into axis statement..

I seriously like this card as i have airtel products..

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