HDFC PayZapp - 5X Reward points on CC and 5% Cashback on DC on all transactions through SmartBuy and Payzapp

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SmartBuy & PayZapp
5X Reward points on CC and 5% Cashback on DC on all transactions through SmartBuy and Payzapp
Expires 30th Sep 2016

Offer Details
1. Get 5X Rewards points on all transactions through Smartbuy and Payzapp on your HDFC Bank Credit cards

2. Get 5% Cashback on all transactions through Smartbuy and Payzapp on your HDFC Bank Debit cards

3. Maximum Reward points that could be earned is 2500 per transaction on your credit card

4. Maximum Cashback posted will be Rs.250 per transaction

5. The offer is valid for transactions between July 1st and 30th September,2016

Terms & Condition
Credit card Terms and Conditions :

This offer is valid on spends and purchases made on all categories of SmartBuy and Payzapp through Select HDFC Bank Credit Cards from 1st July to 30th September 2016.
Reward points will be posted to the eligible Cardholders within 15 working days. For Shopping through Smartbuy Flipkart store, Reward points will be posted within 3 months
Jet privilege cards, Corporate Cards, Commercial Cards, Dealer Cards, Distributor Cards, Business Cards, Value Plus Cards are excluded from the promotion. Diners Club Card customers cannot club existing programs with the current program unless and until there is no dual program running in specific categories
Offer is valid for all transactions effected on all categories of SmartBuy website and Payzapp
Card Holder/s whose account has been classified as delinquent before or during the currency of the Program, or when the gift is to be collected, will not be eligible for the benefits of the Program.
This offer is non-encashable, not extendable and non-negotiable.
If a card member has more than 1 (one) HDFC Bank Credit Card, spends on the cards cannot be clubbed by the card member in order to qualify for the said offer.
Returned purchases, disputed or unauthorized/fraudulent transactions, EMI’s and Card Account Fees will not be considered for this offer.
This offer is valid for Indian residents and citizens only.
Nothing herein amounts to a commitment by HDFC Bank to conduct further, similar or other offers.
HDFC Bank Cardholders are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on a ”best effort“ basis.
Above offers is by way of a special offer for select HDFC Bank Credit Card members only and nothing contained herein shall prejudice or affect the terms and conditions of the Card member agreement. The terms of the above offers shall be in addition to and not in derogation of the terms contained in the Card members Agreement.
HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add / alter / modify / change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
No two programs can be combined or benefits of two programs be combined at any point in time, for transactions done on the SmartBuy website or pages there of, associated with the program.
All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Chennai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.

Debit card Terms and Conditions :

5% cashback on all transaction on smartbuy.com
Offer is Valid from 1st July’ 2016 to 31st September’2017
Offer is valid on all Debit Cards held by the customer except for JetPrivilege Debit Card.
Only approved and validated spend/ transaction / payment / purchase made using HDFC
Bank Debit Card shall be eligible for the Cashback points. Cancelled / Returned
Transactions shall not be eligible for the Cashback offer. No Offer clubbing shall be permitted.
Customer will be eligible to earn maximum Cashback points equivalent to Rs 250/- per month per customer, for promotional CashBack offer.
5% CashBack will be awarded as CashBack points. CashBack points will be posted in the Debit Card 90 days after the end of every calendar month. The CashBack points needs to be redeemed by logging into Netbanking or through PhoneBanking for credit to customer primary account linked to the Debit Card. Every 1 CashBack Point is equal to Re.1 with Maximum CashBack cap of Rs.250 per month, per customer.
Debit card transactions of Bill payment, Recharge, loading & Sending of Money, Mutual fund, Apparel, dining, Jewellery, Education & Business/Government services are not eligible.
Only approved and validated spend/ transaction / payment / purchase made using HDFC Bank Debit Card shall be eligible for the Cashback points. Cancelled / Returned Transactions shall not be eligible for the CashBack offer. No Offer clubbing shall be permitted.
Customer will be eligible to earn maximum CashBack points equivalent to Rs 250/- per month per customer, for promotional CashBack offer.
HDFC Bank Debit Cardholders are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on a ‘best effort’ basis.
Offer is not Valid on JetPrivilege HDFC Bank World Debit Card
Any Tax, service charge or other charges levied with regards to the Promotional CashBack Offer, may be borne by the Debit Card holder / winner.
Following purchases or payments shall not be considered for the promotional Cashback offer:
o Cash on Delivery
o Forex booking, Betting and Gambling based transactions.
o Funds transfer to another account using Debit Card.
o Any fraudulent transactions
Any transaction that may be deemed illegal or unauthorized at the time of declaring the CashBack.
Netbanking transactions, NetSafe transactions will not be applicable

General Term & Conditions

This offer is non-encashable, not extendable and non-negotiable.
This offer is valid for Indian residents and citizens only.
All valid spends transactions will be eligible for the offer. HDFC Bank will not be responsible for invalid transactions.
To be eligible for the offer, Cardholder is required to satisfy the condition mentioned in the offer post receipt of the communication.
Nothing herein amounts as a commitment by HDFC Bank to conduct further, similar or other schemes/offers.
HDFC Bank reserves the right to extend this offer to selected HDFC Bank Debit Cardholders only.
Above offer is by way of a special offer for select HDFC Bank Debit Card members only and nothing contained herein shall prejudice or affect the terms and conditions of the card member agreement. The terms of the above offers shall be in addition to and not in derogation of the terms contained in the Card members Agreement.
Any disputes arising out of this offer shall be subject to the exclusive jurisdiction of competent courts in the city of Mumbai (India) irrespective of whether Courts in other areas have concurrent or similar jurisdiction. The existence of a dispute, if any, shall not constitute a claim against HDFC Bank.
HDFC Bank is not responsible for, or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses that a Cardholder may suffer, sustain or incur due to the offer.
HDFC Bank shall not be liable for any loss or damage whatsoever or for any personal injury that may be suffered, by a HDFC Bank Debit Card member, directly or indirectly, by use or non-use of products/services availed of under this offer
HDFC Bank reserves the right at anytime, without prior notice to add, alter, modify, change or vary all or any of these Terms and Conditions or to replace wholly or in part, the above offer by another offer whether similar to above or not, or to withdraw it altogether.
In the event of any inconsistency between these terms and conditions and any brochures, marketing or promotional materials relating to the promotion, these terms and conditions shall prevail.
All decisions by HDFC Bank regarding selection of winners shall be final and binding. No correspondence will be entertained in this connection.
HDFC Bank is not liable for any delay, non-delivery or shortfall or deficiency or unsatisfactory service/product provided by any participating parties/sponsors.
Nothing contained herein shall prejudice or affect the terms and conditions of the Account holder/ Card member Agreement applicable to the account of those mentioned.
Pictures in the communication are representative and actual product may differ.
This offer is non transferable to any other person.
Any Government levies / taxes like Sales Tax, TDS, gift tax, road tax, any Local Tax etc. arising out of the same will be borne by the HDFC Bank Debit card customer