Freecharge Loot

Beware those who are trying to loot via this or any trick. As we have seen Freecharge is also going to implement OTP very soon. They will also start ‘deposit in bank’ facility but they as expected it won’t be possible without verifying the mobile number. So, use the CB immediately.

@thrifty_indian wrote:

Beware those who are trying to loot via this or any trick. As we have seen Freecharge is also going to implement OTP very soon. They will also start ‘deposit in bank’ facility but they as expected it won’t be possible without verifying the mobile number. So, use the CB immediately.

I think the refund to bank option will only work in case of failed transactions. Cant be too generous. They had started work on implementing OTP last year. I had enrolled in their beta program. It was mentioned in the changelogs.

omg really? i have 30 fc account and and each acc contain 50 rs credit

@Dr Anshuman wrote:

@thrifty_indian wrote:

Beware those who are trying to loot via this or any trick. As we have seen Freecharge is also going to implement OTP very soon. They will also start ‘deposit in bank’ facility but they as expected it won’t be possible without verifying the mobile number. So, use the CB immediately.

I think the refund to bank option will only work in case of failed transactions. Cant be too generous. They had started work on implementing OTP last year. I had enrolled in their beta program. It was mentioned in the changelogs.

My inference was based upon Snapdeal’s way of handling accounts. This year (I am guessing) they would implement a similar model.

please explain if how to do correctly. i not get succes

@thrifty_indian wrote:

@ishandon wrote:

@ankurjpr wrote:

@ishandon wrote:

@ankurjpr

No idea this onepay is ; never used it
But even I think since the details [login id etc.] are entered at the bank website instead of the merchant or at the payment portal even I suspect if its possible for them to track netbanking transactions
@DealSeeker

Agreed to this!, but tools like JusPay access the Bank Website and possibly can get the details.

If they can set(fill) the OTP box automatically, they can get the account number too, since Net Banking does shows the account number.

But I remember someone discussing a trick to bypass this auto otp fill ;; and what about those genuine customers who have the sim in some another phone and want to enter the otp manually

And also not all bank netbankings display the bank account number [ I guess the account number would be scrapped from the webpage; no idea if these details are explicitly sent by the bank account to the payment portal by the banks after a successful transaction.]

And most importantly as you have already mentioned it is impossible to store these sensitive information without the consent of the user ; it is highly unlikely they might be doing it

Chill guys, it’s not possible. The bank websites work on secure protocol(https) the data is encrypted and even though anyone does store that data it’s impossible to decrypt it so easily.

1. https is the secured protocol wherein the data sent is encrypted and not the elements at the website is scrambled.
2. Understand the matter as any “CHROME” extension(viz Ad blocker, Price Comparison PlugIN) does have access to the website you visit be it http/https, similarly JusPay can have such access.

@ankurjpr wrote:

@thrifty_indian wrote:

@ishandon wrote:

@ankurjpr wrote:

@ishandon wrote:

@ankurjpr

No idea this onepay is ; never used it
But even I think since the details [login id etc.] are entered at the bank website instead of the merchant or at the payment portal even I suspect if its possible for them to track netbanking transactions
@DealSeeker

Agreed to this!, but tools like JusPay access the Bank Website and possibly can get the details.

If they can set(fill) the OTP box automatically, they can get the account number too, since Net Banking does shows the account number.

But I remember someone discussing a trick to bypass this auto otp fill ;; and what about those genuine customers who have the sim in some another phone and want to enter the otp manually

And also not all bank netbankings display the bank account number [ I guess the account number would be scrapped from the webpage; no idea if these details are explicitly sent by the bank account to the payment portal by the banks after a successful transaction.]

And most importantly as you have already mentioned it is impossible to store these sensitive information without the consent of the user ; it is highly unlikely they might be doing it

Chill guys, it’s not possible. The bank websites work on secure protocol(https) the data is encrypted and even though anyone does store that data it’s impossible to decrypt it so easily.

1. https is the secured protocol wherein the data sent is encrypted and not the elements at the website is scrambled.
2. Understand the matter as any “CHROME” extension(viz Ad blocker, Price Comparison PlugIN) does have access to the website you visit be it http/https, similarly JusPay can have such access.

Ummm…no. Read about SSL certification.