Hi, All
I currently have sbi bank account and visa card, which doesn’t support international transaction. So I am thinking of opening a saving account in other bank bcz sbi international cards have high annual maintenance fees(AMF) (Correct me if I am wrong 
). So can you please suggest me a good bank to open a new account based on following requirements:
(1) must provide international enabled debit card
(2) low AMF for cards and min. balance requirement in account
(3) low currency conversion rate
(4) No other hidden charges
@myliferockkss help me if u can. U can also tag others 
PS: What are the max. bank accounts a person can have? 
@ankurg2109172 wrote:Add to *@disclaimer wrote:Can we to paytm or pockets or payumoney for that…. Is the points earned instantly.. Or will it take some time..@ankurg2109172 wrote:
How to free GV of 1800 worth..
Make 6 transactions worth Rs. 500 or more each using their debit card every month.
Or you can open Axis Bank savings account. They provide truely international debit card, which works almost anywhere in the world.
@manis99 wrote:@batman wrote:@myliferockkss wrote:@batman wrote:
@myliferockkss
HDFC is better option I think. The only issue is min. balance 10k.
Well i opened up icici pockets savings account when it was launched…. And have been using it daily now without any issues….
Plus thing about ICICI is that all their visa/mc dcs can be activated for international transactions…. So even if u get their normal visa dc it will support intl txn. without any issues…. I also like the features they offer in their mobile app/ net banking…. Other good thing is that your pockets v.card and Pockets savings account will be linked to each other so inter transactions is awesomeWith HDFC i have heard that only Platinum Chip based Dcs supports intl txn.
So do confirm about HDFC dcs bcoz i dont have personal experience with that bank
I have confirmed that their debit card supports int. tax. So i m confused between Icici and Hdfc. What do u say? Also I already have 2 sbi accounts. Does having more no of accounts create problem?
A big no for HDFC. Go for ICICI.
Why so? I bank with HDFC since 2009 and ICICI since 2013. I find HDFC more flexible when compared to ICICI
@Sherl wrote:@manis99 wrote:@batman wrote:@myliferockkss wrote:@batman wrote:
@myliferockkss
HDFC is better option I think. The only issue is min. balance 10k.
Well i opened up icici pockets savings account when it was launched…. And have been using it daily now without any issues….
Plus thing about ICICI is that all their visa/mc dcs can be activated for international transactions…. So even if u get their normal visa dc it will support intl txn. without any issues…. I also like the features they offer in their mobile app/ net banking…. Other good thing is that your pockets v.card and Pockets savings account will be linked to each other so inter transactions is awesomeWith HDFC i have heard that only Platinum Chip based Dcs supports intl txn.
So do confirm about HDFC dcs bcoz i dont have personal experience with that bank
I have confirmed that their debit card supports int. tax. So i m confused between Icici and Hdfc. What do u say? Also I already have 2 sbi accounts. Does having more no of accounts create problem?
A big no for HDFC. Go for ICICI.
Why so? I bank with HDFC since 2009 and ICICI since 2013. I find HDFC more flexible when compared to ICICI
Yap HDFC is the best me to using from 2009 and we can withdraw 1 lac. per day from atm and no debit card charges infact Zero balance acc no hidden charges but i m classic customer so…if u will open salary account then there will be no charges for debit card and all and zero balance
@ankurg2109172 wrote:@disclaimer wrote:Can we to paytm or pockets or payumoney for that…. Is the points earned instantly.. Or will it take some time..@ankurg2109172 wrote:
How to free GV of 1800 worth..
Make 6 transactions worth Rs. 500 or more each using their debit card every month.
@disclaimer wrote:Thanks.. Got the points today.. For the transaction done yesterday…@ankurg2109172 wrote:@disclaimer wrote:Can we to paytm or pockets or payumoney for that…. Is the points earned instantly.. Or will it take some time..@ankurg2109172 wrote:
How to free GV of 1800 worth..
Make 6 transactions worth Rs. 500 or more each using their debit card every month.
Any transaction. Added next day.
@batman wrote:
“@myliferockkss”:
HDFC is better option I think. The only issue is min. balance 10k.
Result?
@disclaimer wrote:@batman wrote:
“@myliferockkss”:
HDFC is better option I think. The only issue is min. balance 10k.
Result?
At last, I was able to run digibank app on my rooted phone. Though I haven’t yet done any international transaction with it. Hope it goes through when I do it.
@ankurg2109172 wrote:@disclaimer@disclaimer wrote:Thanks.. Got the points today.. For the transaction done yesterday…@ankurg2109172 wrote:@disclaimer wrote:Can we to paytm or pockets or payumoney for that…. Is the points earned instantly.. Or will it take some time..@ankurg2109172 wrote:
How to free GV of 1800 worth..
Make 6 transactions worth Rs. 500 or more each using their debit card every month.
Any transaction. Added next day.
@ashu45 wrote:
can u describe the gvs are they worth?
do they come with lots of tnc?
tia
Normal vouchers, no extra restrictions. Best option is to redeem for Amazon GVs.
@ashu45 wrote:U can amazon GV 500 for 2000 points.. It’s very simple.. Every month for 6 transactions of 500 or above u will 600 points..@ankurg2109172 wrote:@disclaimer@disclaimer wrote:Thanks.. Got the points today.. For the transaction done yesterday…@ankurg2109172 wrote:@disclaimer wrote:Can we to paytm or pockets or payumoney for that…. Is the points earned instantly.. Or will it take some time..@ankurg2109172 wrote:
How to free GV of 1800 worth..
Make 6 transactions worth Rs. 500 or more each using their debit card every month.
Any transaction. Added next day.
can u describe the gvs are they worth?
do they come with lots of tnc?
tia
@batman wrote:
@disclaimer wrote:@batman wrote:
“@myliferockkss”:
HDFC is better option I think. The only issue is min. balance 10k.
Result?
At last, I was able to run digibank app on my rooted phone. Though I haven’t yet done any international transaction with it. Hope it goes through when I do it.
Digibank virtual card is shit. It doesn’t work internationally. You have to convert to saving account for that. 
@batman wrote:
Digibank virtual card is shit. It doesn’t work internationally. You have to convert to saving account for that.
@disclaimer wrote:
@batman wrote:
Digibank virtual card is shit. It doesn’t work internationally. You have to convert to saving account for that.
How is Digibank to be blamed for this when it has clearly mentioned so on website and app?
Where is it? I might have missed it. But everyone I know was touting it as an internationally enabled virtual card.
@batman wrote:
@disclaimer wrote:
@batman wrote:
Digibank virtual card is shit. It doesn’t work internationally. You have to convert to saving account for that.
How is Digibank to be blamed for this when it has clearly mentioned so on website and app?
Where is it? I might have missed it. But everyone I know was touting it as an internationally enabled virtual card.
Your physical debit card, which comes with digiSavings, can be used anywhere regular debit cards can be used, including online and point of sale transactions, as well as overseas. You also get free unlimited cash withdrawals at nearly 2,00,000 ATMs across India.
Both debit cards are subject to usage limits._
@disclaimer wrote:
@batman wrote:
@disclaimer wrote:
@batman wrote:
Digibank virtual card is shit. It doesn’t work internationally. You have to convert to saving account for that.
How is Digibank to be blamed for this when it has clearly mentioned so on website and app?
Where is it? I might have missed it. But everyone I know was touting it as an internationally enabled virtual card.
What benefits do I get with the debit card?
Your virtual debit card, which comes with digibank e-wallet, can be used for online and electronic transactions in India, within specified limits.Your physical debit card, which comes with digiSavings, can be used anywhere regular debit cards can be used, including online and point of sale transactions, as well as overseas. You also get free unlimited cash withdrawals at nearly 2,00,000 ATMs across India.
Both debit cards are subject to usage limits._
Okay my bad. I just had taken it for granted that it would work abroad as well. I am just disappointed. 
@batman wrote:
Digibank virtual card is shit. It doesn’t work internationally. You have to convert to saving account for that.
@myliferockkss wrote:
@batman wrote:
Digibank virtual card is shit. It doesn’t work internationally. You have to convert to saving account for that.
looks like u got confused…. I had already mentioned digisavings account
http://www.desidime.com/forums/dost-and-dimes/t...
It’s in the past. I am thinking of opening Kotak Jifi. What do you say??
@batman wrote:
It’s in the past. I am thinking of opening Kotak Jifi. What do you say??
@myliferockkss wrote:
@batman wrote:
It’s in the past. I am thinking of opening Kotak Jifi. What do you say??
jifi looks good…. make sure u first clarify everything before opening the account like dc charges… or any other hidden TnCs
I asked them. They said DC charges (150+ Service tax) from second year. No other extra charges.
@batman wrote:
@myliferockkss wrote:
@batman
Are you going to use this new account as your main primary account for all your banking related stuffs? bcoz if u are going to replace it as your primary account make sure that it is located in your vicinity…
No. The reason I want to open this account is bcz I want to do international transactions, which I am not able to do with SBI VISA card.
Find out abt digi bnk..i think they dnt need minimum blnc
@batman wrote:
@myliferockkss wrote:
@batman wrote:
It’s in the past. I am thinking of opening Kotak Jifi. What do you say??
jifi looks good…. make sure u first clarify everything before opening the account like dc charges… or any other hidden TnCs
I asked them. They said DC charges (150+ Service tax) from second year. No other extra charges.
@disclaimer wrote:
@batman wrote:
@myliferockkss wrote:
@batman wrote:
It’s in the past. I am thinking of opening Kotak Jifi. What do you say??
jifi looks good…. make sure u first clarify everything before opening the account like dc charges… or any other hidden TnCs
I asked them. They said DC charges (150+ Service tax) from second year. No other extra charges.
199+ST
Cheque leaves at Rs.5 each. Sms alert free. NEFT free.
Do they give cheque book free for the first time?
@batman wrote:
Do they give cheque book free for the first time?
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