Withdraw money from credit card
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Is there any trick to withdraw money from credit card without a loss of a single penny?
IMO, we can citrus cash. Don’t know much about it.
Another option i.e. Paytm charges 4% for withdrawal to bank. #Loss
Do anyone know any other option or trick?
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I have been doing this, whenever paytm offers 4-5% cashback.
@charantaj wrote:
I have been doing this, whenever paytm offers 4-5% cashback.
I Think this is the best option. whenever paytm offers more than 4 % cashback. then withdraw money to bank !
@aswaniexpress wrote:@charantaj wrote:
I have been doing this, whenever paytm offers 4-5% cashback.
I Think this is the best option. whenever paytm offers more than 4 % cashback. then withdraw money to bank !
r u able withdraw from the same account where u got the cb?
“@Kryptonic ":http://www.desidime.com/users/...87 wrote:@aswaniexpress wrote:@charantaj wrote:
I have been doing this, whenever paytm offers 4-5% cashback.
I Think this is the best option. whenever paytm offers more than 4 % cashback. then withdraw money to bank !
r u able withdraw from the same account where u got the cb?
Yep!
Airtel Money - Send Money upto Rs. 2000 to Airtel Money through your credit card (No charges upto Rs. 2000) and transfer the money to your bank for Rs. 40 charges.
No need to wait for paytm offer.
Otherwise you can try oxigen wallet… Send Rs. 2000 to your Oxigen wallet from your credit card, If you are going to load the cash first time, then its free of charges. After 1st time, they will charge Rs. 20 per Transfer of Rs. 2000. Then Transfer the cash from oxigen wallet to your bank account for free.
@massdeal wrote:
Airtel Money-Send Money upto Rs. 2000 to Airtel Money through your credit card (No charges upto Rs. 2000) and transfer the money to your bank for Rs. 40 charges.
No need to wait for paytm offer.
Otherwise you can try oxigen wallet… Send Rs. 2000 to your Oxigen wallet from your credit card, If you are going to load the cash first time, then its free of charges. After 1st time, they will charge Rs. 20 per Transfer of Rs. 2000. Then Transfer the cash from oxigen wallet to your bank account for free.
+1
AFAIK, Oxigen is currently the best option. Only 1% surcharge (for adding money via a CC; withdrawal is free).
@DealSeeker wrote:@massdeal wrote:
Airtel Money-Send Money upto Rs. 2000 to Airtel Money through your credit card (No charges upto Rs. 2000) and transfer the money to your bank for Rs. 40 charges.
No need to wait for paytm offer.
Otherwise you can try oxigen wallet… Send Rs. 2000 to your Oxigen wallet from your credit card, If you are going to load the cash first time, then its free of charges. After 1st time, they will charge Rs. 20 per Transfer of Rs. 2000. Then Transfer the cash from oxigen wallet to your bank account for free.
+1AFAIK, Oxigen is currently the best option. Only 1% surcharge (for adding money via a CC; withdrawal is free).
Oxigen has increased the surcharge to 2%. Was testing AMex card with 10 bucks last night and they were charging 20 paise for that.
@1cooldesidd wrote:@DealSeeker wrote:@massdeal wrote:
Airtel Money-Send Money upto Rs. 2000 to Airtel Money through your credit card (No charges upto Rs. 2000) and transfer the money to your bank for Rs. 40 charges.
No need to wait for paytm offer.
Otherwise you can try oxigen wallet… Send Rs. 2000 to your Oxigen wallet from your credit card, If you are going to load the cash first time, then its free of charges. After 1st time, they will charge Rs. 20 per Transfer of Rs. 2000. Then Transfer the cash from oxigen wallet to your bank account for free.
+1AFAIK, Oxigen is currently the best option. Only 1% surcharge (for adding money via a CC; withdrawal is free).
Oxigen has increased the surcharge to 2%. Was testing AMex card with 10 bucks last night and they were charging 20 paise for that.
Huh! Their charges page still shows only 1%: http://www.oxigenwallet.com/n...93
Thanks for the update. KG.
@DealSeeker wrote:@massdeal wrote:
Airtel Money-Send Money upto Rs. 2000 to Airtel Money through your credit card (No charges upto Rs. 2000) and transfer the money to your bank for Rs. 40 charges.
No need to wait for paytm offer.
Otherwise you can try oxigen wallet… Send Rs. 2000 to your Oxigen wallet from your credit card, If you are going to load the cash first time, then its free of charges. After 1st time, they will charge Rs. 20 per Transfer of Rs. 2000. Then Transfer the cash from oxigen wallet to your bank account for free.
+1AFAIK, Oxigen is currently the best option. Only 1% surcharge (for adding money via a CC; withdrawal is free).
if i add 10,000 rs to my oxigen wallet and send to bank a/c then how much they charge ?
1% means they deduct 100 rs. am i right ?
is bank transfer instant like paytm ??
Beware, one day Finance Minister might bring all this under ambit of retrospective taxation
@disclaimer wrote:
Beware, one day Finance Minister might bring all this under ambit of retrospective taxation
Achey din
My credit card has a 15k cash withdrawl limit excluding the credit limit otherwise.
Should I be happy?
@harmanrewari2008139 wrote:
My credit card has a 15k cash withdrawl limit excluding the credit limit otherwise.
Should I be happy?
try withdrawing once and let us know
how much your bank charged for that
@DAN wrote:@disclaimer wrote:
Beware, one day Finance Minister might bring all this under ambit of retrospective taxation
Achey din
Pavlov’s classical conditioning…
(1) if i make 5 a/c and load 2000 each then can i transfer all money 10,000( 2000 *5) in my same a/c for free ( because of first transaction) ?
(2) how much time it will take to come in my a/c after transfering from oxigen wallet to my bank a/c. ?
Naa baba naa.. apni No risk policy h apni.aswaniexpress wrote:
try withdrawing once and let us knowhow much your bank charged for that
@dd2014 wrote:
(1) if i make 5 a/c and load 2000 each then can i transfer all money 10,000( 2000 *5) in my same a/c for free ( because of first transaction) ?
(2) how much time it will take to come in my a/c after transfering from oxigen wallet to my bank a/c. ?
If you use IMPS, its immediate. Neft may take some time. Oxigen has both these methods of withdrawing to bank.
What is the benefit of withdrawing money from cc, can anyone tell?
@1cooldesidd wrote:@dd2014 wrote:
(1) if i make 5 a/c and load 2000 each then can i transfer all money 10,000( 2000 *5) in my same a/c for free ( because of first transaction) ?
(2) how much time it will take to come in my a/c after transfering from oxigen wallet to my bank a/c. ?
If you use IMPS, its immediate. Neft may take some time. Oxigen has both these methods of withdrawing to bank.
ok.
ans my first que.
@dd2014 wrote:@1cooldesidd wrote:@dd2014 wrote:
(1) if i make 5 a/c and load 2000 each then can i transfer all money 10,000( 2000 *5) in my same a/c for free ( because of first transaction) ?
(2) how much time it will take to come in my a/c after transfering from oxigen wallet to my bank a/c. ?
If you use IMPS, its immediate. Neft may take some time. Oxigen has both these methods of withdrawing to bank.
ok.
ans my first que.
Yes you can do that but are you planning on using same card on five accts or different cards?
I am not sure if Oxigen will allow same card on different accts. It may work or may not work.
@1cooldesidd wrote:@dd2014 wrote:@1cooldesidd wrote:@dd2014 wrote:
(1) if i make 5 a/c and load 2000 each then can i transfer all money 10,000( 2000 *5) in my same a/c for free ( because of first transaction) ?
(2) how much time it will take to come in my a/c after transfering from oxigen wallet to my bank a/c. ?
If you use IMPS, its immediate. Neft may take some time. Oxigen has both these methods of withdrawing to bank.
ok.
ans my first que.
Yes you can do that but are you planning on using same card on five accts or different cards?
I am not sure if Oxigen will allow same card on different accts. It may work or may not work.
same card.
@dd2014 wrote:
(1) if i make 5 a/c and load 2000 each then can i transfer all money 10,000( 2000 *5) in my same a/c for free ( because of first transaction) ?
(2) how much time it will take to come in my a/c after transfering from oxigen wallet to my bank a/c. ?
BAD idea dude.. 3 days wait time is there for a first transfer transaction.!
..
what will someone do if he/she needs hard cash immediately?nac22 wrote:
What is the benefit of withdrawing money from cc, can anyone tell?
or in emergency?
@harmanrewari2008139 wrote:what will someone do if he/she needs hard cash immediately?nac22 wrote:
What is the benefit of withdrawing money from cc, can anyone tell?
or in emergency?
Ok bro, thanks
i checked its 2% if u use c.c
earlier i used oxygen wallet for withdrawl of rs 2000 from new account
not sure if it still works