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Apply for IDFC Lifetime Free Credit Card & Get FREE Airport lounge access Lifetime

Apply for IDFC Lifetime Free Credit Card & Get FREE Airport lounge access Lifetime

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bobby_123

Apply for IDFC Lifetime Free Credit Card 💳 💳 & Get FREE Airport lounge access Lifetime👌👌👌

Apply Now:-  https://www.idfcfirstbank.com/credit-card/ntb-d...

Benefits Of IDFC Credit Card -

⚡ No Joining Fee

⚡ Lifetime Free Credit Card & Rewards points never expire

⚡ Get Complimentary Airport lounge access & Railways lounge access

⚡ 3x and 6x Rewards on Offline & Online Spending respectively

⚡ Offers on Movie ticket booking, Restaurants, and more

⚡ Special 10X rewards on your birthdays

⚡ Get a Gift Voucher worth ₹500 On Spending 15,000 In the first 3 months

Eligibility ↓↓↓↓

👉 Salaried / Self-Employed: Rs 30,000/month

👉 CIBIL Score: 700 or more

👉 Age Requirement: 23 to 60 years

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Top Comments
Deal Lieutenant Deal Lieutenant
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Mister.G wrote:

Showing me eligible for wealth, worth applying?

yes, go ahead. its their top cc.
Tech Guru Tech Guru
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aam_aadmi wrote:

No its basic entry level card without any lounge access 

WOW is FD Based

Commentator Commentator
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theking wrote:
What was your C2C variant name and limit?
Do you have any existing relationship with iDFC?
No relation. Used ICICI apay card with 12 lakh limit as source.
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Deal Cadet Deal Cadet
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LG50 wrote:

How to apply for IDFC First Select/Wealth CC?

Open a savings account, maintain a balance more than 10 lacs preferably above 15 lacs. They automatically offer with classic card don't accept. Wait for another 4 months they upgrade to select card. Don't accept untill you got a offer for wealth card. Wow, millennia, classic are useless card. Select has only domestic lounge access free not foreign. But wealth is top card has foreign lounge access free. It tied up with Dreamfolks. In some country Dreamfolks not acceptable. You get issue dreamfolks card prior traveling to other countries like priority-card. 
Deal Cadet Deal Cadet
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MrKool_JJ wrote:
Is WOW better than Wealth/Select?
No, wow card credit limit is equivalent to your FD value. 
Generous Generous
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champu_no1 wrote:
If you have to make payments in foreign currency then it is helpful. Forex charges are very high and this wow card saves me a lot of money
Have you checked your spends thoroughly? Hope they are not disguising their foreign currency markup charges by declaring higher exchange rates?
Deal Cadet Deal Cadet
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hemant_111 wrote:
I already have first select...can I get wealth?
For the last 8 months I am writing emails to them. But no use. They revolving my case like a football. Sometimes say my bank statement, ITR return, salary slip. I have given all the documents but no results. Conclusion impossible task to upgrade wealth card. You have to wait and watch.   
Deal Cadet Deal Cadet
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champu_no1 wrote:
If you have to make payments in foreign currency then it is helpful. Forex charges are very high and this wow card saves me a lot of money
Please put some caparison between HDFC REGALIA, ONE CARD, FLIPKART AXIS, IDFC SELECT w.r.t. forex charges. 
Like Magnet Like Magnet
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I don't think they issue wealth card to anyone generously now. Already they issued wealth card to all onecard users earlier and overloaded base on it.
Deal Newbie Deal Newbie
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Any idea if I spend 10,000 online how much cashback IDFC credit will give in terms of money.? Example : Flipkart Axis gives me 1.5% cashback. i.e 150 rupees. 
Helpful Helpful
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sarora wrote:
Please put some caparison between HDFC REGALIA, ONE CARD, FLIPKART AXIS, IDFC SELECT w.r.t. forex charges. 
Sure will check somewhere and post here.. may be helpful
Wingman Wingman
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rajgodia wrote:
Any idea if I spend 10,000 online how much cashback IDFC credit will give in terms of money.? Example : Flipkart Axis gives me 1.5% cashback. i.e 150 rupees. 
For 10k there is no significant difference but if you calculate for big amount like 60k or 80k you can see marginal difference in reward points earned.
Deal Subedar Deal Subedar
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Afaik It's there since long time. Any reason behind posting it again?

Post Mogul Post Mogul
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I got wealth a month back...best part is booked 4DX ticket with 500of on second ticket grinning
The PostMighty The PostMighty
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Fansch99 wrote:
I got wealth a month back...best part is booked 4DX ticket with 500of on second ticket grinning
Wakanda Forever
Deal Newbie Deal Newbie
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Tried 3 to 4 months back at that time I got select card,but didn't apply tried now showing wow credit card.so left it
Deal Cadet Deal Cadet
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Showing me eligible for wealth, worth applying?

Deal Lieutenant Deal Lieutenant
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Mister.G wrote:

Showing me eligible for wealth, worth applying?

yes, go ahead. its their top cc.
Deal Cadet Deal Cadet
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akki.akki wrote:
yes, go ahead. its their top cc.
Thanks buddy.

Last time got amex lifetime free card, they discontinued it and converted into 500+gst card after 2 years. 
Deal Cadet Deal Cadet
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Anyone has IDFC Select CC ? Need to avail the mint subscription
Deal Cadet Deal Cadet
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rajgodia wrote:
Any idea if I spend 10,000 online how much cashback IDFC credit will give in terms of money.? Example : Flipkart Axis gives me 1.5% cashback. i.e 150 rupees. 
Below ₹25000 the rewards points is as under Off line- 3 points means 75 paise Online - 6 points means ₹1.5.
Above ₹25000 , 10x points. I think they have lowered points. Instead of taking 100 now they are taking 125/150 depending on variant you have.  
Deal Cadet Deal Cadet
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guest_999 wrote:
Zero forex charge & you get 1% cb on all txns too so net 1% cb on intl txns. That makes it the seconds best card after sbi cashback for doing intl txns(5% cb-3.5% forex charge=net 1.5% cb on intl txns).
Can someone help me with their sbi cashback card.. i need to make a purchase of 3k in firstcry.. any sbi cashback card guys who can offer their , please pm me. I will immediately transfer amount
Critic Critic
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starsandy wrote:
Can someone help me with their sbi cashback card.. i need to make a purchase of 3k in firstcry.. any sbi cashback card guys who can offer their , please pm me. I will immediately transfer amount
I don't have it, post in below thread & someone there should be able to help. As usual, take all precautions & deal with trusted members only.
https://www.desidime.com/discussions/sbi-cashba...
Like Magnet Like Magnet
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akki.akki wrote:
yes, go ahead. its their top cc.
They have another variant on top of Wealth. IDFC Private!

Although it's issuance is very very limited.
Deal Subedar Deal Subedar
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ankurmittal wrote:
Yes and I think Bookmyshow offer is also applicable on WOW card.
Does bms 1+1 visa infinite offer works with this card? Because these offers are bin specific?
Deal Subedar Deal Subedar
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lalitsheoran wrote:
Anyone has IDFC Select CC ? Need to avail the mint subscription
what is the offer, maybe i can help you
Deal Cadet Deal Cadet
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sarora wrote:
Please put some caparison between HDFC REGALIA, ONE CARD, FLIPKART AXIS, IDFC SELECT w.r.t. forex charges. 
Today, I searched markup fee of some cards
1. HDFC REGALIA CARD - 2% + GST
2. ONE CARD - 1%
3. IDFC SELECT CARD - 1.99%
3. IDFC WOW CARD - ZERO as mentioned by fellow dimer @guest_999

 
Critic Critic
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Andhra_Abbayi wrote:
I don't think they issue wealth card to anyone generously now. Already they issued wealth card to all onecard users earlier and overloaded base on it.
They only issued wealth card to those onecard users who got 2-3 lakh+ limit as my friend with almost 1 lakh limit onecard didn't get it while another member here with 2 lakh+ onecard limit got the wealth upgrade.
Like Magnet Like Magnet
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guest_999 wrote:
They only issued wealth card to those onecard users who got 2-3 lakh+ limit as my friend with almost 1 lakh limit onecard didn't get it while another member here with 2 lakh+ onecard limit got the wealth upgrade.
May be.. I'm above 2L and got Wealth card
Deal Lieutenant Deal Lieutenant
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brok47 wrote:

@longlivesonusood bhai kya huwa kyu garib ka maze le rahe ho

My reaction is not about u.I just laughed at the incompetence of IDFC.Even for users who spend lakhs with IDFC CC,they neither give Limit enhancement nor give Card Upgrade without ITR.
Deal Cadet Deal Cadet
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longlivesonusood wrote:
My reaction is not about u.I just laughed at the incompetence of IDFC.Even for users who spend lakhs with IDFC CC,they neither give Limit enhancement nor give Card Upgrade without ITR.

True my brother. Keeping sufficient balance seems not enough for them.

Thinking to switch to Indusand bank with same interest rate ramge 

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