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Free CIBIL report monthly directly from CIBIL website

Free CIBIL report monthly directly from CIBIL website

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100% OFF 1200.0
Deal Subedar
rohit_agarwal

https://myscore.cibil.com/CreditView/enrollShor...

Check free CIBIL score on monthly basis directly from CIBIL website on partnership with HDFC Bank.


Got link from email which I got from HDFC classic personal banker.

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Deal Cadet Deal Cadet
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for this information they are going to use and share your data which is not free.

Talk-Of-The-Town Talk-Of-The-Town
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I don’t think so as it’s directly provided by HDFC bank to its customers.

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Deal Legend Deal Legend
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sure its free?

Benevolent Benevolent
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It says free,,, but do i need to reregister on cibil?

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Deal Newbie Deal Newbie
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Already same option coming in paytm app and lazpay app

Deal Subedar Deal Subedar
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Yes, showing credit score but this post is for CIBIL score.

Paytm will provide Experian score.
Lazypay – I don’t know.

Deal's Advocate Deal's Advocate
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Just an advice, please use it when it is absolutely needed because whenever you fetch report from CIBIL you 10 points get deducted from your CIBIL score. So don’t use it frequently for your fun!

Deal Subedar Deal Subedar
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score deductions only for hard enqury
no deductions for soft enqry

Deal Subedar Deal Subedar
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Not good… As bajaj people will start calling you.

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Deal Lieutenant Deal Lieutenant
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nice

Deal Lieutenant Deal Lieutenant
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Is it only for hdfc customers or for all?

Benevolent Benevolent
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For all

Deal Lieutenant Deal Lieutenant
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Thanks. VU (can’t give karma currently). It has score simulator too. All for free. Good find.

Deal Lieutenant Deal Lieutenant
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Great share. VU+KG+GA

Deal Subedar Deal Subedar
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Many thanks. VU +KG

Community Angel Community Angel
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Not new & only for HDFC users.

Deal Subedar Deal Subedar
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It was stopped for new user, but again allowing new registration…..

And for all, not limited to HDFC users.

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Deal Cadet Deal Cadet
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Thanks. It worked for me as well. (non hdfc user)

Mobile Guru Mobile Guru
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Is this an authentic website of hdfc?

Like Magnet Like Magnet
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Yes!

Pro Deal Legend Pro Deal Legend
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paytm also providing for free

Like Magnet Like Magnet
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Are they providing cibil score? There are different credit bureaus which provides credit score.

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Deal Cadet Deal Cadet
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Checking cibil score also affect it? then why should we Register on it if it will repeat it timely

Like Magnet Like Magnet
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Who said checking cibil score will affect it?

Like Magnet Like Magnet
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Last time hdfc stopped the registration temporarily. May be they got too many registrations. So register quickly, anytime new registrations will be stopped.

Generous Generous
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Hiw do they orovide report? Over email?
Will it work if i dont have hdfc ac, last time i read here that it works.

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Deal Cadet Deal Cadet
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Already I registered two months before and checked CIBIL score for 6 times and lost CIBIL score around 65 points rage rage

Deal Subedar Deal Subedar
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i have checked more than 10 times in last 2 months and have lost only 1 point.

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Pro Entertainer Pro Entertainer
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@_One_Miller_

Benevolent Benevolent
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Repost

Mobile Guru Mobile Guru
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It does I think. Too many credit checks do effect credit scores. It means institutions are checking your score because you’ve applied for credit. Atleast this was my understanding of cibil few years back.

Blaze Blaze
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Your CIBIL points undoubtedly decreases for every enquiry you do. More the number of enquiries, it reflects that you are in need of more credit but not getting the conversion.

Like Magnet Like Magnet
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Personal enquiry does not affect the cibil.

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Community Angel Community Angel
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Please stop fooling around, checking cibil score never drops your score even a single point is not reduced,
Paytm, hdfc or any other cibil offerer never do hard enquiry without any credit application, if they done to you, you can complain and get it removed

Deal Subedar Deal Subedar
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Is site working for you? I don’t see it loading!

Like Magnet Like Magnet
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It is working fine. Register soon before hdfc removes the registration option.

Deal Subedar Deal Subedar
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My Experian credit score fell from 736 in June to 555 in July

What might be the reason ? I didn’t miss any payments

Deal Subedar Deal Subedar
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My credit limit is 34 k but I made transactions over 1.1 lakh by paying & spending

Is this the reason for decreased credit score?

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Deal Subedar Deal Subedar
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Thanks OP, I just wanted to know the source where it mentions free. I hope I am not charged secretly in my HDFC bank account.

Also it says monthly.
REFRESH COMPLETE You now have your most current CIBIL Score and Report. You will be able to refresh again on 13/08/2020.”

BTW I see CLIXFIN and CAPFLOAT as Consumer Loan but I didn’t apply for same. How can I track these loans? I did take Amazon’s Pay Later around same month as CAPFLOAT but no clue of CLIXFIN.

Deal Cadet Deal Cadet
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Soft enquiries have no impact on your credit score. In most cases, they aren’t even recorded on your credit report.

https://www.cnbctv18.com/personal-finance/cibil...

Note: 2019 article

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