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Last updated by: Rosh_0007
Apply here for All Four cards – https://www.bankbazaar.com/idfc-first-bank-cred...
The following information should be helpful to everyone who is wondering which card is better and which one they would be most likely offered:
CARD VARIANT ELIGIBILITY CRITERIA
————————— -——————————————
- IDFC First Millenia <12 Lakhs p.a (Income)
- IDFC First Classic >12L & <15L p.a
- IDFC First Select >15L & <35L p.a
- IDFC First Wealth >35 Lakhs p.a (or high net worth with bank, like >10L balance)
credit – @bdatta1981
Still hard enquiry was made?
Is there any special in this card?
I applied as self employed and got option of millenia without income proof and select with credit card statement but they are asking for office address for both. Should i proceed or leave it?
You can provide your residence address in place of office address and proceed further.
I had followed the same for my pre-approved card earlier. Address updated in bank records is different from which I’m currently staying now, so the bank executive has asked me to follow this.
Edit – you can mention office name – self employed and proceed with residence address
3 lakh limit only give select card . what is the limit for wealth card?
You won’t directly get wealth card without keeping at least 10-15 lakh+ in idfc bank for at least 1-2 years.
@caks2006407
Annual charges..?
all cards are ltf
The following information should be helpful to everyone who is wondering which card is better and which one they would be most likely offered:
CARD VARIANT ELIGIBILITY CRITERIA
-—————————- -——————————————
IDFC First Millenia <12 Lakhs p.a (Income)
IDFC First Classic >12L & <15L p.a
IDFC First Select >15L & <35L p.a
IDFC First Wealth >35 Lakhs p.a (or high net worth with bank, like >10L balance)
Got millennia card without docs ,first wealth card with card Statement
You used infinia/dcb?
Got Milienia without docs with 1.2 lacs limit and Select with docs with 2 Lacs Limit
Picked Select with Card statement. Video KYC is pending. Will do it tomorrow.
Thnx op. Waiting since last April for card when I specially opened their account for card but they didn’t offer yet.
Finally got the same. Now I can close their account..
I did Video KYC yesterday and surprisingly executive came for address verification on same day yesterday itself but my shop was closed at that time. He said shop must have to open.He was very arrogant and without say anything he went from there. Now I am doubtful whether they approved my application or not??
I have bank account with them since April, maintaining balance of around 1.5 lacs but did not got pre approved offer for cc till. And when I applied manually they are doing all verification even though I have account with them.I have HDFC ,ICICI,SBI, KOTAK and YesBank CC but nobody perform physical verification till….
On one side they gave pre approved offer with huge limit to random people and other side they did not even believe on their self customer. very strange…!!
Classic 82k
Sorry. Your application does not meet our internal police criteria..Whats this? I have Idfc first bank account. But hardly I keep any baance in it. Has it got something to do with it? or cibil?
Same for me I already have HDFC regalia and they gave me this issue, even though I don’t have an account with them. No idea whats wrong
Same here, tried to upload sbi ola statement pdf but error shows your format is not pdf upload only pdf?
What are the benefits can someone explain
Nothing much. Same reward structure on all card types: 0.75% reward points on offline transactions & 1.5% reward points on online transactions till 20k & any spend over & above that 20k gets uniform 2.5% reward points in a billing cycle(so out of 25k spend you get 2.5% on 5k transactions done after reaching 20k).
@pranavcool @xera0117 @akki.akki @guest_999 @sb007 @Surya_Baskar @bdatta1981 @Gaurav_G
After reading above comments, I successfully applied through the given link and SELECT CARD variant got approved with limit of 3.5 L. Now it is pending for Video KYC.
I have no relationship with IDFC First Bank.
Thanks for this post and comments.
Good deal 
Any idea if we have one card, we can still apply for these? I don’t have idfc account.
Vu bro, I got a credit limit of 2.4 lakh.
But the score will be affected if bank fetches you cibil score.
was your pincode serviceable ?
I was also just checking and ended up applying because they made hard enquiry 🤣
No representative available to complete video KYC,
I m trying since morning.
I got error message everytime something went wrong from morning
Thanks. Application done successfully.
After vedio kyc ,how many days will it take to process?
Cant we have more than one HDFC Credit Card at same time?? I have HDFC Intermiles CC with 3Lakh+ Limit
Got below reply after submitting application:
It looks like you already are an existing HDFC Bank Credit Card user or have recently applied for a new Credit Card.
Hence we will not be able to proceed with your current application
Track the status of your submitted application.
Please visit your nearest HDFC Bank branch for any other assistance.
One question does it have any anual charges? If yes could anyone suggest some good credit cards for which I can apply online
Can anyone answer this?
Hdfc bank started receiving applications for new credit card? 🤔 
Yes
Sorry we can’t proceed
Your pincode is not serviceable.
What is the difference between the cards? Reward system seems consistent across
Same rewards. Take whatever you’re getting
Higher cards have BOGO on movies on Paytm (useless till movies start properly)
And lounge access
@rv2012 bro apply karlo.
Reason :- It’s LTF
Can anyone who has done vkyc tell me what all docs do they ask?
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Sorry we can’t proceed
Your pincode is not serviceable.