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Last updated by: Rosh_0007
Apply here for All Four cards – https://www.bankbazaar.com/idfc-first-bank-cred...
The following information should be helpful to everyone who is wondering which card is better and which one they would be most likely offered:
CARD VARIANT ELIGIBILITY CRITERIA
————————— -——————————————
- IDFC First Millenia <12 Lakhs p.a (Income)
- IDFC First Classic >12L & <15L p.a
- IDFC First Select >15L & <35L p.a
- IDFC First Wealth >35 Lakhs p.a (or high net worth with bank, like >10L balance)
credit – @bdatta1981
H
I already have idfc millennia card with 35000 limit and I applied through the above link and my card is rejected due to internal policy of the bank. How to increase the credit limit of the current card ? I have Icici credit card with 3 lakhs limit .
Yesterday applied and ekyc was done. Today verification is done & card is approved.. 😊😊
Even I did vkyc ,what is verification over phone or physical?
Finally card approved. Was worried they would reject because of employment info but no issues
Bank employee came around 12 pm today for physical verification. Asked regarding house ownership
& nature of business (as self employed) and around 2 pm i got the sms of approval.
I am sharing my experience on IDFC Credit card,
Applied on their portal for millennia card on 18th August afternoon,
After completing the basic details and existing card details they approved my application and shown the credit limit of 71,000. Then they sent link for VKYC and after completing that step massage received that within 5 days application will be processed but on the same day evening I received a call from IDFC field executive who came to my home for verification and he completed that verification in person.
After 2 hours I received massage that my card approved and login details sent . Using app I saw my card and today morning I received my physical card. That is insanely fast .
Cudos to IDFC first this was my 8th card but never saw this fast process of approval .
did u have bank account with idfc ?
No I don’t have bank account but having one card from last 1 year
Rejected, 7 cibil points deducted.
Instant deduction??
Verification person came and asked job id card from me ,so check before applying
Can someone share actual link to apply because in wiki bankbazar link is mentioned
its there in the deal bro
What’s benefit of it being a online shopper
.
I just see 500 gift card..
None, only useful for those who heavily use wallets(at least 20k+ per month).
My vkyc and address verification done yesterday. Today I’m getting call from IDFC but getting disconnected after 10 secs even before I pick up. Anyone recieved phone call? Thanks
May be office verification
Today Physical verification person came afternoon and didn’t get any sms after that
साला आज तो sunday था ऊपर से रक्षा बंधन आज भी इनको चैन नहीं, कुछ काम धंदा है कि नहीं इनको?
Anyne got approval yesterday?
did vkyc
person came today for verification
lets see what next going to happen
Did u get approval?
Applied card to card. Still executive came for physical office verification.
Applied for wealth card on website, Received approval SMS within a minute and card is also available on NetBanking. Physical card to be delivered within 5 days.
Having SB account with them for the last 6 months.
One of the straight forward and pleasant experience both with Account opening and now credit card.
Approx MAB in your SB account ?
Waste of effort …
Applied, they showed IDFC Select instantly…. did Video KYC yesterday.
Now rejection sms/ mail received.
Have good Cibil (790+) , ITR etc
Do you have one card?
Still showing me classic variant with 38k limit.
Applied on Friday and did Video KYC on the same day.
Agent came for physical address verification on Saturday.
Finally got the approval message today! Pretty smooth application process by IDFC.
I applied on Fri ,vedio kyc sat , verification sun ,after that I didn’t get single sms
I have only apay cc currently. Unable to decide b/w IDFC or HDFC Millennia as my second card as both have LTF offers currently. Any suggestions?
Take both since they r LTF
Applied, got 72K eligible limit however on aadhaar verification there was name sequence mismatch, it asked to apply again and only applying again with same details got sms "Sorry! We regret to inform you that your IDFC FIRST Bank Credit Card application no has been rejected, as it does not meet our internal criteria.’
Have one card with 55K limit
Which one would be better, self employed or Salaried??
If applying for card to card basis. For having more chances of approval
If salaried is selected then they may ask for salary slip as proof.
25K for most part. Last month checked eligibility and showed select card. So, deposited 10Lakh in the account towards end of July and opened a ticket with customer care asking for wealth. The offer was updated from select to wealth
Did you call credit card customer care or banking customer care?
got approved today with 2 lac limit
Sorry! We regret to inform you that your IDFC FIRST Bank Credit Card application no 056059xxxxx has been rejected, as it does not meet our internal criteria.
Can anyone help?
I applied for this and got option of Idfc first select card with 2.32 lacs limit. While applying they asked for other card that I hold, I typed in regalia of HDFC. Later video kyc was also done. But they never asked for uploading of hdfc card statement like we always have to while applying C2C basis. Didn’t even asked HDFC card number.
Now how to upload it or how to know the status of the same? Any idea?
i have done this step evening only, but i got upload screen after the existing Credit card details screen.
Can someone clarify?After I enter aadhar details,I hope bank shows pre approved offers.Once I apply only hard inquiry will be made.
In case if I not interested in the card they offer ,can I use the same link again to come back in future in the same link and apply again?
Anyone applied on sat and got approval?
Bro you still haven’t got approval? I got cc statement too
Mine got approved today which was applied on Saturday.
After Physical verification ?
No kyc done, after applying from idfcbank website link, i received this message.