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Last updated by: Rosh_0007
Apply here for All Four cards – https://www.bankbazaar.com/idfc-first-bank-cred...
The following information should be helpful to everyone who is wondering which card is better and which one they would be most likely offered:
CARD VARIANT ELIGIBILITY CRITERIA
————————— -——————————————
- IDFC First Millenia <12 Lakhs p.a (Income)
- IDFC First Classic >12L & <15L p.a
- IDFC First Select >15L & <35L p.a
- IDFC First Wealth >35 Lakhs p.a (or high net worth with bank, like >10L balance)
credit – @bdatta1981
Is the 20,000 threshold calendar monthly or credit cycle based?
Cycle
Mine one person came on sunday ,after that nothing happened
Applied on Friday but yet to receive confirmation
Congratulations! Your application, with reference number xxxx, for IDFC FIRST Bank Credit Card has been approved
______________
This is the message I received today for the millenia card. I didn’t have account in IDFC. Applied as salaried and did video kyc on last Friday. I could confirm logging into IDFC site. Limit is 40K for now.
I applied on Fri-20th Aug, vkyc done on Sat. Got a call for physical verification yesterday, agent was asking for address like how to reach there. I though he’ll come by end of day. To my surprise, he didn’t came, and today got a message for rejection due to their internal criteria. Not sure what is their internal criteria 
. I have good cibil score of 790+, and already holds a credit card(for which i uploaded the last month statement in application) and location is Delhi-NCR.
cc: @MadHatter @nandamuri.balakrishna @ROBINRIDER003 – tagging you as you are also waiting for the card.
Do you have OneCard ? I too applied was shown 72,000 limit and eligible without income proof, however there was mishap on aadhaar verification and it asked to start a fresh application and BAM with same details it says you are not eligible due to internal criteria, CIBIL 779
have onecard with 55K limit
My CL is 5L and current available limit is 4.98L.. will be eligible for wealth or select ?
Hi dimers.. My CL is 5L and current available limit is 4.98L. Will I eligible for select or wealth ?
IDFC First Millenia <12 Lakhs p.a (Income)
IDFC First Classic >12L & <15L p.a
IDFC First Select >15L & <35L p.a
IDFC First Wealth >35 Lakhs p.a (or high net worth with bank, like >10L balance)
will someone explain why everyone is behind this card? I mean there are other banks, why this only?
LTF is the reason, plus no expiry for reward points.
Rest I think benefits are mostly available with many other cards as well
Some tips for IDFC bank customer who did not got card yet..
Call their customer care and give threat to them ,if they did not provide you card then you will close their bank account and all banking relationship with them…
This will really work.
free image hosting
Which no you called that banking one or credit card?
Apply on the basis of infinia card, someone here got wealth card that way.
@ROBINRIDER003
anyone here who applied with regalia?. Which card u got?
I gave both C2c as well salaried
Credit card customer care
any specific benefit of this card, not finding any good benefit, already have Amazon icici and Axis and Amex card.
Not much benefit if we hold Amazonpay ICICI or other beneficial cards.
Since this one is LTF, many are applying.
Good Choice for those who are having only cards with 1 or 1.5 pct cashback or reward points.
Minimum Balance For IDBC Account ?
10k
25k
Is there a way I can check the credit cycle?
They will send a welcome mail with subject ‘A Credit Card that’s like a dream come true’
It will have below details
HERE ARE YOUR CREDIT CARD DETAILS:
CREDIT CARD NUMBER : xxxxxxx
CUSTOMER ID : xxxxxxxx
CARD LIMIT : ₹ 200000.0
CASH LIMIT : 10% of your CREDIT CARD LIMIT
STATEMENT DATE : 24th of every month
INTEREST RATE (APR) % : 24.00%p.a.
Those were my details
Received this mail an hour back.
Having OneCard or IDFC account has no link to rejection….
I have both , still rejected.
Friends have either or both , still accepted
How to check application status?
Anyone applied offline for IDFC cc?
Idfc rejected after 7days of verification
same reason – Internal policy ?
Offtopic:
Yesterday tried applying OneCard. It shows Card approved and reserved with Limit 495000.
Just wanted to know whether it will take a week or month or still more time.
Completed video KYC just now what are the next steps? 
Don’t have IDFC Bank account
Congratulations! That interest rate is envious! 
I am the only one who is not even able to apply for CC 
Why so ?
Any idea if the card is shipped to office or home?
If I remember correctly when applying it asks where you want it to be shipped to.
How to check application status?
Got Select card. Applied for Wealth but they gave select
How did they inform you and how long did it take? Haven’t heard anything from then since a week even though physical verification is also complete.
When we hit next button after filling the employment and existing CC details, does it make a hard CIBIL enquiry?
My session timed out. So I am concerned if I fill the form again and hit submit, it will make a CIBIL enquiry again.
Yes they do, same happened with me , went till aadhar verification page and by than they made hard enquiry, had to start again due to technical issue , again they made hard enquiry and eventually rejected application stating name sequence mismatch
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Application form not going ahead from page 2..i.e. pan card and address details page… Any idea?