Unfortunately this deal has expired. Get notified of deals like this in the future.
Hot Deal
Lifetime free FIRST Wealth Credit Card from IDFC FIRST Bank for select users

Lifetime free FIRST Wealth Credit Card from IDFC FIRST Bank for select users

9346°
Benevolent
aam_aadmi

https://www.idfcfirstbank.com/content/idfcfirst...

Launching FIRST Wealth Credit Card from IDFC FIRST Bank! Step up to an ultra-premium life with never expiring rewards, lounge and spas access at airport, complimentary golf rounds and more. Avail complimentary for life:

Application being processed and approved instantaneously for select savings account holders

Top 3 reasons why our customers love this credit card

Lifetime free with zero documentation

Super Saver interest rates
from 0.75% – 2.99% p.m.

10x rewards on all incremental monthly spends > ₹20,000 & on your birthday

+ More reasons to love the card
Interest free
ATM cash withdrawal (upto 48 days)

3x rewards
on all retail store spends

Accelerated rewards:
6x rewards on online transactions

No rush to redeem:
Reward points that never expire

Lounge access:
International & Domestic Airport lounge and Spas – 4 visits per quarter

Complimentary Golf Round:
On every ₹20000 spent up to 2 rounds / cycle

Low forex markup:
1.5% Forex markup on international spends

Dining offer:
Upto 20% across 1500 restaurants

Welcome Offer:
Gift Voucher worth ₹500 on spending ₹15,000 in first 3 months

Hassle Free Travel:
Travel Insurance cover of USD 1200, ₹ 1 Crore Air Accident insurance, Personal Accident cover of ₹10,00,000 (min. 1 transaction last month

Expired

Deal Wiki

843 Comments  |  
176 Dimers
  • Sort By
Deal Subedar Deal Subedar
Link Copied

@aam_aadmi bro please review this card how will the rewards be redeemed direct money in statement?

Deal Newbie Deal Newbie
Link Copied

@aam_aadmi What APR you got .. .. 9% or Above ?

Benevolent Benevolent
Link Copied

Don’t know how to know what APR, I will be offered. Its mentioned starting at 9% based on your credit score. My credit score is good but not excellent, as I have too many credit cards.

Brand Enthusiast Brand Enthusiast
Link Copied

Anyone Click On Notify Me? After Filling Details Otp Not Sent Anyone Face This Issue?

Deal Subedar Deal Subedar
Link Copied

I received the otp Everytime

View 6 more replies
Deal Lieutenant Deal Lieutenant
Link Copied

Everytime showing wrong otp even after entering correct one

Benevolent Benevolent
Link Copied

UNLIMITED REWARDS
Multiple redemption options
10X Reward Points on your Birthday
Reward points that will never expire
on incremental spends
>`20,000 per billing cycle10x*

6x on online spends
3x on all offline spends
on Spends up to `20,000

1X = 1 Reward Point per `100 | 1 Reward Point = `0.25
*Reward Points earning and 10X threshold calculation does not include Fuel, Insurance, EMI transactions, & Cash Withdrawals.

6x rewards means a mere cashback of 1.5% on spends upto Rs. 20,000 which is less than HDFC Millenia.
No redemption for cash credit, only against vouchers incl Amazon and Flipkart

Genius Genius
Link Copied

Is 10x reward points only for transactions greater than 20k or 10x reward points if the credit card bill is greater than 20k?

Benevolent Benevolent
Link Copied

Buy One Get one movie ticket
up to ₹500 twice per month on Paytm Movie ticket booking

Deal Subedar Deal Subedar
Link Copied

any code to apply for that ?
on second ticket discount will be there or on both?

View 3 more replies
Analyst Analyst
Link Copied

Repost @MJ911

Helpful Helpful
Link Copied

That thread only gave the links to cards & nothing else…I posted with full benefits of the cards & not just copy-pasted links to the card pages…

View 4 more replies
Benevolent Benevolent
Link Copied

wish to have all four of them

Deal Subedar Deal Subedar
Link Copied

only redemption through vouchers?
nothing else @aam_aadmi

Deal Cadet Deal Cadet
Link Copied

FIRST Millennia Credit Card: https://www.idfcfirstbank.com/content/idfcfirst...
FIRST Classic Credit Card: https://www.idfcfirstbank.com/content/idfcfirst...
FIRST Select Credit Card: https://www.idfcfirstbank.com/content/idfcfirst...
FIRST Wealth Credit Card: https://www.idfcfirstbank.com/content/idfcfirst...

Common Features:

  • All cards are lifetime free.
  • 2.5% Reward Rate on all Spends above ₹20,000
  • 1.5% Reward Rate on Online Spends
  • 0.75% Reward Rate on Offline Spends
  • 2.5% Rewards on all spends done on your Birthday
  • Reward points are not capped and they don’t expire, ever!
  • Reward Redemption Fees – NIL
  • Add-on Card Fees – NIL
  • Welcome Gift Vouchers worth ₹500 on spending ₹15,000 within 90 days of card set-up
  • 4 complimentary Railway lounge visits every quarter

FIRST Millennia Card Offers

  • 25% discount on movie tickets up to ₹100, once a month

FIRST Classic Card Offers

  • Free Road Side Assistance(RSA) worth ₹1,399
  • 25% discount on movie tickets up to ₹100, once a month

FIRST Select Card Offers

  • Buy one get one offer on movie tickets of up to ₹250 per ticket, twice every month
  • Free Road Side Assistance(RSA) worth ₹1,399
  • Comprehensive Travel Insurance Cover of ₹22,500
  • Complimentary Domestic Airport lounge access (4 each per quarter)

FIRST Wealth Card Overview

  • Complimentary Golf rounds
  • Free Road Side Assistance (RSA) worth ₹1,399
  • Buy one get one offer on movie tickets of up to ₹500 per ticket, twice every month
  • Mark up fee of only 1.5%
  • Personal Accident Cover of ₹10 Lakh
  • Comprehensive Travel Insurance Cover of $1200
  • 4 complimentary Domestic & International Airport lounge and spa visits every calendar quarter
Deal Subedar Deal Subedar
Link Copied

@Awake @andromeda @androgame @bikidas2060 @BubbleBoyChickenLittle @caks2006407 @DimeDime @drupal
@guest_999 @GuruGhantaal @JonSnowLongclaw @kushalsaini11ks490 @meragoyou153 @MrKool_JJ @pointshunter @SavvySaver
@TEMPER @wackophant

I demanded IDFC cc without bank account in IDFC and got below reply from IDFC:
.
.
Dear Sir, Thank you for your interest in IDFC FIRST Bank Credit Cards. In phase one of launch, the credit card will be available to existing, eligible customers of the Bank, phase-wise. By March 2021, the card will be available for application from new-to-bank customers as well. Click here https://t.co/mP5r...BJ to share your details and we will connect with you soon. Team IDFC FIRST Bank .
.
I got enrolled in Waitlist by clicking above link (sharing ss)https://cdn0.desidime.com/attachments/photos/660446/medium/IMG_20210118_091700.jpg?1610941894

                  

Tech Guru Tech Guru
Link Copied

I remember reading some articles where they made it clear that its for existing customers and that too for the creamy layer.

View 2 more replies
Deal Cadet Deal Cadet
Link Copied

My friend is eligible and he got 2 option, millenia and classic, which card should he choose and he is a student, so is there any verification which would be done after that??

Deal Subedar Deal Subedar
Link Copied

Whichever you choose, the process will take its course.
Comparison suggests classic is at higher rank.

View 2 more replies
Helpful Helpful
Link Copied

Got the offer for select variant of the card . process was easy to apply . card number has got generated and stated to be delivered in 3 working days. Reasons maybe i got selected

1. Opened visa signature account in August 2020 . balance maintained of around 40k
2. One card ( co branded idfc card ) holding since launch. Cl 1.8 lac ( they offered me just 1 lac for this new card sad )

Process was super easy , all details were showing , had to add office adrdess and with otp the application was processed

The card is still not showing in idfc first netbanking or app
Seperate cc call center

Why i got this card

Good offers on movie tickets and lounge access plus its expanding fast and the CEO is highly credible ( hoping to ride this journey of growth )

Ps : my cibil is 798 . last checked 1 week ago. I dont remember the exact interest percentage charged but it was surely above 2% per month while applying . Also applied through the dd link did not check my email or messages for a direct link

Helpful Helpful
Link Copied

In that case I should be able to get the Wealth Card easily I guess because I have a one year old account (Visa Signature 25k AMB Account) with them with high balance & also having their Niyo Zero Balance Savings Account & OneCard & have CIBIL of 800 with 9 other cards…Fingers crossed…

View 3 more replies
Helpful Helpful
Link Copied

@ People here who were always against IDFC & keep on saying in every threads that IDFC can sink anytime & its a very bad bank because the falling share prices of IDFC are alarming & people should shift all their savings to other banks, will you guys skip applying for their Life Time Free Credit Cards also ?? Just curious to know Why This Colaveri D… rolleyes stuck_out_tongue

Helpful Helpful
Link Copied

NPAs can really dent a bank . trusting your hard owned money with just a single bank unless its a too good to fail bank is just ridiculous . if such a big bank like yes can fall , these banks are nothing in comparison . Everyone has their risk taking capability , their judgement wrt to their hard owned money and they have the right to think that way . its unwarranted for you to mock others on a completely unrelevant topic on public forum . if u dont have something meaningful to contribute its better to stay on the sidelines .

View 5 more replies
Community Angel Community Angel
Admin
Link Copied

relax guys, lets rather focus on the benefits of this cc rather than getting personal.

Deal Cadet Deal Cadet
Link Copied

i am getting Select variant. Should i wait for wealth or apply for this only??

Deal Subedar Deal Subedar
Link Copied

How did tou checked

View 4 more replies
Generous Generous
Link Copied

I generated my card. Where can I see it? In app its not showing.

Deal Subedar Deal Subedar
Link Copied

For app…it will show in new idfc first bank..

For that check email with migration process from old to new…

View 16 more replies
Generous Generous
Link Copied

Okay

Generous Generous
Link Copied

.

Deal Cadet Deal Cadet
Link Copied

Can IDFC stock be 10x bagger over the bext decade?

Critic Critic
Link Copied

If someone knows then he won’t be here. smile

Deal Subedar Deal Subedar
Link Copied

From where i can manage it ? Any app
Any way to find virtual card details
As I’ve received last 4 digit only

Generous Generous
Link Copied

Its available on new new app and new netbanking portal. If not migrated then wait till migration to new one. in same boat

View 2 more replies
Deal Subedar Deal Subedar
Link Copied

Received Visa Signature Idfc Select card today morning

Deal Cadet Deal Cadet
Link Copied

How much is the limit? If you don’t mind

View 3 more replies
Helpful Helpful
Link Copied

Is anyone getting the Visa infinite card?

Deal Cadet Deal Cadet
Link Copied

I believe they are giving that card only to them who are worthy enough for the 10L credit limit like @ aam_aadmi. If our limit is enhanced in future from 3L to 10L, then maybe they can offer an upgrade from select to wealth.

View 1 more reply
Generous Generous
Link Copied

Availed Select 3 L with 15% p.a.

Deal Subedar Deal Subedar
Link Copied

Which is the best varient to choose ….

Helpful Helpful
Link Copied

@starbearer No only one variant was showing for me that was Select one from the DD link.

Deal Cadet Deal Cadet
Link Copied

Same for me

View 8 more replies
Generous Generous
Link Copied

Migrated successfully to new portal. Looks decent. Managing things are easy. Anything linked to account is available . Under Loan option, one can see an EMI card that I Never applied. CC cash is 10% of CC limit. Other CC give upto 40% but thats no issue

Deal Cadet Deal Cadet
Link Copied

EMI card will show uf you have availed amazon pay later services

View 5 more replies
Deal Subedar Deal Subedar
Link Copied

IDFC have started calling out to customers.
They offered me classic online and millennia on call.

Deal Newbie Deal Newbie
Link Copied

How did you check online

View 2 more replies
Brand Enthusiast Brand Enthusiast
Link Copied

Anyone Got Approved?

Deal Subedar Deal Subedar
Link Copied

Finally got the message but “The requested URL was rejected. Please consult with your administrator.”

Deal Newbie Deal Newbie
Link Copied

i think site is down

replyuser
Click here to reply
Reply