eligibility?

Key Highlights of AU Small Finance Bank LIT Credit Card | |
Card Type | Lifetime-free |
Best Suited for | Rewards & Cashback |
Best Feature | Up to 10X reward points on online & offline domestic & international transactions |
- 5% cashback 3 times over a 90 days period
- Avail 5% cashback for retail spends in addition to 1 Reward Point per Rs. 100 spent
- Minimum retail spends of Rs. 7,500 and a maximum cashback of Rs. 500 over a period of 30 days
- 2% cashback 3 times over a 90 days period
- Avail 2% cashback for retail spends in addition to 1 reward point per Rs. 100 spent
- Minimum retail spends of Rs. 10,000 & a maximum cashback of Rs. 1,000 over a period of 30 days
Note: Fuel, rent, insurance and cash withdrawal transactions are not eligible for cashback and milestone calculation.
Lounge Access: Avail up to 4 complimentary visits per quarter.
Fuel Surcharge Waiver: 1% fuel surcharge waiver on all fuel transactions between Rs. 400 to Rs. 5,000.
Memberships: Avail fun & fitness memberships such as Zee5, Amazon Prime, Cult.fit
- 10X/5X reward points on all online domestic & international retail transactions
- 10X /5X reward points on all POS & Contactless offline domestic & international transactions
Note: Cash withdrawal, fuel & EMI transactions are not eligible for program/ base reward points. Fuel, rent, insurance, and cash withdrawal transactions are also not eligible for accelerated reward points.
- Groups
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Finance
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Credit Card
In LIT card, no benefits... you have to pay extra to take all cashback and privilege benefits.
Online application via c2c possible?
It’s been 10 days, application still processing

Are they issuing LIT card for users who have other AU cards?
As a second card?
I got this card when it was launched. This is a good card if u use it wisely.
The reason for taking this card is because of the maximum discount offer on e commerce.
Earlier onecard, now AU
Big list of offers on swiggy, Zomato, etc
But u can get the same offers on AU debit card also (zero Bal account) so chose as per ur requirement
kkrulesdnation wrote:yes good LTF cardI got this card when it was launched. This is a good card if u use it wisely.
The reason for taking this card is because of the maximum discount offer on e commerce.
Earlier onecard, now AU
Big list of offers on swiggy, Zomato, etc
But u can get the same offers on AU debit card also (zero Bal account) so chose as per ur requirement
rohant wrote:Yes exacltly the same for me. AU SFB seems least bothered in processing applications.It’s been 10 days, application still processing
Applied for Zenith Card based on the Offer of Top Employers for which the Card is LTF. List of Company Codes ( https://1drv.ms/x/s!AqZC9152g1YwmzfoBe_Srok5kD9... )
Applied on Thursday 8th December and today its 8th working day and still the application is under review . Their time is 7 to 10 working days but this is the slowest of all the CCs I have applied for.
In addition the VKYC process is not that great . I had to try 3 times before I could succeed properly to get the VKYC completed .
All in all AU SFB does not inspire confidence in me for CCs . I heard that if u have a AU Bank Account then it is easier to get a CC as VKYC is not required but inspite of that the Card Processing times should be reduced
saurabhdiwadi9958891 wrote:where to check status?
U will get card in 3 days. Sms email will come soon
kkrulesdnation wrote:I got this card when it was launched. This is a good card if u use it wisely.
The reason for taking this card is because of the maximum discount offer on e commerce.
Earlier onecard, now AU
Big list of offers on swiggy, Zomato, etc
But u can get the same offers on AU debit card also (zero Bal account) so chose as per ur requirement
Can u pls elaborate what are the main offers bro? I have au bank DC
What is the difference between this thread and the hot thread posted a few months ago for the same AU LTF Lit?
Manitian wrote:What you mean by paying extra? Share details plz.
You can activate different features and like 5% cashback.. pay 299+gst for 3 months and earn 1500 ,10x rewards for 2.5% both simultaneously. Overall its much beneficial if use regularly
AU Bank LTF Credit Card Launched - AU Lit
Please Visit
https://ddime.i...nF
psujoy294 wrote:Isn't it good enough for other online offers or that's restricted too 😕?In LIT card, no benefits... you have to pay extra to take all cashback and privilege benefits.

Lounge access with any card, needs flight ticket or can we go to airport for only lounge access and have buffet??😄
kkrulesdnation wrote:
Bro use AU app. There are tons of offers shown on it.
Pharmacy, flight hotel, swiggy Zomato etc
So many offers are there
Bro most of those are Quite useless .. only the pure cashback offers are probably good … I used a few of those though several months back, but haven’t got any cashback
They called me saying Lit cc was pre-approved. I applied with some employee code. Rejected citing "not eligible". DID NOT EVEN BOTHER TO INFORM via email about declined. Then called me 4 times in next 4 weeks again saying "I am eligible for LTF Lit CC." Morons. 🙄
some1anywhere wrote:They called me saying Lit cc was pre-approved. I applied with some employee code. Rejected citing "not eligible". DID NOT EVEN BOTHER TO INFORM via email about declined. Then called me 4 times in next 4 weeks again saying "I am eligible for LTF Lit CC." Morons. 🙄
Your pin code may not be serviceable, btw cc support is pathetic esp new customers. I just checked the credit card section did not submit application, got application rejected due to internal policy email 3 weeks later! (+cibil hit).
Got Pre-approved offer with limit 15K....Took almost 40 days for overall process even it's Pre-approved offer for me.😆
Not useful.. you have to pay extra for all rewards and privilege.
maxdealer wrote:Arey bro.Bro most of those are Quite useless .. only the pure cashback offers are probably good … I used a few of those though several months back, but haven’t got any cashback
Don't waste time on deal of day cashback
Take only instant discount deals
This month Zomato AU offer Rs 100 off
And on swiggy too.
Bigbasket also offer is there
Then instamart and zepto also
LTF card is coming with no benefits.. you have to pay extra for all rewards

I got this card when it was launched. This is a good card if u use it wisely.
The reason for taking this card is because of the maximum discount offer on e commerce.
Earlier onecard, now AU
Big list of offers on swiggy, Zomato, etc
But u can get the same offers on AU debit card also (zero Bal account) so chose as per ur requirement
In LIT card, no benefits... you have to pay extra to take all cashback and privilege benefits.
They called me saying Lit cc was pre-approved. I applied with some employee code. Rejected citing "not eligible". DID NOT EVEN BOTHER TO INFORM via email about declined. Then called me 4 times in next 4 weeks again saying "I am eligible for LTF Lit CC." Morons. 🙄