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Featured Lifetime Free AU Small Finance Bank LIT Credit Card

Lifetime Free AU Small Finance Bank LIT Credit Card

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Deal Major
bobby_123
https://cconboarding.aubank.in/auccself/#/l...ng
Key Highlights of AU Small Finance Bank LIT Credit Card
Card Type Lifetime-free
Best Suited for Rewards & Cashback
Best Feature Up to 10X reward points on online & offline domestic & international transactions

Earn up to 5% cashback
  • 5% cashback 3 times over a 90 days period
  • Avail 5% cashback for retail spends in addition to 1 Reward Point per Rs. 100 spent
  • Minimum retail spends of Rs. 7,500 and a maximum cashback of Rs. 500 over a period of 30 days
Earn up to 2% cashback
  • 2% cashback 3 times over a 90 days period
  • Avail 2% cashback for retail spends in addition to 1 reward point per Rs. 100 spent
  • Minimum retail spends of Rs. 10,000 & a maximum cashback of Rs. 1,000 over a period of 30 days

Note: Fuel, rent, insurance and cash withdrawal transactions are not eligible for cashback and milestone calculation.

Other Benefits:

Lounge Access: Avail up to 4 complimentary visits per quarter.

Fuel Surcharge Waiver: 1% fuel surcharge waiver on all fuel transactions between Rs. 400 to Rs. 5,000.

Memberships: Avail fun & fitness memberships such as Zee5, Amazon Prime, Cult.fit

Reward Points:
  • 10X/5X reward points on all online domestic & international retail transactions
  • 10X /5X reward points on all POS & Contactless offline domestic & international transactions

Note: Cash withdrawal, fuel & EMI transactions are not eligible for program/ base reward points. Fuel, rent, insurance, and cash withdrawal transactions are also not eligible for accelerated reward points.


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Top Comments
Deal Cadet Deal Cadet
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I got this card when it was launched. This is a good card if u use it wisely.

The reason for taking this card is because of the maximum discount offer on e commerce.

Earlier onecard, now AU

Big list of offers on swiggy, Zomato, etc

But u can get the same offers on AU debit card also (zero Bal account) so chose as per ur requirement 

Deal Newbie Deal Newbie
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In LIT card, no benefits... you have to pay extra to take all cashback and privilege benefits.

Deal Cadet Deal Cadet
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They called me saying Lit cc was pre-approved. I applied with some employee code. Rejected citing "not eligible". DID NOT EVEN BOTHER TO INFORM via email about declined. Then called me 4 times in next 4 weeks again saying "I am eligible for LTF Lit CC." Morons. 🙄

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Deal Newbie Deal Newbie
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In LIT card, no benefits... you have to pay extra to take all cashback and privilege benefits.

Helpful Helpful
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shrikant2002 wrote:

eligibility?

Branch visit pe C2C de denge

Daily call aate hai inke

Firestorm Firestorm
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Online application via c2c possible?

Helpful Helpful
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It’s been 10 days, application still processing

Deal Subedar Deal Subedar
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Are they issuing LIT card for users who have other AU cards?

As a second card?

Deal Cadet Deal Cadet
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I got this card when it was launched. This is a good card if u use it wisely.

The reason for taking this card is because of the maximum discount offer on e commerce.

Earlier onecard, now AU

Big list of offers on swiggy, Zomato, etc

But u can get the same offers on AU debit card also (zero Bal account) so chose as per ur requirement 

Deal Cadet Deal Cadet
Link Copied
kkrulesdnation wrote:

I got this card when it was launched. This is a good card if u use it wisely.

The reason for taking this card is because of the maximum discount offer on e commerce.

Earlier onecard, now AU

Big list of offers on swiggy, Zomato, etc

But u can get the same offers on AU debit card also (zero Bal account) so chose as per ur requirement 

yes good LTF card
Deal Lieutenant Deal Lieutenant
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rohant wrote:

It’s been 10 days, application still processing

Yes exacltly the same for me. AU SFB seems least bothered in processing applications.

Applied for Zenith Card based on the Offer of Top Employers for which the Card is LTF.  List of Company Codes ( https://1drv.ms/x/s!AqZC9152g1YwmzfoBe_Srok5kD9...

Applied on Thursday 8th December and today its 8th working day and still the application is under review . Their time is 7 to 10 working days but this is the slowest of all the CCs I have applied for. 

In addition the VKYC process is not that great . I had to try 3 times before I could succeed properly to get the VKYC completed . 

All in all AU SFB does not inspire confidence in me for CCs . I heard that if u have a AU Bank Account then it is easier to get a CC as VKYC is not required but inspite  of that the Card Processing times should be reduced   

Deal Subedar Deal Subedar
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kkrulesdnation wrote:

I got this card when it was launched. This is a good card if u use it wisely.

The reason for taking this card is because of the maximum discount offer on e commerce.

Earlier onecard, now AU

Big list of offers on swiggy, Zomato, etc

But u can get the same offers on AU debit card also (zero Bal account) so chose as per ur requirement 

Can u pls elaborate what are the main offers bro? I have au bank DC

Deal Subedar Deal Subedar
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What is the difference between this thread and the hot thread posted a few months ago for the same AU LTF Lit?

Deal Cadet Deal Cadet
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maxdealer wrote:

Can u pls elaborate what are the main offers bro? I have au bank DC

Bro use AU app. There are tons of offers shown on it.

Pharmacy, flight hotel, swiggy Zomato etc
So many offers are there
Benevolent Benevolent
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psujoy294 wrote:

In LIT card, no benefits... you have to pay extra to take all cashback and privilege benefits.

Any other AU LTF option?

Deal Subedar Deal Subedar
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psujoy294 wrote:

In LIT card, no benefits... you have to pay extra to take all cashback and privilege benefits.

What you mean by paying extra? Share details plz.

Generous Generous
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Manitian wrote:

What you mean by paying extra? Share details plz.

You can activate different features and like 5% cashback.. pay 299+gst for 3 months and earn 1500 ,10x rewards for 2.5%  both simultaneously. Overall its much beneficial if use regularly
AU Bank LTF Credit Card Launched - AU Lit
Please Visit
https://ddime.i...nF

Helpful Helpful
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psujoy294 wrote:

In LIT card, no benefits... you have to pay extra to take all cashback and privilege benefits.

Isn't it good enough for other online offers or that's restricted too 😕?
Generous Generous
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22sumit wrote:
Isn't it good enough for other online offers or that's restricted too 😕?
Works on all offers
Deal Cadet Deal Cadet
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Lounge access with any card, needs flight ticket or can we go to airport for only lounge access and have buffet??😄

Helpful Helpful
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bohemian wrote:
Works on all offers

That's enough for me to get it as LTF (dark horse) 

Deal Subedar Deal Subedar
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kkrulesdnation wrote:
Bro use AU app. There are tons of offers shown on it.

Pharmacy, flight hotel, swiggy Zomato etc
So many offers are there

Bro most of those are Quite useless .. only the pure cashback offers are probably good … I used a few of those though several months back, but haven’t got any cashback 

Deal Cadet Deal Cadet
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They called me saying Lit cc was pre-approved. I applied with some employee code. Rejected citing "not eligible". DID NOT EVEN BOTHER TO INFORM via email about declined. Then called me 4 times in next 4 weeks again saying "I am eligible for LTF Lit CC." Morons. 🙄

Deal Subedar Deal Subedar
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some1anywhere wrote:

They called me saying Lit cc was pre-approved. I applied with some employee code. Rejected citing "not eligible". DID NOT EVEN BOTHER TO INFORM via email about declined. Then called me 4 times in next 4 weeks again saying "I am eligible for LTF Lit CC." Morons. 🙄

Your pin code may not be serviceable, btw cc support is pathetic esp new customers. I just checked the credit card section did not submit application, got application rejected due to internal policy email 3 weeks later! (+cibil hit). 

Post Emperor Post Emperor
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Got Pre-approved offer with limit 15K....Took almost 40 days for overall process even it's Pre-approved offer for me.😆

Deal Newbie Deal Newbie
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Not useful.. you have to pay extra for all rewards and privilege.

Deal Cadet Deal Cadet
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maxdealer wrote:

Bro most of those are Quite useless .. only the pure cashback offers are probably good … I used a few of those though several months back, but haven’t got any cashback 

Arey bro.
Don't waste time on deal of day cashback

Take only instant discount deals
This month Zomato AU offer Rs 100 off
And on swiggy too.

Bigbasket also offer is there
Then instamart and zepto also
Deal Newbie Deal Newbie
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LTF card is coming with no benefits.. you have to pay extra for all rewards

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